Mortgage Lenders and Brokers in Franklin, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Franklin, New Hampshire mortgage lenders include Franklin Savings BankFranklin Savings Bank387 Central St, Franklin, NH 03235A+5.0 ★Texas Ratio: 4.42%, Service Federal Credit UnionService Federal Credit Union886 Central St, Franklin, NH 03235A-4.9 ★Texas Ratio: 16.25%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA67 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 3.68%, Granite State Credit UnionGranite State Credit Union132 State Route 101A, Amherst, NH 03031A+5.0 ★Texas Ratio: 3.25%, The Camden National BankThe Camden National Bank106 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 1.50%, St. Mary'S Bank CUSt. Mary'S Bank CU2 Pillsbury St, Concord, NH 03301A+5.0 ★Texas Ratio: 2.56%, Meredith Village Savings BankMeredith Village Savings Bank82 Wolfeboro Hwy, Alton, NH 03809A+5.0 ★Texas Ratio: 3.52%, Eastern BankEastern Bank1 Atwood Ln, Bedford, NH 03110A+5.0 ★Texas Ratio: 2.61%, Union BankUnion Bank3 State St, Groveton, NH 03582A-4.8 ★Texas Ratio: 14.30%, and Merrimack County Savings BankMerrimack County Savings Bank503 South St, Bow, NH 03304A5.0 ★Texas Ratio: 6.04%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Franklin, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Franklin are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Franklin, New Hampshire
Market share is the lender's share of all home loans closed in Franklin, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Franklin 387 Central St, Franklin, NH 03235 A+5.0 ★Texas Ratio: 4.42% |
Conventional | 4 | 2.1% | 100% | $325,000 | View |
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886 Central St, Franklin, NH 03235 A-4.9 ★Texas Ratio: 16.25% |
Conventional, HELOC | 8 +3 HELOCs |
4.3% | 61.5% | $133,750 | View |
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67 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 3 | 1.6% | 100% | $548,333 | View |
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132 State Route 101A, Amherst, NH 03031 A+5.0 ★Texas Ratio: 3.25% |
Conventional | 3 | 1.6% | 100% | $155,000 | View |
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106 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 1.50% |
Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $295,000 | View |
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2 Pillsbury St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $315,000 | View |
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82 Wolfeboro Hwy, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.52% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $175,000 | View |
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1 Atwood Ln, Bedford, NH 03110 A+5.0 ★Texas Ratio: 2.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
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3 State St, Groveton, NH 03582 A-4.8 ★Texas Ratio: 14.30% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
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503 South St, Bow, NH 03304 A5.0 ★Texas Ratio: 6.04% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
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47 Crystal Ave, Derry, NH 03038 A+5.0 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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92 Main St, Alton, NH 03809 A+5.0 ★Texas Ratio: 3.71% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
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199 State Route 101 Unit 1a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +12 HELOCs |
0% | n/a | View | |
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69 Route 101a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Cmg Mortgage Inc
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Conventional, FHA, VA, USDA, Jumbo | 34 | 18.2% | 97.3% | $331,470 | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 8.6% | 81% | $266,250 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
7% | 87.5% | $382,692 | |
New American Funding, LLC.
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Conventional, FHA, VA | 7 | 3.7% | 87.5% | $197,857 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 7 | 3.7% | 100% | $235,000 | |
EMM Loans LLC
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Conventional, VA | 6 | 3.2% | 100% | $340,000 | |
Newrez LLC
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Conventional, VA, USDA | 6 | 3.2% | 85.7% | $223,333 | |
Mortgage Research Center
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VA | 5 | 2.7% | 55.6% | $339,000 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2.1% | 100% | $117,500 | |
Keystone Funding, Inc
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Conventional | 4 | 2.1% | 100% | $290,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 4 | 2.1% | 100% | $297,500 | |
Digital Federal Credit Union
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Conventional, HELOC | 3 +1 HELOCs |
1.6% | 60% | $145,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 3 | 1.6% | 80% | $355,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.6% | 75% | $198,333 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.1% | 100% | $285,000 | |
Bar Harbor Bank & Trust
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Conventional | 2 | 1.1% | 100% | $250,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.1% | 100% | $320,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 2 | 1.1% | 66.7% | $325,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1.1% | 100% | $350,000 | |
Guild Mortgage Company
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FHA, VA | 2 | 1.1% | 66.7% | $450,000 | |
Embrace Home Loans, Inc.
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FHA | 2 | 1.1% | 100% | $345,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 1.1% | 100% | $340,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 1.1% | 100% | $300,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.1% | 100% | $165,000 | |
Radius Financial Group Inc
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Conventional, FHA | 2 | 1.1% | 100% | $305,000 | |
Village Capital & Investment
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FHA | 2 | 1.1% | 100% | $335,000 | |
Better Mortgage Corporation
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $75,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.5% | 100% | $585,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $365,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $415,000 | View |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.5% | 100% | $345,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $95,000 | |
United Trust Bank
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VA | 1 | 0.5% | 100% | $155,000 | |
Total Mortgage Services, LLC
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VA | 1 | 0.5% | 100% | $415,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
FHA | 1 | 0.5% | 100% | $375,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.5% | 100% | $105,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 33.3% | $275,000 | |
Liberty Home Mortgage Corp
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Tewksbury Federal Credit Union
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Conventional | 1 | 0.5% | 100% | $215,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Westerly Community Credit Union
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Conventional | 1 | 0.5% | 100% | $145,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Brightbridge Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Franklin Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Franklin, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Franklin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Franklin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Franklin, NH
Use these to narrow the list above. Each category shows how many Franklin, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Franklin, NH
Independent mortgage companies closed 77 percent of home loans in Franklin, New Hampshire in 2025, banks 12.8 percent and credit unions 10.2 percent. Cmg Mortgage Inc was the largest mortgage company, Franklin Savings Bank the largest bank and Service Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Franklin Savings Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Franklin, NH
By home loans closed in 2025, Franklin Savings Bank was the largest mortgage lender in Franklin, New Hampshire with 4 loans, about 2.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Franklin, New Hampshire in 2025, led by Cmg Mortgage Inc with 5. 15 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 8 credit unions closed home loans in Franklin, New Hampshire in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Franklin, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Franklin, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Franklin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
