Mortgage Lenders and Brokers in Hannibal, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Hannibal, Missouri mortgage lenders include HNB National BankHNB National BankHighway 61 North, Hannibal, MO 63401A+5.0 ★Texas Ratio: 0.35%, US Bank, N.A.US Bank, N.A.4701 Mcmasters Ave, Hannibal, MO 63401A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank100 N Main St, Hannibal, MO 63401A+5.0 ★Texas Ratio: 0.89%, HomebankHomebank3817 Mcmasters Ave, Hannibal, MO 63401A+5.0 ★Texas Ratio: 2.67%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, United Community BankUnited Community Bank123 W Lafayette St, Palmyra, MO 63461A+5.0 ★Texas Ratio: 2.53%, Bank of SpringfieldBank of Springfield101 Laura K Dr, O Fallon, MO 63366A5.0 ★Texas Ratio: 13.68%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, Royal Banks of MissouriRoyal Banks of Missouri390 N Veterans Rd, Hannibal, MO 63401A5.0 ★Texas Ratio: 12.84%, and Vantage Credit UnionVantage Credit Union11915 Saint Charles Rock Rd, Bridgeton, MO 63044A+5.0 ★Texas Ratio: 4.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Hannibal, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Hannibal are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Hannibal, Missouri
Market share is the lender's share of all home loans closed in Hannibal, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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3 offices in Hannibal Highway 61 North, Hannibal, MO 63401 A+5.0 ★Texas Ratio: 0.35% |
Conventional, Jumbo | 62 | 17.7% | 92.8% | $193,870 | View |
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1 office in Hannibal 4701 Mcmasters Ave, Hannibal, MO 63401 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 10 +6 HELOCs |
2.9% | 83.3% | $235,000 | View |
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1 office in Hannibal 100 N Main St, Hannibal, MO 63401 A+5.0 ★Texas Ratio: 0.89% |
Conventional | 2 | 0.6% | 50% | $55,000 | View |
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3817 Mcmasters Ave, Hannibal, MO 63401 A+5.0 ★Texas Ratio: 2.67% |
Conventional | 39 | 11.1% | 100% | $141,410 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 29 | 8.3% | 100% | $167,758 | View |
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123 W Lafayette St, Palmyra, MO 63461 A+5.0 ★Texas Ratio: 2.53% |
Conventional, HELOC | 4 +2 HELOCs |
1.1% | 100% | $187,500 | View |
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101 Laura K Dr, O Fallon, MO 63366 A5.0 ★Texas Ratio: 13.68% |
Conventional | 2 | 0.6% | 100% | $180,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.6% | 100% | $295,000 | View |
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390 N Veterans Rd, Hannibal, MO 63401 A5.0 ★Texas Ratio: 12.84% |
Conventional | 2 | 0.6% | 100% | $115,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.3% | 100% | $485,000 | View |
Mortgage Research Center
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Conventional, VA | 11 | 3.1% | 85.7% | $298,636 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA, USDA | 5 | 1.4% | 100% | $257,000 | View |
Das Acquisition Company, LLC
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FHA | 2 | 0.6% | 100% | $240,000 | |
Endeavor Capital, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $165,000 | |
Thompson Kane & Company, Inc
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Conventional, FHA, VA, USDA | 82 | 23.4% | 95.3% | $157,439 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 25 | 7.1% | 86.2% | $137,000 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo | 6 | 1.7% | 85.7% | $451,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 6 | 1.7% | 100% | $216,666 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 1.4% | 100% | $81,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, USDA | 4 | 1.1% | 66.7% | $202,500 | |
American Pacific Mortgage Corporation
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USDA | 4 | 1.1% | 80% | $165,000 | |
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A5.0 ★Texas Ratio: 10.75% |
Conventional | 3 | 0.9% | 100% | $238,333 | View |
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A+5.0 ★Texas Ratio: 1.52% |
Conventional | 3 | 0.9% | 50% | $75,000 | |
Royal United Mortgage LLC
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Conventional, FHA | 2 | 0.6% | 100% | $90,000 | |
Mortgage Investment Services Corporation
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Conventional, FHA | 2 | 0.6% | 100% | $120,000 | |
Servion
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Conventional | 2 | 0.6% | 100% | $90,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.6% | 66.7% | $285,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 18.2% | $60,000 | |
Planet Home Lending, LLC
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Conventional, FHA | 2 | 0.6% | 100% | $105,000 | |
Nationstar Mortgage
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FHA, VA | 2 | 0.6% | 66.7% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.13% |
Conventional | 2 | 0.6% | 100% | $130,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.6% | 100% | $120,000 | |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.3% | 100% | $695,000 | View |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $55,000 | |
Goodleap, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Newrez LLC
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VA | 1 | 0.3% | 50% | $175,000 | |
Compeer Financial
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $155,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $165,000 | |
Click n' Close, Inc.
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VA | 1 | 0.3% | 100% | $175,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $135,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $45,000 | |
Great Plains National Bank
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FHA | 1 | 0.3% | 100% | $255,000 | |
Veridian Credit Union
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Conventional | 1 | 0.3% | 100% | $175,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 50% | $485,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.3% | 66.7% | $215,000 | |
Geneva Financial LLC
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USDA | 1 | 0.3% | 100% | $225,000 | |
Leaderone Financial Corp.
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VA | 1 | 0.3% | 100% | $355,000 | |
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Hannibal Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Hannibal, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Hannibal? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Hannibal in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Hannibal, MO
Use these to narrow the list above. Each category shows how many Hannibal, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Hannibal, MO
Independent mortgage companies closed 59.4 percent of home loans in Hannibal, Missouri in 2025, banks 38 percent and credit unions 2.6 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, HNB National Bank the largest bank and Vantage Credit Union the largest credit union. Among lenders headquartered in Missouri, HNB National Bank led with 62 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Hannibal, MO
By home loans closed in 2025, HNB National Bank was the largest mortgage lender in Hannibal, Missouri with 62 loans, about 17.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Hannibal, Missouri, Thompson Kane & Company, Inc approved the highest share of completed applications in 2025 at 95.3 percent, against a 89.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Hannibal, Missouri in 2025, led by Thompson Kane & Company, Inc with 20. 14 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 7 credit unions closed home loans in Hannibal, Missouri in 2025, alongside 33 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Hannibal, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Hannibal, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Hannibal. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
