Mortgage Lenders and Brokers in High Ridge, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
High Ridge, Missouri mortgage lenders include US Bank, N.A.US Bank, N.A.2750 High Ridge Blvd, High Ridge, MO 63049A+5.0 ★Texas Ratio: 2.85%, Farmers and Merchants Bank of St. ClairFarmers and Merchants Bank of St. Clair1010 Crossroads Pl, High Ridge, MO 63049A+5.0 ★Texas Ratio: 0.00%, Lindell Bank & Trust CompanyLindell Bank & Trust Company23 Dillon Plaza Dr, High Ridge, MO 63049A+5.0 ★Texas Ratio: 1.91%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, First Community Credit UnionFirst Community Credit Union2700 Ridge Point Dr, High Ridge, MO 63049 2201A+5.0 ★Texas Ratio: 3.75%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, Regions BankRegions Bank2582 Lemay Ferry Rd, Affton, MO 63125A+5.0 ★Texas Ratio: 4.37%, Century Credit UnionCentury Credit Union3920 JEFFCO BLVD, ARNOLD, MO 63010A+5.0 ★Texas Ratio: 1.27%, Alliance Credit UnionAlliance Credit Union217 N Kingshighway St, Cape Girardeau, MO 63701A+5.0 ★Texas Ratio: 3.14%, and Enterprise Bank & TrustEnterprise Bank & Trust3944 Vogel Rd, Arnold, MO 63010A5.0 ★Texas Ratio: 7.31%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in High Ridge, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in High Ridge are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in High Ridge, Missouri
Market share is the lender's share of all home loans closed in High Ridge, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in High Ridge 2750 High Ridge Blvd, High Ridge, MO 63049 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 10 +3 HELOCs |
3.6% | 83.3% | $133,000 | View |
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1 office in High Ridge 1010 Crossroads Pl, High Ridge, MO 63049 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 5 | 1.8% | 83.3% | $81,000 | View |
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1 office in High Ridge 23 Dillon Plaza Dr, High Ridge, MO 63049 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.4% | 50% | $505,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 8 | 2.8% | 100% | $217,500 | View |
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2700 Ridge Point Dr, High Ridge, MO 63049 2201 A+5.0 ★Texas Ratio: 3.75% |
Conventional, Jumbo, HELOC | 7 +9 HELOCs |
2.5% | 70% | $313,571 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 4 +8 HELOCs |
1.4% | 100% | $207,500 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +1 HELOCs |
1.4% | 71.4% | $287,500 | View |
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3920 JEFFCO BLVD, ARNOLD, MO 63010 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 3 | 1.1% | 100% | $78,333 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 3 | 1.1% | 100% | $68,333 | View |
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3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31% |
Conventional | 3 | 1.1% | 75% | $191,666 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 2 +2 HELOCs |
0.7% | 100% | $235,000 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 2 | 0.7% | 100% | $65,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
Conventional, FHA | 2 | 0.7% | 100% | $205,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $335,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $255,000 | View |
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11998 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 3.43% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $205,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $245,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $225,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $75,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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310 N Ruth St, Advance, MO 63730 A5.0 ★Texas Ratio: 6.11% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
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1505 N Mount Auburn Rd, Cape Girardeau, MO 63701 F1.6 ★Texas Ratio: 56.27% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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55 Mill Hill Rd, Bloomsdale, MO 63627 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 1 | 0.4% | 100% | $385,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1060 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 19 | 6.8% | 100% | $256,578 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 5 | 1.8% | 100% | $187,000 | |
Family Finance Mortgage LLC
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Conventional, FHA | 4 | 1.4% | 100% | $332,500 | |
Endeavor Capital, LLC
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Conventional | 4 | 1.4% | 100% | $370,000 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 4 | 1.4% | 80% | $257,500 | |
First State Bank of St Charles
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Conventional | 3 | 1.1% | 100% | $231,666 | |
Mortgage Research Center
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VA | 3 | 1.1% | 60% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.7% | 100% | $215,000 | View |
Access Capital Funding LLC
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Conventional, VA | 2 | 0.7% | 100% | $170,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 35 | 12.5% | 94.9% | $237,857 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 24 | 8.5% | 84.4% | $135,833 | View |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 5.7% | 94.1% | $293,125 | |
New American Funding, LLC.
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Conventional, FHA | 15 | 5.3% | 100% | $212,333 | |
Guaranteed Rate Affinity, LLC
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Conventional | 6 | 2.1% | 100% | $235,000 | |
Newrez LLC
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Conventional, FHA | 6 | 2.1% | 87.5% | $266,666 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 5 | 1.8% | 83.3% | $127,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 1.4% | 85.7% | $95,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 100% | $345,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 4 | 1.4% | 66.7% | $127,500 | |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.1% | 100% | $191,666 | |
Planet Home Lending, LLC
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FHA, VA | 3 | 1.1% | 100% | $228,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 3 | 1.1% | 100% | $295,000 | |
Carrington Mortgage Services LLC
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FHA, VA | 3 | 1.1% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.7% | 100% | $140,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.7% | 66.7% | $145,000 | |
Lower, LLC
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Conventional, VA | 2 | 0.7% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.7% | 100% | $125,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 50% | $70,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.7% | 100% | $195,000 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 3.75% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
Royal United Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $145,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 14.3% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.26% |
Conventional | 1 | 0.4% | 100% | $395,000 | View |
City 1st Mortgage Services, LC
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VA | 1 | 0.4% | 100% | $355,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 33.3% | $85,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 33.3% | $145,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 50% | $255,000 | |
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A4.5 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
Geneva Financial LLC
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Conventional | 1 | 0.4% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $185,000 | View |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 1 | 0.4% | 100% | $225,000 | View |
Nations Direct Mortgage, LLC
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VA | 1 | 0.4% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 0.4% | 100% | $145,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.4% | 100% | $325,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
High Ridge Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in High Ridge, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in High Ridge? The list below shows the banks, credit unions and mortgage brokers that closed home loans in High Ridge in 2025, with lenders based there listed first.
Types of Mortgage Lenders in High Ridge, MO
Use these to narrow the list above. Each category shows how many High Ridge, MO lenders fit and what that kind of lender is usually best for.
Who Lends in High Ridge, MO
Independent mortgage companies closed 74.7 percent of home loans in High Ridge, Missouri in 2025, banks 17.8 percent and credit unions 7.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Farmers and Merchants Bank of St. Clair led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in High Ridge, MO
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in High Ridge, Missouri with 10 loans, about 3.6 percent of the market. The largest lender headquartered in Missouri was Farmers and Merchants Bank of St. Clair with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in High Ridge, Missouri in 2025, led by Guild Mortgage Company with 6. 22 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 9 credit unions closed home loans in High Ridge, Missouri in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in High Ridge, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in High Ridge, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up High Ridge. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
