MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
Home / Mortgage Lenders / Missouri / Carrollton
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Carrollton, Missouri

Carrollton, Missouri mortgage lenders include BTC BankBTC Bank1201 2 N Us Highway 65, Carrollton, MO 64633A5.0 ★Texas Ratio: 6.76%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Wood & Huston BankWood & Huston Bank111 S Broadview St, Cape Girardeau, MO 63703A+5.0 ★Texas Ratio: 1.77%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1314 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA1 N Jefferson Ave, Saint Louis, MO 63103A+5.0 ★Texas Ratio: 5.36%, Stifel Bank & TrustStifel Bank & Trust501 N Broadway, Saint Louis, MO 63102A-4.8 ★Texas Ratio: 12.33%, Regional Missouri BankRegional Missouri Bank1003 State Highway C, Bevier, MO 63532A+5.0 ★Texas Ratio: 0.51%, Community Bank of MarshallCommunity Bank of Marshall208 N Main St, Blackburn, MO 65321A+5.0 ★Texas Ratio: 5.27%, and The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Carrollton, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Carrollton are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Carrollton, Missouri

Market share is the lender's share of all home loans closed in Carrollton, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Carrollton
1201 2 N Us Highway 65, Carrollton, MO 64633
A5.0 ★Texas Ratio: 6.76%
Conventional 18 24.3% 94.7% $110,555 View
803 Wollard Blvd, Richmond, MO 64085
A+5.0 ★Texas Ratio: 0.00%
Conventional, FHA, USDA 9 12.2% 100% $117,222 View
★ 5 stars, 1 review
111 S Broadview St, Cape Girardeau, MO 63703
A+5.0 ★Texas Ratio: 1.77%
Conventional 2 2.7% 100% $175,000 View
1543 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 2.85%
Conventional 1 1.4% 50% $65,000 View
1314 Jeffco Blvd, Arnold, MO 63010
A+5.0 ★Texas Ratio: 3.68%
Conventional 1 1.4% 100% $185,000 View
1 N Jefferson Ave, Saint Louis, MO 63103
A+5.0 ★Texas Ratio: 5.36%
Conventional 1 1.4% 100% $135,000 View
501 N Broadway, Saint Louis, MO 63102
A-4.8 ★Texas Ratio: 12.33%
Conventional 1 1.4% 100% $215,000 View
1003 State Highway C, Bevier, MO 63532
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 1.4% 100% $135,000 View
208 N Main St, Blackburn, MO 65321
A+5.0 ★Texas Ratio: 5.27%
Conventional 1 1.4% 100% $235,000 View
405 E Broadway, Ashland, MO 65010
A+5.0 ★Texas Ratio: 3.12%
HELOC 0
+1 HELOCs
0% n/a View
Mortgage Research Center
VA 2 2.7% 66.7% $250,000
Community Mortgage, LLC
FHA 1 1.4% 100% $145,000
Gershman Investment Corp.
FHA 1 1.4% 50% $95,000
Community Banc Mortgage Corp
Conventional, VA, USDA 6 8.1% 100% $141,666
A5.0 ★Texas Ratio: 7.45%
Conventional, FHA, VA 4 5.4% 80% $142,500 View
United Wholesale Mortgage
Conventional, FHA 3 4.1% 100% $175,000
Leaderone Financial Corp.
Conventional, FHA 3 4.1% 100% $81,666
Royal United Mortgage LLC
Conventional 2 2.7% 100% $130,000
Pennymac Loan Services LLC
Conventional, VA 2 2.7% 100% $145,000
Cardinal Financial Company, Li
Conventional, FHA 2 2.7% 66.7% $100,000
Planet Home Lending, LLC
FHA, USDA 2 2.7% 66.7% $150,000
AmeriHome Mortgage Company, LLC
FHA 1 1.4% 100% $245,000
Sun West Mortgage Company, Inc
FHA 1 1.4% 100% $95,000
Click n' Close, Inc.
USDA 1 1.4% 100% $95,000
Midwest Mortgage Associates Corp
Conventional 1 1.4% 100% $135,000
A-5.0 ★Texas Ratio: 14.33%
Conventional 1 1.4% 100% $85,000 View
Zillow Home Loans, LLC
Conventional 1 1.4% 50% $205,000
New American Funding, LLC.
FHA 1 1.4% 100% $165,000
Fairway Independent Mort Corp
Conventional 1 1.4% 50% $125,000
A5.0 ★Texas Ratio: 8.14%
VA 1 1.4% 100% $235,000
21St Mortgage
Conventional 1 1.4% 50% $145,000
Carrington Mortgage Services LLC
Conventional 1 1.4% 100% $105,000
Quorum Federal Credit Union
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Carrollton, Missouri

Looking for mortgage lenders near me or mortgage brokers near me in Carrollton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Carrollton in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Carrollton, MO

Use these to narrow the list above. Each category shows how many Carrollton, MO lenders fit and what that kind of lender is usually best for.

Who Lends in Carrollton, MO

Independent mortgage companies closed 55.4 percent of home loans in Carrollton, Missouri in 2025, banks 43.2 percent and credit unions 1.4 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, BTC Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, BTC Bank led with 18 loans.

55.4%
Mortgage companies
43.2%
Banks
1.4%
Credit unions
18%
FHA loans
8%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.

More Missouri Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Carrollton, MO

Who is the largest mortgage lender in Carrollton, MO?

By home loans closed in 2025, BTC Bank was the largest mortgage lender in Carrollton, Missouri with 18 loans, about 24.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Carrollton, MO mortgage lenders offer FHA, VA and USDA loans?

11 lenders closed FHA loans in Carrollton, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 2. 5 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Carrollton, MO lender list?

Yes. 10 banks and 2 credit unions closed home loans in Carrollton, Missouri in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Carrollton, MO ranked on this page?

Lenders are ranked only by the number of home loans they closed in Carrollton, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Carrollton, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Carrollton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.