Mortgage Lenders and Brokers in Alpha, New Jersey
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Alpha, New Jersey mortgage lenders include PNC Bank N.A.PNC Bank N.A.331 3rd Ave, Alpha, NJ 08865A+5.0 ★Texas Ratio: 4.24%, TD BankTD Bank601 White Horse Pike, Absecon, NJ 08201A+5.0 ★Texas Ratio: 3.71%, IRCO Community Federal Credit UnionIRCO Community Federal Credit Union450 Hillcrest Blvd, Phillipsburg, NJ 08865A+5.0 ★Texas Ratio: 0.04%, Bank of America NABank of America NA1116 State Route 34, Aberdeen, NJ 07747A+5.0 ★Texas Ratio: 4.14%, First Alliance Home Mortgage, LLCFirst Alliance Home Mortgage, LLCCranford, NJ, American Federal Mortgage CorporationAmerican Federal Mortgage CorporationChester, NJ, Weichert Financial ServicesWeichert Financial ServicesMorris Plains, NJ, Residential Home Mortgage CorporationResidential Home Mortgage CorporationHampton, NJ, American Neighborhood Mortgage Acceptance CompanyAmerican Neighborhood Mortgage Acceptance CompanyMt. Laurel, NJ, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alpha, New Jersey in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alpha are listed first, then lenders elsewhere in New Jersey, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Alpha, New Jersey
Market share is the lender's share of all home loans closed in Alpha, New Jersey. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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★ 1.7 stars, 3 reviews 1 office in Alpha 331 3rd Ave, Alpha, NJ 08865 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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601 White Horse Pike, Absecon, NJ 08201 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 1 +1 HELOCs |
2.9% | 100% | $55,000 | View |
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450 Hillcrest Blvd, Phillipsburg, NJ 08865 A+5.0 ★Texas Ratio: 0.04% |
Conventional | 1 | 2.9% | 50% | $25,000 | View |
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1116 State Route 34, Aberdeen, NJ 07747 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Alliance Home Mortgage, LLC
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Conventional | 1 | 2.9% | 100% | $195,000 | |
American Federal Mortgage Corporation
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Conventional | 1 | 2.9% | 100% | $165,000 | |
Weichert Financial Services
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Conventional | 1 | 2.9% | 100% | $205,000 | |
Residential Home Mortgage Corporation
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FHA | 1 | 2.9% | 100% | $365,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 2.9% | 100% | $235,000 | |
Rocket Mortgage
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Conventional, VA | 6 | 17.6% | 100% | $165,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 8.8% | 100% | $211,666 | |
Freedom Mortgage Corporation
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FHA | 2 | 5.9% | 100% | $260,000 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 5.9% | 100% | $230,000 | |
Nations Lending Corporation
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Conventional, FHA | 2 | 5.9% | 100% | $250,000 | |
Nationstar Mortgage
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Conventional | 2 | 5.9% | 100% | $120,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
2.9% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.9% | 100% | $85,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 2.9% | 100% | $395,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 2.9% | 100% | $375,000 | |
Newrez LLC
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Conventional | 1 | 2.9% | 50% | $155,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 2.9% | 100% | $325,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 2.9% | 100% | $45,000 | |
Planet Home Lending, LLC
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FHA | 1 | 2.9% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.9% | 100% | $245,000 | View |
Paramount Residential Mortgage
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USDA | 1 | 2.9% | 100% | $275,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Visions Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
First Commonwealth Federal Cre
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Alpha Mortgage Rate Trends
Daily average mortgage rates for New Jersey compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Alpha, New Jersey
Looking for mortgage lenders near me or mortgage brokers near me in Alpha? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alpha in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Alpha, NJ
Use these to narrow the list above. Each category shows how many Alpha, NJ lenders fit and what that kind of lender is usually best for.
Who Lends in Alpha, NJ
Independent mortgage companies closed 91.2 percent of home loans in Alpha, New Jersey in 2025, banks 5.9 percent and credit unions 2.9 percent. First Alliance Home Mortgage, LLC was the largest mortgage company, PNC Bank N.A. the largest bank and IRCO Community Federal Credit Union the largest credit union. Among lenders headquartered in New Jersey, TD Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Jersey. Graduated seller paid realty transfer fee of roughly $2 to $6.05 per $500 (about 0.4 percent to 1.2 percent, higher on sales over $350,000), plus a seller paid mansion tax on homes over $1 million that since July 2025 runs 1 percent from $1 million to $2 million and rises in tiers to 3.5 percent above $3.5 million. No mortgage recording tax.
More New Jersey Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Alpha, NJ
By home loans closed in 2025, PNC Bank N.A. was the largest mortgage lender in Alpha, New Jersey with 0 loans, about 0 percent of the market. The largest lender headquartered in New Jersey was TD Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Alpha, New Jersey in 2025, led by Freedom Mortgage Corporation with 2. 1 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 5 credit unions closed home loans in Alpha, New Jersey in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alpha, New Jersey during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alpha, New Jersey for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alpha. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
