Mortgage Lenders and Brokers in Willow Springs, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Willow Springs, Missouri mortgage lenders include Simmons BankSimmons Bank925 East Highway 60 Business, Willow Springs, MO 65793A+5.0 ★Texas Ratio: 5.33%, Southern BankSouthern Bank310 N Ruth St, Advance, MO 63730A5.0 ★Texas Ratio: 6.11%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Great Southern BankGreat Southern Bank6800 S Rock Hill Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 1.55%, Legacy Bank & TrustLegacy Bank & Trust107 S 2nd St, Clinton, MO 64735A5.0 ★Texas Ratio: 10.90%, Wells Fargo Bank NAWells Fargo Bank NA1 N Jefferson Ave, Saint Louis, MO 63103A+5.0 ★Texas Ratio: 5.36%, Midland States BankMidland States Bank1920 Richardson Rd, Arnold, MO 63010A5.0 ★Texas Ratio: 9.50%, Stockmens BankStockmens Bank1208 N Jefferson St, Ava, MO 65608, and US Bank, N.A.US Bank, N.A.207 E 3rd St, Willow Springs, MO 65793A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Willow Springs, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Willow Springs are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Willow Springs, Missouri
Market share is the lender's share of all home loans closed in Willow Springs, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Willow Springs 925 East Highway 60 Business, Willow Springs, MO 65793 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 2 +1 HELOCs |
3.6% | 100% | $155,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 1 | 1.8% | 100% | $305,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
USDA | 1 | 1.8% | 100% | $45,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 1.8% | 100% | $285,000 | View |
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107 S 2nd St, Clinton, MO 64735 A5.0 ★Texas Ratio: 10.90% |
Conventional | 1 | 1.8% | 100% | $105,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.8% | 100% | $175,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 1.8% | 100% | $225,000 | View |
Stockmens Bank
1208 N Jefferson St, Ava, MO 65608 |
Conventional | 1 | 1.8% | 100% | $65,000 | |
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207 E 3rd St, Willow Springs, MO 65793 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 5 | 9.1% | 100% | $153,000 | |
Mortgage Research Center
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FHA, VA | 2 | 3.6% | 50% | $225,000 | |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 1.8% | 100% | $255,000 | View |
Endeavor Capital, LLC
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FHA | 1 | 1.8% | 100% | $145,000 | |
Gershman Investment Corp.
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USDA | 1 | 1.8% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 6 | 10.9% | 85.7% | $156,666 | View |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 5.5% | 100% | $241,666 | |
New Day Financial, LLC.
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VA | 3 | 5.5% | 75% | $155,000 | |
American Financial Resources LLC
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Conventional | 2 | 3.6% | 100% | $195,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 3.6% | 100% | $310,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 3.6% | 100% | $105,000 | |
Click n' Close, Inc.
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VA, USDA | 2 | 3.6% | 100% | $270,000 | |
Mutual of Omaha Mortgage
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Conventional, VA | 2 | 3.6% | 66.7% | $185,000 | |
Cadence Bank
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VA | 1 | 1.8% | 100% | $215,000 | |
Alameda Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $265,000 | |
United Wholesale Mortgage
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VA | 1 | 1.8% | 100% | $205,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76% |
Conventional | 1 | 1.8% | 100% | $275,000 | View |
Everett Financial, Inc.
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FHA | 1 | 1.8% | 100% | $155,000 | |
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D3.3 ★Texas Ratio: 35.11% |
USDA | 1 | 1.8% | 100% | $145,000 | View |
loanDepot.com LLC
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Conventional | 1 | 1.8% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 1.8% | 100% | $95,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1.8% | 100% | $65,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.8% | 100% | $175,000 | |
Lower, LLC
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VA | 1 | 1.8% | 100% | $185,000 | |
21St Mortgage
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Conventional | 1 | 1.8% | 100% | $115,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.8% | 100% | $95,000 | |
Leaderone Financial Corp.
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VA | 1 | 1.8% | 100% | $315,000 |
Willow Springs Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Willow Springs, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Willow Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Willow Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Willow Springs, MO
Use these to narrow the list above. Each category shows how many Willow Springs, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Willow Springs, MO
Independent mortgage companies closed 78.2 percent of home loans in Willow Springs, Missouri in 2025, banks 18.2 percent and credit unions 3.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Simmons Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Southern Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Willow Springs, MO
By home loans closed in 2025, Simmons Bank was the largest mortgage lender in Willow Springs, Missouri with 0 loans, about 0 percent of the market. The largest lender headquartered in Missouri was Southern Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Willow Springs, Missouri in 2025, led by Das Acquisition Company, LLC with 2. 10 lenders closed VA loans, led by New Day Financial, LLC., and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in Willow Springs, Missouri in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Willow Springs, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Willow Springs, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Willow Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
