MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / New Jersey / Egg Harbor City
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Egg Harbor City, New Jersey

Egg Harbor City, New Jersey mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA273 W White Horse Pike, Egg Harbor City, NJ 08215A+5.0 ★Texas Ratio: 5.36%, Jersey Shore FCUJersey Shore FCUWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405A+5.0 ★Texas Ratio: 1.54%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, Sturdy Savings BankSturdy Savings Bank2628 Dune Dr, Avalon, NJ 08202A+5.0 ★Texas Ratio: 0.97%, EDIFI Credit UnionEDIFI Credit Union2652 Atlantic Ave, Atlantic City, NJ 08401A+5.0 ★Texas Ratio: 3.73%, Kearny BankKearny Bank675 Martinsville Rd, Basking Ridge, NJ 07920A5.0 ★Texas Ratio: 7.41%, WSFS bankWSFS bank1029 Neck Rd, Burlington, NJ 08016A+5.0 ★Texas Ratio: 3.10%, Citizens Bank, NACitizens Bank, NA1000 Highway 36, Atlantic Highlands, NJ 07716A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, and Fulton Bank, National AssociationFulton Bank, National Association20 N Main St, Allentown, NJ 08501A+5.0 ★Texas Ratio: 4.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Egg Harbor City, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Egg Harbor City are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Egg Harbor City, New Jersey

Market share is the lender's share of all home loans closed in Egg Harbor City, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Egg Harbor City
273 W White Horse Pike, Egg Harbor City, NJ 08215
A+5.0 ★Texas Ratio: 5.36%
Conventional 2 3.3% 100% $125,000 View
William J Hughes Technical Ctr, Atlantic City, NJ 08405
A+5.0 ★Texas Ratio: 1.54%
Conventional 3 4.9% 75% $48,333 View
601 White Horse Pike, Absecon, NJ 08201
A+5.0 ★Texas Ratio: 3.71%
Conventional 2 3.3% 100% $105,000 View
2628 Dune Dr, Avalon, NJ 08202
A+5.0 ★Texas Ratio: 0.97%
Conventional 1 1.6% 100% $135,000 View
2652 Atlantic Ave, Atlantic City, NJ 08401
A+5.0 ★Texas Ratio: 3.73%
Conventional 1 1.6% 50% $85,000 View
675 Martinsville Rd, Basking Ridge, NJ 07920
A5.0 ★Texas Ratio: 7.41%
Conventional 1 1.6% 100% $205,000 View
1029 Neck Rd, Burlington, NJ 08016
A+5.0 ★Texas Ratio: 3.10%
Conventional 1 1.6% 100% $135,000 View
1000 Highway 36, Atlantic Highlands, NJ 07716
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+3 HELOCs
0% n/a View
1116 State Route 34, Aberdeen, NJ 07747
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+2 HELOCs
0% n/a View
20 N Main St, Allentown, NJ 08501
A+5.0 ★Texas Ratio: 4.85%
HELOC 0
+1 HELOCs
0% n/a View
Advisors Mortgage Group, LLC
Conventional, FHA 6 9.8% 100% $266,666
Affordable Mortgage Advisors
Conventional, FHA 9 14.8% 100% $265,000
Rocket Mortgage
Conventional, FHA 5 8.2% 71.4% $227,000
CrossCountry Mortgage, LLC
Conventional, FHA, VA 4 6.6% 100% $195,000
Freedom Mortgage Corporation
FHA, VA 3 4.9% 100% $268,333
Lakeview Loan Servicing, LLC
Conventional 2 3.3% 100% $265,000
Cmg Mortgage Inc
Conventional, FHA 2 3.3% 100% $165,000
Mortgage Research Center
VA 2 3.3% 100% $390,000
C3.9 ★Texas Ratio: 27.97%
Conventional 1 1.6% 100% $215,000 View
Envoy Mortgage, Ltd
VA 1 1.6% 100% $305,000
loanDepot.com LLC
Conventional 1 1.6% 50% $265,000
Movement Mortgage, LLC
Conventional 1 1.6% 100% $135,000
B+4.8 ★Texas Ratio: 17.16%
FHA 1 1.6% 100% $245,000 View
Success Mortgage Partners, Inc
FHA 1 1.6% 100% $275,000
Sun West Mortgage Company, Inc
FHA 1 1.6% 100% $365,000
East Coast Capital Corp.
Conventional 1 1.6% 100% $285,000
Nfm, Inc
FHA 1 1.6% 100% $265,000
Quaint Oak Mortgage, LLC
Conventional 1 1.6% 100% $205,000
Fairway Independent Mort Corp
VA 1 1.6% 100% $345,000
A5.0 ★Texas Ratio: 8.14%
Conventional 1 1.6% 100% $245,000
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 1.6% 100% $295,000 View
Carrington Mortgage Services LLC
Conventional 1 1.6% 100% $75,000
Spring Eq, LLC
Conventional 1 1.6% 50% $65,000
Geneva Financial LLC
FHA 1 1.6% 100% $325,000
Tomo Mortgage LLC
Conventional 1 1.6% 100% $265,000
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+2 HELOCs
0% n/a View
Pentagon Federal Credit Union
HELOC 0
+1 HELOCs
0% 0%
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 8, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Egg Harbor City, New Jersey

Looking for mortgage lenders near me or mortgage brokers near me in Egg Harbor City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Egg Harbor City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Egg Harbor City, NJ

Use these to narrow the list above. Each category shows how many Egg Harbor City, NJ lenders fit and what that kind of lender is usually best for.

Who Lends in Egg Harbor City, NJ

Independent mortgage companies closed 75.4 percent of home loans in Egg Harbor City, New Jersey in 2025, banks 16.4 percent and credit unions 8.2 percent. Advisors Mortgage Group, LLC was the largest mortgage company, Wells Fargo Bank NA the largest bank and Jersey Shore FCU the largest credit union. Among lenders headquartered in New Jersey, Jersey Shore FCU led with 3 loans.

75.4%
Mortgage companies
16.4%
Banks
8.2%
Credit unions
33%
FHA loans
11%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.

More New Jersey Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Egg Harbor City, NJ

Who is the largest mortgage lender in Egg Harbor City, NJ?

By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Egg Harbor City, New Jersey with 2 loans, about 3.3 percent of the market. The largest lender headquartered in New Jersey was Jersey Shore FCU with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Egg Harbor City, NJ mortgage lenders offer FHA, VA and USDA loans?

11 lenders closed FHA loans in Egg Harbor City, New Jersey in 2025, led by Advisors Mortgage Group, LLC with 5. 5 lenders closed VA loans, led by Freedom Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Egg Harbor City, NJ lender list?

Yes. 12 banks and 4 credit unions closed home loans in Egg Harbor City, New Jersey in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Egg Harbor City, NJ ranked on this page?

Lenders are ranked only by the number of home loans they closed in Egg Harbor City, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Egg Harbor City, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Egg Harbor City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.