Mortgage Lenders and Brokers in North Kansas City, Missouri
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
North Kansas City, Missouri mortgage lenders include The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Umb Bank NAUmb Bank NA2301 Burlington St, North Kansas City, MO 64116A+5.0 ★Texas Ratio: 1.78%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Federal Bank of Kansas CityFirst Federal Bank of Kansas City1200 Armour Rd, North Kansas City, MO 64116A+5.0 ★Texas Ratio: 3.50%, The Nodaway Valley BankThe Nodaway Valley Bank304 N Main St, Maryville, MO 64468A+5.0 ★Texas Ratio: 0.00%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, Wells Fargo Bank NAWells Fargo Bank NA1 N Jefferson Ave, Saint Louis, MO 63103A+5.0 ★Texas Ratio: 5.36%, and Security Bank of Kansas CitySecurity Bank of Kansas City5959 Ne Antioch Rd, Gladstone, MO 64119A+5.0 ★Texas Ratio: 0.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Kansas City, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Kansas City are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Kansas City, Missouri
Market share is the lender's share of all home loans closed in North Kansas City, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in North Kansas City 405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 1.8% | 100% | $245,000 | View |
|
1 office in North Kansas City 2301 Burlington St, North Kansas City, MO 64116 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 5 +1 HELOCs |
8.8% | 100% | $221,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 3 | 5.3% | 100% | $301,666 | View |
|
1200 Armour Rd, North Kansas City, MO 64116 A+5.0 ★Texas Ratio: 3.50% |
Conventional, HELOC | 2 +2 HELOCs |
3.5% | 100% | $315,000 | View |
|
304 N Main St, Maryville, MO 64468 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 3.5% | 100% | $150,000 | View |
|
1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.8% | 100% | $265,000 | View |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 1 | 1.8% | 100% | $315,000 | View |
|
1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
FHA | 1 | 1.8% | 100% | $205,000 | View |
|
5959 Ne Antioch Rd, Gladstone, MO 64119 A+5.0 ★Texas Ratio: 0.12% |
Conventional | 1 | 1.8% | 100% | $55,000 | View |
|
2260 Armour Rd, North Kansas City, MO 64116 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Jlb Corporation dba Golden Oak Lending
|
FHA | 1 | 1.8% | 100% | $305,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 6 | 10.5% | 100% | $240,000 | |
Communityamerica Federal Credit Union
|
Conventional, HELOC | 5 +1 HELOCs |
8.8% | 100% | $275,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 3 | 5.3% | 100% | $288,333 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 5.3% | 100% | $305,000 | |
Leaderone Financial Corp.
|
Conventional, FHA | 3 | 5.3% | 100% | $215,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, VA | 2 | 3.5% | 66.7% | $155,000 | View |
M Squared Financial LLC
|
Conventional | 2 | 3.5% | 100% | $215,000 | |
|
A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.8% | 100% | $155,000 | View |
Primelending
|
VA | 1 | 1.8% | 100% | $225,000 | |
Goodleap, LLC
|
FHA | 1 | 1.8% | 100% | $135,000 | |
Everett Financial, Inc.
|
Conventional | 1 | 1.8% | 100% | $285,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 1.8% | 100% | $385,000 | |
Kind Lending, LLC
|
Conventional | 1 | 1.8% | 100% | $375,000 | |
Amerisave Mortgage Company
|
Conventional | 1 | 1.8% | 50% | $55,000 | |
loanDepot.com LLC
|
VA | 1 | 1.8% | 50% | $155,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.8% | 100% | $15,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 1.8% | 100% | $235,000 | View |
Planet Home Lending, LLC
|
FHA | 1 | 1.8% | 100% | $205,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 1.8% | 100% | $205,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.8% | 100% | $25,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 1.8% | 100% | $285,000 | View |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 1.8% | 100% | $335,000 | |
CrossCountry Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
North Kansas City Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Kansas City, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in North Kansas City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Kansas City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Kansas City, MO
Use these to narrow the list above. Each category shows how many North Kansas City, MO lenders fit and what that kind of lender is usually best for.
Who Lends in North Kansas City, MO
Independent mortgage companies closed 56.1 percent of home loans in North Kansas City, Missouri in 2025, banks 35.1 percent and credit unions 8.8 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Communityamerica Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Kansas City, MO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in North Kansas City, Missouri with 1 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in North Kansas City, Missouri in 2025, led by Wells Fargo Bank NA with 1. 4 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 1 credit unions closed home loans in North Kansas City, Missouri in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Kansas City, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Kansas City, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Kansas City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
