Mortgage Lenders and Brokers in Clever, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Clever, Missouri mortgage lenders include Southern BankSouthern Bank7410 Missouri 14, Clever, MO 65631A5.0 ★Texas Ratio: 6.11%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Assemblies of God Credit UnionAssemblies of God Credit Union1535 N Campbell Ave, Springfield, MO 65803B4.6 ★Texas Ratio: 19.27%, Great Southern BankGreat Southern Bank6800 S Rock Hill Rd, Affton, MO 63123A+5.0 ★Texas Ratio: 1.55%, Arvest BankArvest Bank607 Highway 71 North, Anderson, MO 64831A5.0 ★Texas Ratio: 7.48%, Mid-Missouri BankMid-Missouri Bank2275 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 0.49%, Peoples Community BankPeoples Community Bank200 E 2nd St, Annapolis, MO 63620A+5.0 ★Texas Ratio: 4.76%, Umb Bank NAUmb Bank NA827 Arnold Commons Drive, Arnold, MO 63010A+5.0 ★Texas Ratio: 1.78%, OakStar BankOakStar Bank340 S Springfield Ave, Bolivar, MO 65613A+5.0 ★Texas Ratio: 3.21%, and US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clever, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clever are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clever, Missouri
Market share is the lender's share of all home loans closed in Clever, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Clever 7410 Missouri 14, Clever, MO 65631 A5.0 ★Texas Ratio: 6.11% |
Conventional, HELOC | 1 +6 HELOCs |
0.5% | 100% | $205,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 12 | 5.9% | 100% | $290,000 | View |
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1535 N Campbell Ave, Springfield, MO 65803 B4.6 ★Texas Ratio: 19.27% |
Conventional | 7 | 3.4% | 100% | $165,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional, VA, USDA | 7 | 3.4% | 77.8% | $265,000 | View |
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607 Highway 71 North, Anderson, MO 64831 A5.0 ★Texas Ratio: 7.48% |
Conventional, FHA, VA, Jumbo, HELOC | 6 +2 HELOCs |
2.9% | 100% | $785,000 | View |
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2275 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 0.49% |
Conventional, VA | 6 | 2.9% | 100% | $180,000 | View |
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200 E 2nd St, Annapolis, MO 63620 A+5.0 ★Texas Ratio: 4.76% |
Conventional | 6 | 2.9% | 100% | $170,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional, FHA, USDA | 6 | 2.9% | 75% | $193,333 | View |
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★ 5 stars, 1 review 340 S Springfield Ave, Bolivar, MO 65613 A+5.0 ★Texas Ratio: 3.21% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
2.5% | 100% | $389,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, USDA, HELOC | 5 +2 HELOCs |
2.5% | 100% | $219,000 | View |
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1564 N Main St, Nixa, MO 65714 A+5.0 ★Texas Ratio: 1.32% |
Conventional | 4 | 2% | 100% | $182,500 | View |
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405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
1.5% | 75% | $275,000 | View |
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3721 E Battlefield St, Springfield, MO 65809 A5.0 ★Texas Ratio: 13.71% |
Conventional, VA | 2 | 1% | 100% | $470,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 2 | 1% | 100% | $205,000 | View |
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3310 E Sunshine St, Springfield, MO 65804 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 2 | 1% | 100% | $145,000 | View |
Stockmens Bank
1208 N Jefferson St, Ava, MO 65608 |
Conventional | 2 | 1% | 100% | $280,000 | |
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310 W Mount Vernon St, NIXA, MO 65714 9657 A+5.0 ★Texas Ratio: 2.53% |
Conventional, HELOC | 1 +5 HELOCs |
0.5% | 100% | $345,000 | View |
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10185 Gravois Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +3 HELOCs |
0.5% | 33.3% | $45,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $65,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
FHA, HELOC | 1 +2 HELOCs |
0.5% | 100% | $215,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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410 N Massey Blvd, Nixa, MO 65714 A5.0 ★Texas Ratio: 13.33% |
Conventional | 1 | 0.5% | 100% | $115,000 | View |
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718 N Pine St, Rolla, MO 65401 A5.0 ★Texas Ratio: 11.23% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
Conventional | 1 | 0.5% | 100% | $175,000 | View |
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1347 S Ash St, Buffalo, MO 65622 A5.0 ★Texas Ratio: 12.26% |
Conventional | 1 | 0.5% | 100% | $405,000 | View |
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218 N Webster Ave, Ash Grove, MO 65604 A5.0 ★Texas Ratio: 6.69% |
Conventional | 1 | 0.5% | 100% | $15,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gershman Investment Corp.
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Conventional, FHA, VA, USDA | 12 | 5.9% | 80% | $309,166 | |
Mortgage Research Center
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Conventional, VA | 6 | 2.9% | 85.7% | $218,333 | |
Das Acquisition Company, LLC
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Conventional, FHA | 2 | 1% | 100% | $95,000 | |
First State Bank of St Charles
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USDA | 1 | 0.5% | 100% | $225,000 | |
Gateway Metro Federal Credit U
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Conventional | 1 | 0.5% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.5% | 100% | $375,000 | View |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 14 | 6.9% | 88.2% | $202,142 | View |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 9 | 4.4% | 100% | $217,222 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 8 | 3.9% | 88.9% | $305,000 | |
loanDepot.com LLC
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FHA, VA | 5 | 2.5% | 83.3% | $251,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.5% | 100% | $197,000 | |
Cadence Bank
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2% | 80% | $162,500 | |
New American Funding, LLC.
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Conventional, FHA | 4 | 2% | 100% | $230,000 | |
American Financial Resources LLC
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FHA, VA, USDA | 3 | 1.5% | 100% | $208,333 | |
Newrez LLC
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Conventional, VA | 3 | 1.5% | 75% | $155,000 | |
Premier Mortgage Resources, LLC
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Conventional | 2 | 1% | 100% | $105,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 2 | 1% | 100% | $235,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1% | 66.7% | $100,000 | |
Guild Mortgage Company
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Conventional, FHA | 2 | 1% | 100% | $165,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 1% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 1% | 100% | $225,000 | View |
Nationstar Mortgage
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Conventional, FHA | 2 | 1% | 66.7% | $335,000 | |
Empeople Credit Union
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Conventional | 2 | 1% | 100% | $95,000 | |
Lower, LLC
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FHA | 2 | 1% | 40% | $220,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 1% | 100% | $240,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, USDA | 2 | 1% | 100% | $515,000 | View |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $205,000 | |
Primelending
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USDA | 1 | 0.5% | 100% | $235,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.5% | 66.7% | $225,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.5% | 100% | $325,000 | |
American Financial Network, Inc.
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VA, Jumbo | 1 | 0.5% | 100% | $915,000 | |
ResMac Inc
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USDA | 1 | 0.5% | 100% | $205,000 | |
Discover Bank
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Conventional | 1 | 0.5% | 33.3% | $65,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.5% | 100% | $155,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 50% | $255,000 | View |
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A-5.0 ★Texas Ratio: 14.33% |
Conventional | 1 | 0.5% | 100% | $155,000 | View |
Mortgage Solutions of Colorado
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VA | 1 | 0.5% | 100% | $335,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.5% | 100% | $305,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.5% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 0.5% | 100% | $295,000 | View |
Plaza Home Mortgage, Inc
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VA | 1 | 0.5% | 100% | $205,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 0.5% | 100% | $765,000 | View |
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A5.0 ★Texas Ratio: 6.08% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Consumers Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Clever Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clever, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Clever? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clever in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clever, MO
Use these to narrow the list above. Each category shows how many Clever, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Clever, MO
Independent mortgage companies closed 52.5 percent of home loans in Clever, Missouri in 2025, banks 38.2 percent and credit unions 9.3 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, Southern Bank the largest bank and Assemblies of God Credit Union the largest credit union. Among lenders headquartered in Missouri, Southern Bank led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clever, MO
By home loans closed in 2025, Southern Bank was the largest mortgage lender in Clever, Missouri with 1 loans, about 0.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Clever, Missouri in 2025, led by Freedom Mortgage Corporation with 6. 24 lenders closed VA loans, led by Mortgage Research Center, and 10 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 9 credit unions closed home loans in Clever, Missouri in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clever, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clever, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clever. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
