Niangua, Missouri mortgage lenders include The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Southern BankSouthern Bank310 N Ruth St, Advance, MO 63730A5.0 ★Texas Ratio: 6.11%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Stockmens BankStockmens Bank1208 N Jefferson St, Ava, MO 65608, The Seymour BankThe Seymour Bank101 W Jefferson St, Marshfield, MO 65706A+5.0 ★Texas Ratio: 3.35%, Mid-Missouri BankMid-Missouri Bank2275 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 0.49%, TelComm Credit UnionTelComm Credit Union1564 N Main St, Nixa, MO 65714A+5.0 ★Texas Ratio: 1.32%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, and Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Niangua, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Niangua are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Niangua, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 6 +1 HELOCs |
5.9% | 85.7% | $250,000 | View |
|
310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 5 +7 HELOCs |
5% | 100% | $105,000 | View |
|
803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 5 | 5% | 100% | $269,000 | View |
Stockmens Bank
1208 N Jefferson St, Ava, MO 65608 |
Conventional | 4 | 4% | 80% | $227,500 | |
|
101 W Jefferson St, Marshfield, MO 65706 A+5.0 ★Texas Ratio: 3.35% |
Conventional | 3 | 3% | 75% | $208,333 | View |
|
2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional | 3 | 3% | 100% | $278,333 | View |
|
1564 N Main St, Nixa, MO 65714 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 3 | 3% | 100% | $38,333 | View |
|
607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, HELOC | 2 +10 HELOCs |
2% | 100% | $285,000 | View |
|
1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 2 | 2% | 100% | $335,000 | View |
|
400 E Broadway, Ashland, MO 65010 |
Conventional, VA | 2 | 2% | 100% | $205,000 | View |
|
6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 2% | 66.7% | $260,000 | View |
|
310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional, HELOC | 1 +3 HELOCs |
1% | 100% | $105,000 | View |
|
1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 100% | $35,000 | View |
|
10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $35,000 | View |
|
495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 1% | 100% | $385,000 | View |
|
1112 N Jefferson St, Ava, MO 65608 A+5.0 ★Texas Ratio: 3.74% |
Conventional | 1 | 1% | 50% | $125,000 | View |
|
410 N Massey Blvd, Nixa, MO 65714 A5.0 ★Texas Ratio: 13.33% |
Conventional | 1 | 1% | 100% | $105,000 | View |
|
5000 Illinois Ave, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 2.56% |
Conventional | 1 | 1% | 100% | $45,000 | View |
|
218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 1% | 100% | $255,000 | View |
|
74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 1% | 50% | $395,000 | View |
|
1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
|
FHA, VA | 3 | 3% | 80% | $291,666 | |
Mortgage Research Center
|
VA | 2 | 2% | 50% | $345,000 | |
Gershman Investment Corp.
|
Conventional, VA | 2 | 2% | 100% | $545,000 | |
|
A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 6 | 5.9% | 54.5% | $308,333 | View |
Freedom Mortgage Corporation
|
VA | 4 | 4% | 100% | $342,500 | |
Newrez LLC
|
FHA, VA, USDA | 4 | 4% | 100% | $310,000 | |
Guild Mortgage Company
|
Conventional, FHA, VA | 4 | 4% | 100% | $322,500 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 3% | 100% | $291,666 | |
American Financial Resources LLC
|
Conventional, FHA | 3 | 3% | 100% | $241,666 | |
New Day Financial, LLC.
|
VA | 3 | 3% | 100% | $238,333 | |
Southwest Stage Funding LLC
|
Conventional | 3 | 3% | 100% | $148,333 | |
Primelending
|
Conventional | 2 | 2% | 100% | $180,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 2 | 2% | 100% | $295,000 | |
Highlands Residential Mortgage, Ltd.
|
Conventional | 2 | 2% | 100% | $145,000 | |
Cadence Bank
|
VA | 1 | 1% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1% | 100% | $165,000 | View |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 1% | 100% | $255,000 | |
Canopy Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $135,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 1% | 100% | $195,000 | |
|
A+5.0 ★Texas Ratio: 0.35% |
Conventional | 1 | 1% | 100% | $55,000 | View |
Amerisave Mortgage Company
|
VA | 1 | 1% | 50% | $365,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1% | 100% | $495,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 1% | 100% | $255,000 | |
Nationstar Mortgage
|
FHA | 1 | 1% | 100% | $165,000 | |
New American Funding, LLC.
|
Conventional | 1 | 1% | 100% | $425,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1% | 100% | $135,000 | |
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Niangua? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Niangua in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Niangua, MO lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 52.5 percent of home loans in Niangua, Missouri in 2025, banks 37.6 percent and credit unions 9.9 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and TelComm Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 6 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Niangua, Missouri with 6 loans, about 5.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Niangua, Missouri in 2025, led by Das Acquisition Company, LLC with 2. 14 lenders closed VA loans, led by Freedom Mortgage Corporation, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 7 credit unions closed home loans in Niangua, Missouri in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Niangua, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Niangua, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Niangua. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.