Mortgage Lenders and Brokers in Kirksville, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Kirksville, Missouri mortgage lenders include Alliant BankAlliant Bank201 S Baltimore St, Kirksville, MO 63501A+5.0 ★Texas Ratio: 3.14%, Connections BankConnections Bank2817 N Baltimore St, Kirksville, MO 63501A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.202 E Mcpherson St, Kirksville, MO 63501A+5.0 ★Texas Ratio: 2.85%, Equity BankEquity Bank1701 N Green St, Kirksville, MO 63501A5.0 ★Texas Ratio: 6.60%, NBH BankNBH Bank201 N Elson St, Kirksville, MO 63501A+5.0 ★Texas Ratio: 2.90%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Verimore BankVerimore Bank300 W Lockling St, Brookfield, MO 64628A+5.0 ★Texas Ratio: 1.89%, BTC BankBTC Bank101 E Us Highway 136, Albany, MO 64402A5.0 ★Texas Ratio: 6.76%, HomebankHomebank1108 S Business Highway 61, Bowling Green, MO 63334A+5.0 ★Texas Ratio: 2.67%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Kirksville, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Kirksville are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Kirksville, Missouri
Market share is the lender's share of all home loans closed in Kirksville, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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201 S Baltimore St, Kirksville, MO 63501 A+5.0 ★Texas Ratio: 3.14% |
Conventional, USDA | 43 | 18.5% | 90.6% | $139,186 | View |
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1 office in Kirksville 2817 N Baltimore St, Kirksville, MO 63501 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 9 | 3.9% | 100% | $182,777 | View |
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1 office in Kirksville 202 E Mcpherson St, Kirksville, MO 63501 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, USDA, HELOC | 8 +6 HELOCs |
3.4% | 81.8% | $171,250 | View |
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2 offices in Kirksville 1701 N Green St, Kirksville, MO 63501 A5.0 ★Texas Ratio: 6.60% |
Conventional, HELOC | 3 +7 HELOCs |
1.3% | 75% | $251,666 | View |
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1 office in Kirksville 201 N Elson St, Kirksville, MO 63501 A+5.0 ★Texas Ratio: 2.90% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.9% | 100% | $55,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 35 | 15% | 97.2% | $159,857 | View |
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300 W Lockling St, Brookfield, MO 64628 A+5.0 ★Texas Ratio: 1.89% |
Conventional | 3 | 1.3% | 100% | $68,333 | View |
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101 E Us Highway 136, Albany, MO 64402 A5.0 ★Texas Ratio: 6.76% |
Conventional | 2 | 0.9% | 100% | $165,000 | View |
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1108 S Business Highway 61, Bowling Green, MO 63334 A+5.0 ★Texas Ratio: 2.67% |
Conventional | 2 | 0.9% | 100% | $125,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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123 W Lafayette St, Palmyra, MO 63461 A+5.0 ★Texas Ratio: 2.53% |
USDA | 1 | 0.4% | 50% | $65,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.4% | 100% | $465,000 | View |
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1003 State Highway C, Bevier, MO 63532 A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional | 1 | 0.4% | 100% | $165,000 | View |
Das Acquisition Company, LLC
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Conventional, FHA, USDA | 14 | 6% | 90.5% | $152,857 | |
Mortgage Research Center
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VA | 10 | 4.3% | 90.9% | $186,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
Endeavor Capital, LLC
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FHA | 1 | 0.4% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 26 | 11.2% | 83.9% | $136,538 | View |
Geneva Financial LLC
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Conventional, FHA, USDA | 26 | 11.2% | 100% | $170,384 | |
United Wholesale Mortgage
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Conventional, VA | 6 | 2.6% | 100% | $226,666 | |
Nationstar Mortgage
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Conventional, VA | 4 | 1.7% | 100% | $110,000 | |
Freedom Mortgage Corporation
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FHA | 3 | 1.3% | 100% | $121,666 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 1.3% | 50% | $101,666 | |
New American Funding, LLC.
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Conventional | 3 | 1.3% | 100% | $261,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 0.9% | 66.7% | $55,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.9% | 100% | $285,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA, USDA | 2 | 0.9% | 100% | $190,000 | View |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
Primelending
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Conventional | 1 | 0.4% | 100% | $95,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $85,000 | |
United Trust Bank
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FHA | 1 | 0.4% | 100% | $105,000 | |
Guild Mortgage Company
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FHA | 1 | 0.4% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 2.09% |
FHA | 1 | 0.4% | 100% | $135,000 | View |
Copper State Credit Union
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 0.4% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 0.4% | 100% | $55,000 | |
21St Mortgage
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Conventional | 1 | 0.4% | 25% | $35,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $215,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 0.4% | 100% | $185,000 |
Kirksville Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Kirksville, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Kirksville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Kirksville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Kirksville, MO
Use these to narrow the list above. Each category shows how many Kirksville, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Kirksville, MO
Independent mortgage companies closed 61.4 percent of home loans in Kirksville, Missouri in 2025, banks 37.3 percent and credit unions 1.3 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Alliant Bank the largest bank and Alliant Credit Union the largest credit union. Among lenders headquartered in Missouri, Alliant Bank led with 43 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Kirksville, MO
By home loans closed in 2025, Alliant Bank was the largest mortgage lender in Kirksville, Missouri with 43 loans, about 18.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Kirksville, Missouri in 2025, led by Rocket Mortgage with 12. 7 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 3 credit unions closed home loans in Kirksville, Missouri in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Kirksville, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Kirksville, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Kirksville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
