Mortgage Lenders and Brokers in Sparta, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sparta, Missouri mortgage lenders include Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Guaranty BankGuaranty Bank312 W Central Ave, Carthage, MO 64836A+5.0 ★Texas Ratio: 3.97%, OakStar BankOakStar Bank340 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 3.21%, Mid-Missouri BankMid-Missouri Bank2275 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 0.49%, Omb BankOmb Bank218 N Webster Ave, Ash Grove, MO 65604A5.0 ★Texas Ratio: 6.69%, Citizens Bank of RogersvilleCitizens Bank of Rogersville4225 E Us Highway 60, Rogersville, MO 65742A+5.0 ★Texas Ratio: 2.77%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Assemblies of God Credit UnionAssemblies of God Credit Union1535 N Campbell Ave, Springfield, MO 65803B4.6 ★Texas Ratio: 19.27%, and The Seymour BankThe Seymour Bank101 W Jefferson St, Marshfield, MO 65706A+5.0 ★Texas Ratio: 3.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sparta, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sparta are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sparta, Missouri
Market share is the lender's share of all home loans closed in Sparta, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 19 | 9.8% | 100% | $235,526 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, VA, HELOC | 7 +7 HELOCs |
3.6% | 87.5% | $290,714 | View |
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312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
Conventional, FHA | 7 | 3.6% | 100% | $317,857 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 6 +3 HELOCs |
3.1% | 100% | $405,000 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 5 | 2.6% | 100% | $387,000 | View |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional | 5 | 2.6% | 100% | $259,000 | View |
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4225 E Us Highway 60, Rogersville, MO 65742 A+5.0 ★Texas Ratio: 2.77% |
Conventional | 5 | 2.6% | 100% | $109,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
2.1% | 100% | $445,000 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 4 | 2.1% | 100% | $240,000 | View |
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101 W Jefferson St, Marshfield, MO 65706 A+5.0 ★Texas Ratio: 3.35% |
Conventional | 4 | 2.1% | 80% | $220,000 | View |
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410 N Massey Blvd, Nixa, MO 65714 A5.0 ★Texas Ratio: 13.33% |
Conventional | 4 | 2.1% | 80% | $390,000 | View |
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310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 3 +6 HELOCs |
1.6% | 100% | $218,333 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 3 | 1.6% | 75% | $111,666 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 3 | 1.6% | 75% | $125,000 | View |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional, HELOC | 2 +8 HELOCs |
1% | 66.7% | $220,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional, Jumbo | 2 | 1% | 66.7% | $630,000 | View |
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1112 N Jefferson St, Ava, MO 65608 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 2 | 1% | 100% | $250,000 | View |
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1564 N Main St, Nixa, MO 65714 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 2 | 1% | 100% | $35,000 | View |
Stockmens Bank
1208 N Jefferson St, Ava, MO 65608 |
Conventional | 2 | 1% | 66.7% | $110,000 | |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 33.3% | $55,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
FHA | 1 | 0.5% | 25% | $75,000 | View |
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718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 1 | 0.5% | 100% | $395,000 | View |
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7164 State Highway 14 E, Sparta, MO 65753 A5.0 ★Texas Ratio: 10.90% |
Conventional | 1 | 0.5% | 50% | $125,000 | View |
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931 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 0.5% | 100% | $315,000 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional | 1 | 0.5% | 100% | $505,000 | View |
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200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 1 | 0.5% | 100% | $85,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gershman Investment Corp.
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Conventional, FHA | 9 | 4.7% | 90% | $229,444 | |
Mortgage Research Center
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VA | 5 | 2.6% | 83.3% | $341,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 4 | 2.1% | 100% | $185,000 | |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 16 | 8.3% | 81% | $227,500 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 7 +1 HELOCs |
3.6% | 100% | $387,857 | |
New American Funding, LLC.
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Conventional, FHA | 6 | 3.1% | 75% | $193,333 | |
American Financial Resources LLC
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Conventional, FHA, VA | 5 | 2.6% | 100% | $219,000 | |
Primelending
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Conventional, FHA | 5 | 2.6% | 100% | $141,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.6% | 83.3% | $207,000 | |
Freedom Mortgage Corporation
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Conventional, VA | 4 | 2.1% | 100% | $270,000 | |
loanDepot.com LLC
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Conventional, VA | 3 | 1.6% | 75% | $108,333 | |
American Financing Corporation
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Conventional | 3 | 1.6% | 100% | $291,666 | |
Carrington Mortgage Services LLC
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FHA | 2 | 1% | 100% | $260,000 | |
Cadence Bank
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VA, HELOC | 1 +5 HELOCs |
0.5% | 100% | $305,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 0.5% | 100% | $235,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.5% | 100% | $185,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.5% | 100% | $345,000 | View |
Guild Mortgage Company
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Conventional | 1 | 0.5% | 50% | $165,000 | |
Success Mortgage Partners, Inc
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FHA | 1 | 0.5% | 100% | $265,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
Sun West Mortgage Company, Inc
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VA | 1 | 0.5% | 100% | $205,000 | |
Highlands Residential Mortgage, Ltd.
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FHA | 1 | 0.5% | 100% | $225,000 | |
Cardinal Financial Company, Li
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VA | 1 | 0.5% | 100% | $385,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 25% | $475,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $215,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $265,000 | |
Lower, LLC
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FHA | 1 | 0.5% | 50% | $535,000 | |
21St Mortgage
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Conventional | 1 | 0.5% | 100% | $115,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $205,000 | |
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Citizens Equity First Credit U
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HELOC | 0 +1 HELOCs |
0% | n/a |
Sparta Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sparta, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Sparta? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sparta in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sparta, MO
Use these to narrow the list above. Each category shows how many Sparta, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Sparta, MO
Independent mortgage companies closed 53.9 percent of home loans in Sparta, Missouri in 2025, banks 40.4 percent and credit unions 5.7 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, Flat Branch Mortgage, Inc. led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sparta, MO
By home loans closed in 2025, Flat Branch Mortgage, Inc. was the largest mortgage lender in Sparta, Missouri with 19 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Sparta, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 5. 14 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 6 credit unions closed home loans in Sparta, Missouri in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sparta, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sparta, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sparta. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
