Mortgage Lenders and Brokers in Berlin, New Hampshire
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Berlin, New Hampshire mortgage lenders include The Camden National BankThe Camden National Bank9 Main St, Berlin, NH 03570A+5.0 ★Texas Ratio: 1.50%, Lighthouse Federal Credit UnionLighthouse Federal Credit Union730 Main St, Berlin, NH 03570A+5.0 ★Texas Ratio: 3.05%, Service Federal Credit UnionService Federal Credit Union200 Coos St, Berlin, NH 03570A-4.9 ★Texas Ratio: 16.25%, Union BankUnion Bank3 State St, Groveton, NH 03582A-4.8 ★Texas Ratio: 14.30%, Mascoma BankMascoma Bank2212 Main St, Bethlehem, NH 03574A+5.0 ★Texas Ratio: 1.41%, St. Mary'S Bank CUSt. Mary'S Bank CU2 Pillsbury St, Concord, NH 03301A+5.0 ★Texas Ratio: 2.56%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA67 S River Rd, Bedford, NH 03110A+5.0 ★Texas Ratio: 3.68%, M&T BankM&T Bank746 Route 63, Chesterfield, NH 03443A+5.0 ★Texas Ratio: 4.11%, Citizens Bank, NACitizens Bank, NA199 State Route 101 Unit 1a, Amherst, NH 03031A+5.0 ★Texas Ratio: 5.44%, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Berlin, New Hampshire in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Berlin are listed first, then lenders elsewhere in New Hampshire, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Berlin, New Hampshire
Market share is the lender's share of all home loans closed in Berlin, New Hampshire. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Berlin 9 Main St, Berlin, NH 03570 A+5.0 ★Texas Ratio: 1.50% |
Conventional, FHA, HELOC | 19 +13 HELOCs |
13.4% | 83.3% | $162,894 | View |
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730 Main St, Berlin, NH 03570 A+5.0 ★Texas Ratio: 3.05% |
Conventional, HELOC | 13 +3 HELOCs |
9.2% | 60.9% | $85,769 | View |
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200 Coos St, Berlin, NH 03570 A-4.9 ★Texas Ratio: 16.25% |
Conventional, HELOC | 6 +4 HELOCs |
4.2% | 66.7% | $78,333 | View |
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3 State St, Groveton, NH 03582 A-4.8 ★Texas Ratio: 14.30% |
Conventional, FHA | 3 | 2.1% | 100% | $168,333 | View |
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2212 Main St, Bethlehem, NH 03574 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 2 | 1.4% | 100% | $205,000 | View |
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2 Pillsbury St, Concord, NH 03301 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 2 | 1.4% | 100% | $220,000 | View |
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67 S River Rd, Bedford, NH 03110 A+5.0 ★Texas Ratio: 3.68% |
VA | 1 | 0.7% | 100% | $185,000 | View |
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746 Route 63, Chesterfield, NH 03443 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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199 State Route 101 Unit 1a, Amherst, NH 03031 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 16 | 11.3% | 72% | $150,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 15 | 10.6% | 88.2% | $117,000 | |
Mortgage Research Center
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Conventional, VA | 9 | 6.3% | 81.8% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 5.6% | 72.7% | $201,250 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 7 | 4.9% | 70% | $156,428 | |
Lakeview Loan Servicing, LLC
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FHA, VA | 4 | 2.8% | 80% | $187,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 2.8% | 80% | $135,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 3 | 2.1% | 100% | $188,333 | |
Navy Federal Credit Union
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Conventional, VA | 3 | 2.1% | 100% | $148,333 | |
Newrez LLC
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Conventional | 2 | 1.4% | 100% | $70,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.4% | 66.7% | $145,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.4% | 28.6% | $100,000 | |
Discover Bank
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Conventional | 2 | 1.4% | 66.7% | $80,000 | |
Mutual of Omaha Mortgage
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Conventional | 2 | 1.4% | 100% | $175,000 | |
New American Funding, LLC.
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FHA | 2 | 1.4% | 100% | $235,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1.4% | 66.7% | $185,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.7% | 100% | $165,000 | |
Pennymac Loan Services LLC
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VA | 1 | 0.7% | 100% | $155,000 | |
Guild Mortgage Company
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FHA | 1 | 0.7% | 100% | $155,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 20% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
Churchill Mortgage Corporation
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FHA | 1 | 0.7% | 100% | $95,000 | |
Evolve Bank & Trust
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FHA | 1 | 0.7% | 100% | $205,000 | |
New Fed Mortgage Corp.
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Conventional | 1 | 0.7% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 3.70% |
Conventional | 1 | 0.7% | 100% | $245,000 | View |
Radius Financial Group Inc
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FHA | 1 | 0.7% | 100% | $225,000 | |
Nations Direct Mortgage, LLC
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FHA | 1 | 0.7% | 100% | $185,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.7% | 100% | $225,000 | View |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Berlin Mortgage Rate Trends
Daily average mortgage rates for New Hampshire compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Berlin, New Hampshire
Looking for mortgage lenders near me or mortgage brokers near me in Berlin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Berlin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Berlin, NH
Use these to narrow the list above. Each category shows how many Berlin, NH lenders fit and what that kind of lender is usually best for.
Who Lends in Berlin, NH
Independent mortgage companies closed 58.5 percent of home loans in Berlin, New Hampshire in 2025, banks 24.6 percent and credit unions 16.9 percent. Rocket Mortgage was the largest mortgage company, The Camden National Bank the largest bank and Lighthouse Federal Credit Union the largest credit union. Among lenders headquartered in New Hampshire, Lighthouse Federal Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in New Hampshire. Real estate transfer tax of $15 per $1,000 of price (1.5 percent), split equally so buyer and seller each pay $7.50 per $1,000, with a $40 minimum. No mortgage recording tax.
More New Hampshire Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Berlin, NH
By home loans closed in 2025, The Camden National Bank was the largest mortgage lender in Berlin, New Hampshire with 19 loans, about 13.4 percent of the market. The largest lender headquartered in New Hampshire was Lighthouse Federal Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Berlin, New Hampshire in 2025, led by Fairway Independent Mort Corp with 7. 10 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 4 credit unions closed home loans in Berlin, New Hampshire in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Berlin, New Hampshire during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Berlin, New Hampshire for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Berlin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
