Mortgage Lenders and Brokers in Herculaneum, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Herculaneum, Missouri mortgage lenders include Bloomsdale BankBloomsdale Bank100 South Scenic Drive, Herculaneum, MO 63048A+5.0 ★Texas Ratio: 2.65%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, First State Community BankFirst State Community Bank74 Rue Terre Bonne, Bonne Terre, MO 63628A5.0 ★Texas Ratio: 6.95%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, Together Credit UnionTogether Credit Union1334 Jeffco Blvd, Arnold, MO 63010 2157A+5.0 ★Texas Ratio: 4.25%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, Carrollton BankCarrollton Bank1925 Richardson Rd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.58%, and Arsenal Credit UnionArsenal Credit Union3780 Vogel Rd, Arnold, MO 63010A5.0 ★Texas Ratio: 8.03%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Herculaneum, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Herculaneum are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Herculaneum, Missouri
Market share is the lender's share of all home loans closed in Herculaneum, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Herculaneum 100 South Scenic Drive, Herculaneum, MO 63048 A+5.0 ★Texas Ratio: 2.65% |
Conventional | 5 | 1.8% | 100% | $223,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 10 | 3.5% | 100% | $323,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 7 +7 HELOCs |
2.5% | 87.5% | $77,857 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 6 +2 HELOCs |
2.1% | 100% | $343,333 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 6 | 2.1% | 85.7% | $213,333 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional, HELOC | 5 +6 HELOCs |
1.8% | 100% | $173,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, VA | 5 | 1.8% | 100% | $205,000 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 4 +8 HELOCs |
1.4% | 80% | $180,000 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, HELOC | 4 +2 HELOCs |
1.4% | 100% | $210,000 | View |
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3780 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 8.03% |
Conventional | 4 | 1.4% | 100% | $102,500 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 75% | $131,666 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional, Jumbo | 2 | 0.7% | 100% | $615,000 | View |
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3920 JEFFCO BLVD, ARNOLD, MO 63010 A+5.0 ★Texas Ratio: 1.27% |
Conventional | 2 | 0.7% | 100% | $45,000 | View |
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3944 Vogel Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 7.31% |
Conventional | 2 | 0.7% | 100% | $235,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $35,000 | View |
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1106 Springfield Rd, Ava, MO 65608 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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2255 Michigan Ave, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.4% | 100% | $225,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
Conventional | 1 | 0.4% | 100% | $275,000 | |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.4% | 100% | $35,000 | View |
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1920 Richardson Rd, Arnold, MO 63010 A5.0 ★Texas Ratio: 9.50% |
VA | 1 | 0.4% | 100% | $395,000 | View |
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#10 Freise Industrial Drive, Moscow Mills, MO 63362 A+5.0 ★Texas Ratio: 0.03% |
Conventional | 1 | 0.4% | 100% | $75,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
Conventional | 1 | 0.4% | 100% | $265,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 26 | 9.2% | 96.6% | $303,076 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 11 | 3.9% | 100% | $253,181 | |
Family Finance Mortgage LLC
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Conventional, FHA, VA | 8 | 2.8% | 100% | $280,000 | |
Ozarks Federal Savings and Loan
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Conventional | 3 | 1.1% | 100% | $138,333 | |
Mortgage Research Center
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Conventional, VA | 3 | 1.1% | 60% | $131,666 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 2 | 0.7% | 100% | $265,000 | View |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $435,000 | View |
First State Bank of St Charles
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FHA | 1 | 0.4% | 100% | $225,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Access Capital Funding LLC
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Conventional | 1 | 0.4% | 100% | $345,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 29 | 10.2% | 100% | $248,793 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 18 | 6.3% | 82.6% | $220,000 | View |
New American Funding, LLC.
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Conventional, FHA, HELOC | 12 +1 HELOCs |
4.2% | 100% | $197,500 | |
Newrez LLC
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Conventional, FHA, VA | 10 | 3.5% | 83.3% | $255,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
2.8% | 88.9% | $255,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 7 | 2.5% | 87.5% | $227,857 | |
Nationstar Mortgage
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Conventional, VA | 6 | 2.1% | 100% | $136,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.4% | 85.7% | $232,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.4% | 100% | $147,500 | |
City 1st Mortgage Services, LC
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FHA, VA | 4 | 1.4% | 100% | $330,000 | |
Fairway Independent Mort Corp
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Conventional | 4 | 1.4% | 100% | $205,000 | |
Nations Lending Corporation
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Conventional | 3 | 1.1% | 100% | $118,333 | |
21St Mortgage
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Conventional | 3 | 1.1% | 100% | $58,333 | |
Guaranteed Rate Affinity, LLC
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Conventional, VA | 2 | 0.7% | 100% | $270,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.7% | 100% | $385,000 | |
American Pacific Mortgage Corporation
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FHA | 2 | 0.7% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 2 | 0.7% | 100% | $160,000 | |
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A5.0 ★Texas Ratio: 13.21% |
VA | 1 | 0.4% | 100% | $355,000 | View |
Primelending
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Neighborhood Loans, Inc
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Conventional | 1 | 0.4% | 100% | $5,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.4% | 66.7% | $295,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.4% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Golden Empire Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 1.51% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.4% | 100% | $205,000 | View |
Michigan Mutual, Inc
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VA | 1 | 0.4% | 100% | $395,000 | |
Scott Credit Union
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Sun West Mortgage Company, Inc
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FHA | 1 | 0.4% | 100% | $235,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $245,000 | |
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A4.5 ★Texas Ratio: 2.64% |
Conventional | 1 | 0.4% | 100% | $285,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $85,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 50% | $275,000 | |
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A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $285,000 | |
1St Midamerica Credit Union
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Conventional | 1 | 0.4% | 100% | $235,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $315,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Lower, LLC
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Conventional | 1 | 0.4% | 100% | $105,000 | |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.4% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 50% | $225,000 | |
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A4.7 ★Texas Ratio: 2.58% |
FHA | 1 | 0.4% | 100% | $295,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.4% | 100% | $195,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tyndall Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Herculaneum Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Herculaneum, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Herculaneum? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Herculaneum in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Herculaneum, MO
Use these to narrow the list above. Each category shows how many Herculaneum, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Herculaneum, MO
Independent mortgage companies closed 72.5 percent of home loans in Herculaneum, Missouri in 2025, banks 20.4 percent and credit unions 7 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Bloomsdale Bank the largest bank and Together Credit Union the largest credit union. Among lenders headquartered in Missouri, Bloomsdale Bank led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Herculaneum, MO
By home loans closed in 2025, Bloomsdale Bank was the largest mortgage lender in Herculaneum, Missouri with 5 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Herculaneum, Missouri in 2025, led by Das Acquisition Company, LLC with 13. 19 lenders closed VA loans, led by Gershman Investment Corp.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 27 banks and 10 credit unions closed home loans in Herculaneum, Missouri in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Herculaneum, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Herculaneum, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Herculaneum. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
