Mortgage Lenders and Brokers in Moberly, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Moberly, Missouri mortgage lenders include The Central Trust BankThe Central Trust Bank500 W Coates St, Moberly, MO 65270A+5.0 ★Texas Ratio: 3.12%, Regional Missouri BankRegional Missouri Bank700 Sthy 24, Moberly, MO 65270A+5.0 ★Texas Ratio: 0.51%, Commerce BankCommerce Bank1415 N Morley St, Moberly, MO 65270A+5.0 ★Texas Ratio: 0.89%, First State Community BankFirst State Community Bank420 N Morley St, Moberly, MO 65270A5.0 ★Texas Ratio: 6.95%, Equity BankEquity Bank1324 E Highway 24, Moberly, MO 65270A5.0 ★Texas Ratio: 6.60%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, BTC BankBTC Bank101 E Us Highway 136, Albany, MO 64402A5.0 ★Texas Ratio: 6.76%, Exchange Bank of MissouriExchange Bank of Missouri101 S Church St, Fayette, MO 65248C+4.1 ★Texas Ratio: 26.19%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, and The Missouri BankThe Missouri Bank2500 Range Line St, Columbia, MO 65202A+5.0 ★Texas Ratio: 0.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Moberly, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Moberly are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Moberly, Missouri
Market share is the lender's share of all home loans closed in Moberly, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Moberly 500 W Coates St, Moberly, MO 65270 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, USDA, HELOC | 26 +9 HELOCs |
9.8% | 96.3% | $166,153 | View |
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2 offices in Moberly 700 Sthy 24, Moberly, MO 65270 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 20 | 7.6% | 87% | $153,000 | View |
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1 office in Moberly 1415 N Morley St, Moberly, MO 65270 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 5 +2 HELOCs |
1.9% | 83.3% | $79,000 | View |
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2 offices in Moberly 420 N Morley St, Moberly, MO 65270 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 4 +4 HELOCs |
1.5% | 36.4% | $182,500 | View |
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1 office in Moberly 1324 E Highway 24, Moberly, MO 65270 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $185,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 46 | 17.4% | 100% | $155,217 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 7 | 2.7% | 100% | $60,714 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 6 | 2.3% | 100% | $138,333 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 5 | 1.9% | 100% | $187,000 | View |
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2500 Range Line St, Columbia, MO 65202 A+5.0 ★Texas Ratio: 0.69% |
Conventional | 5 | 1.9% | 100% | $45,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $215,000 | View |
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101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 3 | 1.1% | 100% | $131,666 | View |
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907 N Morley St, Moberly, MO 65270 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 1.1% | 100% | $71,666 | View |
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119 N Main St, Fayette, MO 65248 A+5.0 ★Texas Ratio: 2.43% |
Conventional | 2 | 0.8% | 66.7% | $85,000 | View |
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110 1st St, Jonesburg, MO 63351 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 0.8% | 100% | $135,000 | View |
United Credit Union
1791 E Outer Rd, Moberly, MO 65270 4570 |
Conventional | 2 | 0.8% | 80% | $45,000 | |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $55,000 | View |
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1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144 A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.4% | 100% | $335,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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1215 Fellows Pl, Columbia, MO 65201 A5.0 ★Texas Ratio: 8.24% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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3240 N Highway 67, Florissant, MO 63033 A-4.9 ★Texas Ratio: 16.06% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
FHA | 1 | 0.4% | 100% | $225,000 | View |
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100 West Main Street, Auxvasse, MO 65231 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.4% | 100% | $135,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Mortgage Research Center
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Conventional, FHA, VA | 17 | 6.4% | 94.7% | $185,588 | |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 12 | 4.5% | 92.9% | $184,166 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 16 | 6.1% | 77.3% | $123,750 | View |
Plaza Home Mortgage, Inc
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Conventional, FHA, USDA | 8 | 3% | 72.7% | $156,250 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 6 | 2.3% | 70% | $155,000 | |
Nationstar Mortgage
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Conventional, FHA | 5 | 1.9% | 100% | $139,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 1.9% | 71.4% | $131,000 | |
loanDepot.com LLC
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FHA, VA | 4 | 1.5% | 66.7% | $155,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 1.5% | 100% | $117,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 1.1% | 100% | $141,666 | |
Equity Prime Mortgage LLC
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FHA | 3 | 1.1% | 100% | $171,666 | |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 0.8% | 100% | $230,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.8% | 100% | $200,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 2 | 0.8% | 100% | $145,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $55,000 | |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
Guaranteed Rate Affinity, LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.4% | 100% | $85,000 | |
CrossCountry Mortgage, LLC
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USDA | 1 | 0.4% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.4% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 14.3% | $25,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Thompson Kane & Company, Inc
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Midwest Mortgage Associates Corp
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USDA | 1 | 0.4% | 100% | $155,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Geneva Financial LLC
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USDA | 1 | 0.4% | 100% | $165,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 25% | $195,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.4% | 100% | $275,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.4% | 100% | $175,000 | |
Members Mortgage Services, LLC
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USDA | 1 | 0.4% | 100% | $115,000 | |
Lower, LLC
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FHA | 1 | 0.4% | 100% | $125,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $175,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 50% | $175,000 | |
Paramount Residential Mortgage
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USDA | 1 | 0.4% | 100% | $305,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 66.7% | $315,000 | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Moberly Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Moberly, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Moberly? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Moberly in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Moberly, MO
Use these to narrow the list above. Each category shows how many Moberly, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Moberly, MO
Independent mortgage companies closed 58.7 percent of home loans in Moberly, Missouri in 2025, banks 36.7 percent and credit unions 4.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Moberly, MO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Moberly, Missouri with 26 loans, about 9.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Moberly, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 13. 13 lenders closed VA loans, led by Mortgage Research Center, and 9 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 7 credit unions closed home loans in Moberly, Missouri in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Moberly, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Moberly, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Moberly. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
