Mortgage Lenders and Brokers in Odessa, Missouri
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Odessa, Missouri mortgage lenders include Bank of OdessaBank of Odessa201 S 2nd St, Odessa, MO 64076A5.0 ★Texas Ratio: 11.55%, The Central Trust BankThe Central Trust Bank416 N 2nd St, Odessa, MO 64076A+5.0 ★Texas Ratio: 3.12%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, Bison State BankBison State Bank9201 Ward Pkwy, Kansas City, MO 64114A+5.0 ★Texas Ratio: 2.38%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, NBH BankNBH Bank1100 NW Outer Road, Blue Springs, MO 64015A+5.0 ★Texas Ratio: 2.90%, Wells Fargo Bank NAWells Fargo Bank NA1 N Jefferson Ave, Saint Louis, MO 63103A+5.0 ★Texas Ratio: 5.36%, and Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Odessa, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Odessa are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Odessa, Missouri
Market share is the lender's share of all home loans closed in Odessa, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Odessa 201 S 2nd St, Odessa, MO 64076 A5.0 ★Texas Ratio: 11.55% |
Conventional | 35 | 22.4% | 100% | $173,857 | View |
|
1 office in Odessa 416 N 2nd St, Odessa, MO 64076 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 3 +3 HELOCs |
1.9% | 100% | $225,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, VA, USDA | 8 | 5.1% | 100% | $243,750 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 50% | $135,000 | View |
|
1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
|
9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
USDA | 1 | 0.6% | 100% | $235,000 | View |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
|
1100 NW Outer Road, Blue Springs, MO 64015 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
|
1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.6% | 100% | $145,000 | View |
|
8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Community Mortgage, LLC
|
Conventional, FHA | 7 | 4.5% | 100% | $262,142 | |
|
A+5.0 ★Texas Ratio: 2.39% |
Conventional | 5 | 3.2% | 100% | $145,000 | View |
Mortgage Research Center
|
VA | 3 | 1.9% | 75% | $315,000 | |
Leaderone Financial Corp.
|
Conventional, FHA, VA | 16 | 10.3% | 94.1% | $246,875 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 7 | 4.5% | 87.5% | $217,857 | View |
Guild Mortgage Company
|
Conventional, FHA | 6 | 3.8% | 75% | $165,000 | |
Click n' Close, Inc.
|
Conventional, FHA, USDA | 6 | 3.8% | 100% | $243,333 | |
Geneva Financial LLC
|
Conventional, USDA | 5 | 3.2% | 100% | $231,000 | |
United Wholesale Mortgage
|
Conventional, VA | 4 | 2.6% | 100% | $355,000 | |
Freedom Mortgage Corporation
|
FHA, VA | 4 | 2.6% | 80% | $242,500 | |
Primelending
|
Conventional, VA | 3 | 1.9% | 100% | $211,666 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 1.9% | 100% | $308,333 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional, FHA, VA | 3 | 1.9% | 100% | $265,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 3 | 1.9% | 100% | $145,000 | |
Summit Funding.Inc
|
Conventional, FHA | 3 | 1.9% | 100% | $185,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 3 | 1.9% | 100% | $271,666 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 2 +5 HELOCs |
1.3% | 66.7% | $185,000 | |
Discover Bank
|
Conventional | 2 | 1.3% | 100% | $110,000 | |
Midwest Mortgage Associates Corp
|
FHA | 2 | 1.3% | 100% | $305,000 | |
New American Funding, LLC.
|
Conventional, FHA | 2 | 1.3% | 100% | $210,000 | |
American Financial Resources LLC
|
Conventional | 1 | 0.6% | 100% | $105,000 | |
Gold Star Mortgage Financial Group, Corporation
|
FHA | 1 | 0.6% | 100% | $355,000 | |
Newrez LLC
|
Conventional | 1 | 0.6% | 100% | $65,000 | |
PHH Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
National Police Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.6% | 50% | $245,000 | |
loanDepot.com LLC
|
Conventional | 1 | 0.6% | 50% | $55,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.6% | 100% | $185,000 | |
M Squared Financial LLC
|
FHA | 1 | 0.6% | 100% | $215,000 | |
American Financing Corporation
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
The Loan Store, Inc
|
Conventional | 1 | 0.6% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.6% | 50% | $125,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.6% | 100% | $345,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
Goodleap, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Odessa Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Odessa, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Odessa? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Odessa in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Odessa, MO
Use these to narrow the list above. Each category shows how many Odessa, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Odessa, MO
Independent mortgage companies closed 60.9 percent of home loans in Odessa, Missouri in 2025, banks 36.5 percent and credit unions 2.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bank of Odessa the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, Bank of Odessa led with 35 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Odessa, MO
By home loans closed in 2025, Bank of Odessa was the largest mortgage lender in Odessa, Missouri with 35 loans, about 22.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Odessa, Missouri in 2025, led by Leaderone Financial Corp. with 6. 9 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 3 credit unions closed home loans in Odessa, Missouri in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Odessa, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Odessa, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Odessa. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
