Medicine Lake, Montana mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2414 Central Ave, Billings, MT 59102A+5.0 ★Texas Ratio: 3.68%, Independence BankIndependence Bank23 5th Ave Se, Conrad, MT 59425A+5.0 ★Texas Ratio: 2.94%, Opportunity Bank of MontanaOpportunity Bank of Montana300 Main St, Ashland, MT 59003A+5.0 ★Texas Ratio: 1.60%, Rocket MortgageRocket MortgageA+5.0 ★Texas Ratio: 5.43%, Freedom Mortgage Corporation, Evergreen Moneysource Mortgage Company, Planet Home Lending, LLC, Mortgage Research Center, and Spring Eq, LLC. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Medicine Lake, Montana in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Medicine Lake are listed first, then lenders elsewhere in Montana, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Medicine Lake, Montana. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2414 Central Ave, Billings, MT 59102 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 12.5% | 100% | $55,000 | View |
|
23 5th Ave Se, Conrad, MT 59425 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 12.5% | 100% | $325,000 | View |
|
300 Main St, Ashland, MT 59003 A+5.0 ★Texas Ratio: 1.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
A+5.0 ★Texas Ratio: 5.43% |
Conventional | 1 | 12.5% | 50% | $215,000 | View |
Freedom Mortgage Corporation
|
Conventional | 1 | 12.5% | 100% | $245,000 | |
Evergreen Moneysource Mortgage Company
|
Conventional | 1 | 12.5% | 100% | $105,000 | |
Planet Home Lending, LLC
|
VA | 1 | 12.5% | 100% | $135,000 | |
Mortgage Research Center
|
VA | 1 | 12.5% | 100% | $165,000 | |
Spring Eq, LLC
|
Conventional | 1 | 12.5% | 100% | $225,000 |
Daily average mortgage rates for Montana compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Medicine Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Medicine Lake in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Medicine Lake, MT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 75 percent of home loans in Medicine Lake, Montana in 2025, banks 25 percent and credit unions 0 percent. Rocket Mortgage was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank. Among lenders headquartered in Montana, Independence Bank led with 1 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Montana. None; Montana has no real estate transfer tax or mortgage recording tax, only county recording fees.
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Medicine Lake, Montana with 1 loans, about 12.5 percent of the market. The largest lender headquartered in Montana was Independence Bank with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 0 credit unions closed home loans in Medicine Lake, Montana in 2025, alongside 6 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Medicine Lake, Montana during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Medicine Lake, Montana for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Medicine Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.