MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Oronogo, Missouri

Oronogo, Missouri mortgage lenders include Southwest Missouri BankSouthwest Missouri Bank855 North Highway D, Oronogo, MO 64855A+5.0 ★Texas Ratio: 1.87%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Pinnacle BankPinnacle Bank1316 E 32nd St, Joplin, MO 64804A+5.0 ★Texas Ratio: 1.45%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Mid-Missouri BankMid-Missouri Bank2275 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 0.49%, First Community BankFirst Community Bank110 E Main St, Goodman, MO 64843B+4.8 ★Texas Ratio: 17.04%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, and Community National Bank & TrustCommunity National Bank & Trust2813 The Loop, Carthage, MO 64836A5.0 ★Texas Ratio: 6.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Oronogo, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Oronogo are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Oronogo, Missouri

Market share is the lender's share of all home loans closed in Oronogo, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Oronogo
855 North Highway D, Oronogo, MO 64855
A+5.0 ★Texas Ratio: 1.87%
Conventional, HELOC 9
+17 HELOCs
7.9% 83.3% $258,333 View
803 Wollard Blvd, Richmond, MO 64085
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, VA, USDA 39 34.2% 97.5% $253,205 View
607 Highway 71 North, Anderson, MO 64831
A5.0 ★Texas Ratio: 7.48%
Conventional, FHA, Jumbo, HELOC 11
+6 HELOCs
9.6% 78.6% $330,454 View
1316 E 32nd St, Joplin, MO 64804
A+5.0 ★Texas Ratio: 1.45%
Conventional, VA, HELOC 4
+1 HELOCs
3.5% 100% $257,500 View
1543 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 2
+3 HELOCs
1.8% 66.7% $375,000 View
2275 S Springfield Ave, Bolivar, MO 65613
A+5.0 ★Texas Ratio: 0.49%
Conventional 2 1.8% 100% $215,000 View
110 E Main St, Goodman, MO 64843
B+4.8 ★Texas Ratio: 17.04%
Conventional, FHA 2 1.8% 100% $250,000 View
10185 Gravois Rd, Affton, MO 63123
A+5.0 ★Texas Ratio: 0.89%
Conventional, HELOC 1
+1 HELOCs
0.9% 25% $175,000 View
405 E Broadway, Ashland, MO 65010
A+5.0 ★Texas Ratio: 3.12%
Conventional, HELOC 1
+1 HELOCs
0.9% 100% $295,000 View
2813 The Loop, Carthage, MO 64836
A5.0 ★Texas Ratio: 6.38%
Conventional 1 0.9% 100% $205,000 View
218 N Webster Ave, Ash Grove, MO 65604
A5.0 ★Texas Ratio: 6.69%
Conventional 1 0.9% 100% $315,000 View
1 N Jefferson Ave, Saint Louis, MO 63103
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 0.9% 100% $145,000 View
119 Main Street, Anderson, MO 64831
A+5.0 ★Texas Ratio: 0.74%
Conventional 1 0.9% 100% $155,000 View
5034 Highway 43, Joplin, MO 64804
A5.0 ★Texas Ratio: 9.47%
Conventional 1 0.9% 66.7% $245,000 View
1301 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 4.14%
HELOC 0
+1 HELOCs
0% 0% View
1540 State Highway 248, Branson, MO 65616
A+5.0 ★Texas Ratio: 5.33%
HELOC 0
+1 HELOCs
0% n/a View
Mortgage Research Center
VA 2 1.8% 100% $285,000
Endeavor Capital, LLC
FHA 1 0.9% 100% $195,000
Gershman Investment Corp.
USDA 1 0.9% 100% $285,000
A5.0 ★Texas Ratio: 7.45%
Conventional 5 4.4% 71.4% $183,000 View
New American Funding, LLC.
Conventional, FHA, HELOC 4
+1 HELOCs
3.5% 100% $112,500
Nationstar Mortgage
Conventional 3 2.6% 100% $45,000
loanDepot.com LLC
FHA, HELOC 2
+1 HELOCs
1.8% 66.7% $185,000
Newrez LLC
Conventional, VA 2 1.8% 100% $110,000
Amerisave Mortgage Company
Conventional 2 1.8% 40% $120,000
Planet Home Lending, LLC
FHA, VA 2 1.8% 66.7% $195,000
United Wholesale Mortgage
FHA 1 0.9% 100% $175,000
B+4.8 ★Texas Ratio: 17.16%
Conventional 1 0.9% 100% $185,000 View
Pennymac Loan Services LLC
FHA 1 0.9% 100% $135,000
Guild Mortgage Company
Conventional 1 0.9% 100% $205,000
Cmg Mortgage Inc
Conventional 1 0.9% 100% $265,000
Click n' Close, Inc.
USDA 1 0.9% 100% $215,000
Midwest Mortgage Associates Corp
FHA 1 0.9% 100% $385,000
Churchill Mortgage Corporation
Conventional 1 0.9% 100% $185,000
Encompass Lending Group, L.P.
FHA 1 0.9% 100% $275,000
Lower, LLC
FHA 1 0.9% 100% $185,000
A+5.0 ★Texas Ratio: 3.14%
FHA 1 0.9% 100% $295,000 View
Carrington Mortgage Services LLC
FHA 1 0.9% 100% $145,000
Ark-La-Tex Financial Services LLC
Conventional 1 0.9% 100% $215,000
Village Capital & Investment
VA 1 0.9% 100% $315,000
Spring Eq, LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Oronogo, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Oronogo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Oronogo in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Oronogo, MO

Use these to narrow the list above. Each category shows how many Oronogo, MO lenders fit and what that kind of lender is usually best for.

Who Lends in Oronogo, MO

Independent mortgage companies closed 65.8 percent of home loans in Oronogo, Missouri in 2025, banks 34.2 percent and credit unions 0 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Southwest Missouri Bank the largest bank. Among lenders headquartered in Missouri, Southwest Missouri Bank led with 9 loans.

65.8%
Mortgage companies
34.2%
Banks
0%
Credit unions
26%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Oronogo, MO

Who is the largest mortgage lender in Oronogo, MO?

By home loans closed in 2025, Southwest Missouri Bank was the largest mortgage lender in Oronogo, Missouri with 9 loans, about 7.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Oronogo, MO mortgage lenders offer FHA, VA and USDA loans?

14 lenders closed FHA loans in Oronogo, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 13. 6 lenders closed VA loans, led by Flat Branch Mortgage, Inc., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Oronogo, MO lender list?

Yes. 17 banks and 0 credit unions closed home loans in Oronogo, Missouri in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Oronogo, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Oronogo, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Oronogo, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Oronogo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.