Contoocook, New Hampshire mortgage lenders include Merrimack County Savings BankMerrimack County Savings Bank35 Kearsarge Ave, Contoocook, NH 03229A5.0 ★Texas Ratio: 6.04%, Service Federal Credit UnionService Federal Credit Union85 State ROUTE 101A, Amherst, NH 03031 2216A-4.9 ★Texas Ratio: 16.25%, St. Mary'S Bank CUSt. Mary'S Bank CU2 Pillsbury St, Concord, NH 03301A+5.0 ★Texas Ratio: 2.56%, TD BankTD Bank884 Main St, Contoocook, NH 03229A+5.0 ★Texas Ratio: 3.71%, Bellwether Community Credit UnionBellwether Community Credit Union7 Leavey Dr, Bedford, NH 03110 4437A+5.0 ★Texas Ratio: 2.11%, Nbt Bank NANbt Bank NA118 N Main St, Concord, NH 03301A+5.0 ★Texas Ratio: 3.43%, Mascoma BankMascoma Bank2212 Main St, Bethlehem, NH 03574A+5.0 ★Texas Ratio: 1.41%, Citizens Bank, NACitizens Bank, NA199 State Route 101 Unit 1a, Amherst, NH 03031A+5.0 ★Texas Ratio: 5.44%, Bank of America NABank of America NA46 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 4.14%, and Lighthouse Federal Credit UnionLighthouse Federal Credit Union730 Main St, Berlin, NH 03570A+5.0 ★Texas Ratio: 3.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Contoocook, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Contoocook are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Contoocook, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Contoocook 35 Kearsarge Ave, Contoocook, NH 03229 A5.0 ★Texas Ratio: 6.04% |
Conventional | 3 | 2.5% | 100% | $275,000 | View |
|
85 State ROUTE 101A, Amherst, NH 03031 2216 A-4.9 ★Texas Ratio: 16.25% |
Conventional, HELOC | 6 +3 HELOCs |
5.1% | 100% | $323,333 | View |
|
2 Pillsbury St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 4 +1 HELOCs |
3.4% | 100% | $352,500 | View |
|
884 Main St, Contoocook, NH 03229 A+5.0 ★Texas Ratio: 3.71% |
Conventional, HELOC | 3 +4 HELOCs |
2.5% | 75% | $91,666 | View |
|
7 Leavey Dr, Bedford, NH 03110 4437 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 2 | 1.7% | 100% | $105,000 | View |
|
118 N Main St, Concord, NH 03301 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $645,000 | View |
|
2212 Main St, Bethlehem, NH 03574 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.8% | 100% | $515,000 | View |
|
199 State Route 101 Unit 1a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
|
46 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
|
730 Main St, Berlin, NH 03570 A+5.0 ★Texas Ratio: 3.05% |
HELOC | 0 +2 HELOCs |
0% | 33.3% | View | |
|
69 Route 101a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 4.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
1 Atwood Ln, Bedford, NH 03110 A+5.0 ★Texas Ratio: 2.61% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Harborone Mortgage, LLC
|
Conventional | 2 | 1.7% | 66.7% | $350,000 | |
|
A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.8% | 100% | $85,000 | View |
Cmg Mortgage Inc
|
Conventional, VA | 17 | 14.4% | 100% | $470,294 | |
Rocket Mortgage
|
Conventional, VA | 10 | 8.5% | 64.7% | $346,000 | |
Fairway Independent Mort Corp
|
Conventional, VA | 6 | 5.1% | 100% | $541,666 | |
United Wholesale Mortgage
|
Conventional | 5 | 4.2% | 83.3% | $339,000 | |
Guild Mortgage Company
|
Conventional | 5 | 4.2% | 100% | $315,000 | |
Metro Credit Union
|
Conventional | 4 | 3.4% | 100% | $145,000 | |
EMM Loans LLC
|
Conventional, FHA | 3 | 2.5% | 100% | $511,666 | |
Pennymac Loan Services LLC
|
Conventional | 3 | 2.5% | 100% | $298,333 | |
Bar Harbor Bank & Trust
|
Conventional, HELOC | 2 +1 HELOCs |
1.7% | 100% | $195,000 | |
Newrez LLC
|
Conventional | 2 | 1.7% | 100% | $130,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 2 | 1.7% | 100% | $370,000 | |
Amerisave Mortgage Company
|
Conventional, FHA | 2 | 1.7% | 100% | $305,000 | |
Nationstar Mortgage
|
Conventional, VA | 2 | 1.7% | 66.7% | $530,000 | |
Radius Financial Group Inc
|
Conventional, VA | 2 | 1.7% | 100% | $575,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 1.7% | 100% | $605,000 | View |
|
A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 1.7% | 100% | $410,000 | View |
Alliant Credit Union
|
Conventional | 1 | 0.8% | 100% | $745,000 | |
Guaranteed Rate Affinity, LLC
|
VA | 1 | 0.8% | 100% | $585,000 | |
|
A+5.0 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.8% | 100% | $1,105,000 | View |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.8% | 100% | $285,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 0.8% | 100% | $565,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.8% | 100% | $445,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.8% | 100% | $345,000 | |
PFN Lending Group, Inc.
|
Conventional | 1 | 0.8% | 100% | $515,000 | |
Discover Bank
|
Conventional | 1 | 0.8% | 50% | $165,000 | |
|
A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
Greenwood Credit Union
|
Conventional | 1 | 0.8% | 100% | $125,000 | |
Total Mortgage Services, LLC
|
Conventional | 1 | 0.8% | 100% | $555,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.8% | 100% | $435,000 | |
EastRise Federal Credit Union
|
Conventional | 1 | 0.8% | 100% | $755,000 | |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.8% | 100% | $395,000 | View |
Embrace Home Loans, Inc.
|
Conventional | 1 | 0.8% | 100% | $385,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
Mortgage Research Center
|
VA | 1 | 0.8% | 100% | $465,000 | |
|
A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.8% | 100% | $675,000 | View |
Keystone Funding, Inc
|
Conventional | 1 | 0.8% | 100% | $805,000 | |
Zillow Home Loans, LLC
|
Conventional | 1 | 0.8% | 100% | $555,000 | |
New American Funding, LLC.
|
Conventional | 1 | 0.8% | 100% | $475,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 0.8% | 33.3% | $265,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.8% | 100% | $285,000 | View |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.8% | 100% | $105,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.8% | 100% | $575,000 | View |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Digital Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Workers Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Contoocook? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Contoocook in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Contoocook, NH lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 63.6 percent of home loans in Contoocook, New Hampshire in 2025, banks 18.6 percent and credit unions 17.8 percent. Cmg Mortgage Inc was the largest mortgage company, Merrimack County Savings Bank the largest bank and Service Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Merrimack County Savings Bank led with 3 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
By home loans closed in 2025, Merrimack County Savings Bank was the largest mortgage lender in Contoocook, New Hampshire with 3 loans, about 2.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
4 lenders closed FHA loans in Contoocook, New Hampshire in 2025, led by EMM Loans LLC with 1. 7 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 12 credit unions closed home loans in Contoocook, New Hampshire in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Contoocook, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Contoocook, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Contoocook. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.