Gorham, New Hampshire mortgage lenders include The Camden National BankThe Camden National Bank260 Main St, Gorham, NH 03581A+5.0 ★Texas Ratio: 1.50%, Lighthouse Federal Credit UnionLighthouse Federal Credit Union730 Main St, Berlin, NH 03570A+5.0 ★Texas Ratio: 3.05%, Bank of America NABank of America NA46 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA67 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 3.68%, Mascoma BankMascoma Bank2212 Main St, Bethlehem, NH 03574A+5.0 ★Texas Ratio: 1.41%, Service Federal Credit UnionService Federal Credit Union561 Main St, Gorham, NH 03581 4901A-4.9 ★Texas Ratio: 16.25%, Union BankUnion Bank3 State St, Groveton, NH 03582A-4.8 ★Texas Ratio: 14.30%, TD BankTD Bank92 Main St, Alton, NH 03809A+5.0 ★Texas Ratio: 3.71%, Citizens Bank, NACitizens Bank, NA199 State Route 101 Unit 1a, Amherst, NH 03031A+5.0 ★Texas Ratio: 5.44%, and Bangor Savings BankBangor Savings Bank69 Route 101a, Amherst, NH 03031A+5.0 ★Texas Ratio: 4.53%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Gorham, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Gorham are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Gorham, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Gorham 260 Main St, Gorham, NH 03581 A+5.0 ★Texas Ratio: 1.50% |
Conventional, FHA, HELOC | 6 +3 HELOCs |
15% | 85.7% | $191,666 | View |
|
730 Main St, Berlin, NH 03570 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 4 +1 HELOCs |
10% | 57.1% | $135,000 | View |
|
46 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
2.5% | 100% | $155,000 | View |
|
67 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 2.5% | 100% | $185,000 | View |
|
2212 Main St, Bethlehem, NH 03574 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 2.5% | 100% | $265,000 | View |
|
561 Main St, Gorham, NH 03581 4901 A-4.9 ★Texas Ratio: 16.25% |
Conventional | 1 | 2.5% | 25% | $405,000 | View |
|
3 State St, Groveton, NH 03582 A-4.8 ★Texas Ratio: 14.30% |
Conventional | 1 | 2.5% | 100% | $395,000 | View |
|
92 Main St, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 2.5% | 50% | $245,000 | View |
|
199 State Route 101 Unit 1a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
69 Route 101a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 5 | 12.5% | 100% | $323,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 3 | 7.5% | 60% | $161,666 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 5% | 100% | $155,000 | |
Guild Mortgage Company
|
Conventional, FHA | 2 | 5% | 100% | $115,000 | |
Cmg Mortgage Inc
|
Conventional | 2 | 5% | 100% | $140,000 | |
Mortgage Research Center
|
VA | 2 | 5% | 66.7% | $280,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 2 | 5% | 100% | $190,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 2.5% | 100% | $175,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 2.5% | 100% | $145,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 2.5% | 50% | $75,000 | |
|
A+5.0 ★Texas Ratio: 1.37% |
Conventional | 1 | 2.5% | 100% | $135,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 2.5% | 100% | $655,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 2.5% | 100% | $95,000 |
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Gorham? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Gorham in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Gorham, NH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 52.5 percent of home loans in Gorham, New Hampshire in 2025, banks 32.5 percent and credit unions 15 percent. United Wholesale Mortgage was the largest mortgage company, The Camden National Bank the largest bank and Lighthouse Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Lighthouse Federal Credit Union led with 4 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
By home loans closed in 2025, The Camden National Bank was the largest mortgage lender in Gorham, New Hampshire with 6 loans, about 15 percent of the market. The largest lender headquartered in New Hampshire was Lighthouse Federal Credit Union with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Gorham, New Hampshire in 2025, led by The Camden National Bank with 1. 5 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 3 credit unions closed home loans in Gorham, New Hampshire in 2025, alongside 10 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Gorham, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Gorham, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Gorham. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.