Mortgage Lenders and Brokers in Park Hills, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Park Hills, Missouri mortgage lenders include First State Community BankFirst State Community Bank365 W Main St, Park Hills, MO 63601A5.0 ★Texas Ratio: 6.95%, Unico BankUnico Bank1000 E Main St, Park Hills, MO 63601B-4.4 ★Texas Ratio: 22.75%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Mid America BankMid America Bank804 Highway 28 W, Belle, MO 65013A+5.0 ★Texas Ratio: 5.45%, First BankFirst Bank2255 Michigan Ave, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.49%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%, Wells Fargo Bank NAWells Fargo Bank NA1 N Jefferson Ave, Saint Louis, MO 63103A+5.0 ★Texas Ratio: 5.36%, and Bloomsdale BankBloomsdale Bank55 Mill Hill Rd, Bloomsdale, MO 63627A+5.0 ★Texas Ratio: 2.65%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Park Hills, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Park Hills are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Park Hills, Missouri
Market share is the lender's share of all home loans closed in Park Hills, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Park Hills 365 W Main St, Park Hills, MO 63601 A5.0 ★Texas Ratio: 6.95% |
Conventional, FHA, USDA, HELOC | 34 +12 HELOCs |
16.3% | 75.6% | $196,176 | View |
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1 office in Park Hills 1000 E Main St, Park Hills, MO 63601 B-4.4 ★Texas Ratio: 22.75% |
Conventional | 7 | 3.4% | 100% | $149,285 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +2 HELOCs |
1.9% | 80% | $120,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $105,000 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.5% | 100% | $805,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 50% | $305,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 0.5% | 100% | $55,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.5% | 100% | $145,000 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ozarks Federal Savings and Loan
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Conventional | 8 | 3.8% | 66.7% | $151,250 | |
Mortgage Research Center
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VA | 6 | 2.9% | 66.7% | $178,333 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 5 | 2.4% | 100% | $143,000 | |
Das Acquisition Company, LLC
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FHA | 4 | 1.9% | 100% | $165,000 | |
Endeavor Capital, LLC
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FHA, VA | 2 | 1% | 100% | $280,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.5% | 100% | $55,000 | |
Family Finance Mortgage LLC
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FHA | 1 | 0.5% | 100% | $195,000 | |
Guild Mortgage Company
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Conventional, FHA, VA, USDA | 63 | 30.3% | 97.2% | $186,904 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 14 | 6.7% | 87.5% | $188,571 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 7 +1 HELOCs |
3.4% | 77.8% | $185,000 | |
Nationstar Mortgage
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Conventional, FHA | 7 | 3.4% | 87.5% | $160,714 | |
New American Funding, LLC.
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Conventional | 5 | 2.4% | 62.5% | $253,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 1.4% | 100% | $78,333 | |
New Day Financial, LLC.
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VA | 3 | 1.4% | 100% | $151,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.4% | 100% | $228,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 1.4% | 100% | $95,000 | |
21St Mortgage
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Conventional | 3 | 1.4% | 50% | $111,666 | |
Freedom Mortgage Corporation
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FHA | 2 | 1% | 100% | $185,000 | |
Leaderone Financial Corp.
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Conventional, FHA | 2 | 1% | 100% | $80,000 | |
loanDepot.com LLC
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USDA, HELOC | 1 +1 HELOCs |
0.5% | 50% | $155,000 | |
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A5.0 ★Texas Ratio: 13.21% |
FHA | 1 | 0.5% | 100% | $305,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
Goodleap, LLC
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Conventional | 1 | 0.5% | 50% | $175,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 100% | $35,000 | |
Newrez LLC
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VA | 1 | 0.5% | 25% | $415,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.5% | 100% | $145,000 | |
Cmg Mortgage Inc
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USDA | 1 | 0.5% | 100% | $165,000 | |
Bayshore Mortgage Funding
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $75,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 1 | 0.5% | 100% | $215,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $165,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Lower, LLC
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VA | 1 | 0.5% | 100% | $235,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a |
Park Hills Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Park Hills, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Park Hills? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Park Hills in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Park Hills, MO
Use these to narrow the list above. Each category shows how many Park Hills, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Park Hills, MO
Independent mortgage companies closed 71.2 percent of home loans in Park Hills, Missouri in 2025, banks 28.4 percent and credit unions 0.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, First State Community Bank the largest bank and Vantage Credit Union the largest credit union. Among lenders headquartered in Missouri, First State Community Bank led with 34 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Park Hills, MO
By home loans closed in 2025, First State Community Bank was the largest mortgage lender in Park Hills, Missouri with 34 loans, about 16.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Park Hills, Missouri, Guild Mortgage Company approved the highest share of completed applications in 2025 at 97.2 percent, against a 84.3 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Park Hills, Missouri in 2025, led by Guild Mortgage Company with 20. 8 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 1 credit unions closed home loans in Park Hills, Missouri in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Park Hills, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Park Hills, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Park Hills. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
