Mortgage Lenders and Brokers in Ferguson, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ferguson, Missouri mortgage lenders include Great Southern BankGreat Southern Bank6800 S Rock Hill Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 1.55%, US Bank, N.A.US Bank, N.A.201 N Florissant Rd, Ferguson, MO 63135A+5.0 ★Texas Ratio: 2.85%, Commerce BankCommerce Bank10185 Gravois Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 0.89%, Carrollton BankCarrollton Bank1925 Richardson Rd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.58%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, Bank of America NABank of America NA1301 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 4.14%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, First Community Credit UnionFirst Community Credit Union1722 Missouri State Rd, Arnold, MO 63010 2006A+5.0 ★Texas Ratio: 3.75%, and Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ferguson, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ferguson are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ferguson, Missouri
Market share is the lender's share of all home loans closed in Ferguson, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ferguson 6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 2 | 0.7% | 50% | $180,000 | View |
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1 office in Ferguson 201 N Florissant Rd, Ferguson, MO 63135 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, FHA | 8 | 3% | 53.3% | $81,250 | View |
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1925 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.58% |
Conventional, FHA, VA | 7 | 2.6% | 100% | $119,285 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional, FHA, HELOC | 6 +2 HELOCs |
2.2% | 100% | $85,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 6 +1 HELOCs |
2.2% | 75% | $128,333 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 6 | 2.2% | 100% | $171,666 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA | 6 | 2.2% | 100% | $133,333 | View |
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1722 Missouri State Rd, Arnold, MO 63010 2006 A+5.0 ★Texas Ratio: 3.75% |
Conventional, HELOC | 5 +4 HELOCs |
1.9% | 62.5% | $63,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
FHA, VA | 4 | 1.5% | 80% | $170,000 | View |
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1334 Jeffco Blvd, Arnold, MO 63010 2157 A+5.0 ★Texas Ratio: 4.25% |
Conventional | 4 | 1.5% | 80% | $72,500 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 3 +3 HELOCs |
1.1% | 50% | $108,333 | View |
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109 East St, Clarence, MO 63437 A5.0 ★Texas Ratio: 7.12% |
Conventional | 3 | 1.1% | 100% | $51,666 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 2 | 0.7% | 100% | $110,000 | View |
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11915 Saint Charles Rock Rd, Bridgeton, MO 63044 A+5.0 ★Texas Ratio: 4.97% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 12.5% | $55,000 | View |
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1 Church St, Ferguson, MO 63135 A+5.0 ★Texas Ratio: 1.78% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $35,000 | View |
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1401 S Brentwood Blvd Fl 2, Saint Louis, MO 63144 A+5.0 ★Texas Ratio: 5.05% |
FHA | 1 | 0.4% | 100% | $95,000 | View |
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1300 Clarkson Clayton Center, Ellisville, MO 63011 A5.0 ★Texas Ratio: 7.31% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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7700 Bonhomme Ave, Clayton, MO 63105 A+5.0 ★Texas Ratio: 3.88% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
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90 Village Square Shop Ctr, Hazelwood, MO 63042 A5.0 ★Texas Ratio: 8.70% |
FHA | 1 | 0.4% | 100% | $185,000 | View |
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101 South Main St, Chamois, MO 65024 B4.5 ★Texas Ratio: 21.03% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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1950 Richardson Rd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 5.66% |
FHA | 1 | 0.4% | 100% | $245,000 | View |
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217 N Kingshighway St, Cape Girardeau, MO 63701 A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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17701 Edison Ave, Chesterfield, MO 63005 A+5.0 ★Texas Ratio: 2.31% |
Conventional | 1 | 0.4% | 100% | $95,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1.7 stars, 3 reviews 1532 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA | 9 | 3.4% | 100% | $143,888 | |
Gershman Investment Corp.
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Conventional, FHA, VA | 8 | 3% | 81.8% | $82,500 | |
Mortgage Research Center
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Conventional, FHA, VA | 7 | 2.6% | 53.8% | $152,142 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional, FHA | 4 | 1.5% | 80% | $110,000 | View |
Endeavor Capital, LLC
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Conventional, FHA | 4 | 1.5% | 66.7% | $125,000 | |
Jlb Corporation dba Golden Oak Lending
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Conventional, FHA | 3 | 1.1% | 100% | $128,333 | |
First State Bank of St Charles
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Conventional | 2 | 0.7% | 100% | $140,000 | |
Family Finance Mortgage LLC
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VA | 1 | 0.4% | 100% | $225,000 | |
Guild Mortgage Company
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Conventional, FHA, VA | 33 | 12.4% | 97.2% | $130,454 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA | 20 | 7.5% | 69% | $102,000 | View |
New American Funding, LLC.
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Conventional, FHA | 20 | 7.5% | 95.2% | $111,000 | |
Everett Financial, Inc.
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Conventional, FHA | 7 | 2.6% | 100% | $117,857 | |
Nations Lending Corporation
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Conventional, FHA | 7 | 2.6% | 100% | $77,857 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 6 | 2.2% | 75% | $201,666 | |
Leaderone Financial Corp.
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Conventional, FHA | 6 | 2.2% | 85.7% | $141,666 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 5 | 1.9% | 100% | $135,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.5% | 83.3% | $105,000 | |
loanDepot.com LLC
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Conventional, VA | 4 | 1.5% | 57.1% | $160,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, HELOC | 3 +1 HELOCs |
1.1% | 60% | $118,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 3 | 1.1% | 50% | $171,666 | |
Cardinal Financial Company, Li
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Conventional, FHA, VA | 3 | 1.1% | 100% | $175,000 | |
Cadence Bank
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Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $130,000 | |
Royal United Mortgage LLC
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Conventional, VA | 2 | 0.7% | 100% | $95,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.7% | 25% | $110,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.7% | 100% | $65,000 | View |
Bank of O'Fallon
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Conventional | 2 | 0.7% | 100% | $160,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.7% | 100% | $50,000 | |
Nationstar Mortgage
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Conventional, FHA | 2 | 0.7% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 2 | 0.7% | 66.7% | $210,000 | |
Goodleap, LLC
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FHA, HELOC | 1 +2 HELOCs |
0.4% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.74% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $185,000 | View |
Cornerstone First Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $115,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $125,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.4% | 50% | $55,000 | |
Canopy Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
Newrez LLC
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VA | 1 | 0.4% | 12.5% | $195,000 | |
Envoy Mortgage, Ltd
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FHA | 1 | 0.4% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $275,000 | View |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $115,000 | |
Greenbox Loans
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Conventional | 1 | 0.4% | 100% | $145,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 66.7% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $315,000 | View |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 5.41% |
Conventional | 1 | 0.4% | 50% | $205,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
FHA | 1 | 0.4% | 100% | $25,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.4% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Village Capital & Investment
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FHA | 1 | 0.4% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ferguson Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ferguson, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Ferguson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ferguson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ferguson, MO
Use these to narrow the list above. Each category shows how many Ferguson, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Ferguson, MO
Independent mortgage companies closed 68.2 percent of home loans in Ferguson, Missouri in 2025, banks 24.7 percent and credit unions 7.1 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Great Southern Bank the largest bank and First Community Credit Union the largest credit union. Among lenders headquartered in Missouri, Great Southern Bank led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ferguson, MO
By home loans closed in 2025, Great Southern Bank was the largest mortgage lender in Ferguson, Missouri with 2 loans, about 0.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
40 lenders closed FHA loans in Ferguson, Missouri in 2025, led by Guild Mortgage Company with 18. 17 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 28 banks and 8 credit unions closed home loans in Ferguson, Missouri in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ferguson, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ferguson, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ferguson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
