Mortgage Lenders and Brokers in Winfield, Missouri
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Winfield, Missouri mortgage lenders include Peoples Bank & Trust Co.Peoples Bank & Trust Co.103 Pine St, Winfield, MO 63389A-5.0 ★Texas Ratio: 14.19%, First Mid Bank and Trust, NAFirst Mid Bank and Trust, NA4001 E Highway 47, Winfield, MO 63389A+5.0 ★Texas Ratio: 3.88%, The Bank of Old MonroeThe Bank of Old Monroe#10 Freise Industrial Drive, Moscow Mills, MO 63362A+5.0 ★Texas Ratio: 0.03%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Alliance Credit UnionAlliance Credit Union217 N Kingshighway St, Cape Girardeau, MO 63701A+5.0 ★Texas Ratio: 3.14%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Community State Bank of MissouriCommunity State Bank of Missouri104 Bowling Green Parkway, Bowling Green, MO 63334A+5.0 ★Texas Ratio: 1.65%, Bank of SpringfieldBank of Springfield101 Laura K Dr, O Fallon, MO 63366A5.0 ★Texas Ratio: 13.68%, and Nbkc BankNbkc Bank8320 Ward Pkwy, Kansas City, MO 64114. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Winfield, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Winfield are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Winfield, Missouri
Market share is the lender's share of all home loans closed in Winfield, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Winfield 103 Pine St, Winfield, MO 63389 A-5.0 ★Texas Ratio: 14.19% |
Conventional | 4 | 3.6% | 71.4% | $170,000 | View |
|
1 office in Winfield 4001 E Highway 47, Winfield, MO 63389 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 66.7% | $160,000 | View |
|
#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 6 | 5.4% | 85.7% | $261,666 | View |
|
1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 4 +2 HELOCs |
3.6% | 100% | $162,500 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
2.7% | 60% | $191,666 | View |
|
217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 2.7% | 100% | $228,333 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 1.8% | 100% | $170,000 | View |
|
104 Bowling Green Parkway, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 1.65% |
Conventional | 2 | 1.8% | 100% | $160,000 | View |
|
101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 1 | 0.9% | 100% | $245,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 1 | 0.9% | 100% | $805,000 | |
|
2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 0.9% | 100% | $245,000 | View |
|
109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.9% | 100% | $65,000 | View |
|
9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.9% | 100% | $295,000 | View |
|
11965 Saint Charles Rock Rd, Bridgeton, MO 63044 B+4.8 ★Texas Ratio: 17.59% |
Conventional | 1 | 0.9% | 100% | $295,000 | View |
|
901 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.68% |
Conventional | 1 | 0.9% | 100% | $255,000 | View |
|
700 Business Highway 61 N, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
|
1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
|
501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.9% | 100% | $465,000 | View |
|
11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First State Bank of St Charles
|
Conventional, FHA | 5 | 4.5% | 100% | $327,000 | |
Das Acquisition Company, LLC
|
Conventional, FHA | 4 | 3.6% | 100% | $200,000 | |
Mortgage Research Center
|
VA | 2 | 1.8% | 100% | $270,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
FHA | 1 | 0.9% | 100% | $175,000 | View |
Jlb Corporation dba Golden Oak Lending
|
FHA | 1 | 0.9% | 100% | $335,000 | |
Endeavor Capital, LLC
|
FHA | 1 | 0.9% | 100% | $245,000 | |
Gershman Investment Corp.
|
FHA | 1 | 0.9% | 100% | $255,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 12 | 10.8% | 100% | $150,833 | View |
Guild Mortgage Company
|
Conventional, FHA, VA, USDA | 11 | 9.9% | 92.3% | $198,636 | |
United Wholesale Mortgage
|
Conventional, FHA | 4 | 3.6% | 80% | $370,000 | |
Nations Lending Corporation
|
Conventional, FHA | 4 | 3.6% | 100% | $107,500 | |
Geneva Financial LLC
|
Conventional, FHA | 3 | 2.7% | 100% | $268,333 | |
Nationstar Mortgage
|
Conventional, FHA | 3 | 2.7% | 100% | $58,333 | |
New American Funding, LLC.
|
Conventional, FHA | 3 | 2.7% | 100% | $301,666 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.8% | 100% | $320,000 | |
Pennymac Loan Services LLC
|
FHA | 2 | 1.8% | 100% | $115,000 | |
New Day Financial, LLC.
|
VA | 2 | 1.8% | 100% | $435,000 | |
American Pacific Mortgage Corporation
|
Conventional | 2 | 1.8% | 100% | $180,000 | |
loanDepot.com LLC
|
FHA, HELOC | 1 +1 HELOCs |
0.9% | 100% | $125,000 | |
|
★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 0.9% | 100% | $135,000 | View |
American Financial Resources LLC
|
FHA | 1 | 0.9% | 100% | $185,000 | |
Freedom Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $375,000 | |
Newrez LLC
|
VA | 1 | 0.9% | 100% | $705,000 | |
|
A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.9% | 100% | $35,000 | View |
|
A+5.0 ★Texas Ratio: 3.66% |
USDA | 1 | 0.9% | 100% | $255,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.9% | 100% | $535,000 | |
Mutual of Omaha Mortgage
|
FHA | 1 | 0.9% | 100% | $455,000 | |
Lower, LLC
|
VA | 1 | 0.9% | 100% | $755,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.9% | 100% | $425,000 | View |
Paramount Residential Mortgage
|
FHA | 1 | 0.9% | 100% | $205,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Winfield Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Winfield, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Winfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Winfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Winfield, MO
Use these to narrow the list above. Each category shows how many Winfield, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Winfield, MO
Independent mortgage companies closed 62.2 percent of home loans in Winfield, Missouri in 2025, banks 29.7 percent and credit unions 8.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Peoples Bank & Trust Co. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Peoples Bank & Trust Co. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Winfield, MO
By home loans closed in 2025, Peoples Bank & Trust Co. was the largest mortgage lender in Winfield, Missouri with 4 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
20 lenders closed FHA loans in Winfield, Missouri in 2025, led by Rocket Mortgage with 3. 7 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 5 credit unions closed home loans in Winfield, Missouri in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Winfield, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Winfield, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Winfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
