Mortgage Lenders and Brokers in Boonville, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Boonville, Missouri mortgage lenders include The Central Trust BankThe Central Trust Bank1920 Legends West Ave, Boonville, MO 65233A+5.0 ★Texas Ratio: 3.12%, BTC BankBTC Bank2302 Main St, Boonville, MO 65233A5.0 ★Texas Ratio: 6.76%, First State Community BankFirst State Community Bank412 Main St, Boonville, MO 65233A5.0 ★Texas Ratio: 6.95%, Southern BankSouthern Bank400 E Spring St, Boonville, MO 65233A5.0 ★Texas Ratio: 6.11%, Umb Bank NAUmb Bank NA924 Main St, Boonville, MO 65233A+5.0 ★Texas Ratio: 1.78%, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Alliant BankAlliant Bank1910 Main St, Boonville, MO 65233A+5.0 ★Texas Ratio: 3.14%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, Exchange Bank of MissouriExchange Bank of Missouri101 S Church St, Fayette, MO 65248C+4.1 ★Texas Ratio: 26.19%, and Commercial Trust CompanyCommercial Trust Company119 N Main St, Fayette, MO 65248A+5.0 ★Texas Ratio: 2.43%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Boonville, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boonville are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Boonville, Missouri
Market share is the lender's share of all home loans closed in Boonville, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Boonville 1920 Legends West Ave, Boonville, MO 65233 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, USDA, HELOC | 11 +8 HELOCs |
6.1% | 100% | $206,818 | View |
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1 office in Boonville 2302 Main St, Boonville, MO 65233 A5.0 ★Texas Ratio: 6.76% |
Conventional | 9 | 5% | 90% | $150,555 | View |
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1 office in Boonville 412 Main St, Boonville, MO 65233 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 2 +4 HELOCs |
1.1% | 100% | $90,000 | View |
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1 office in Boonville 400 E Spring St, Boonville, MO 65233 A5.0 ★Texas Ratio: 6.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1 office in Boonville 924 Main St, Boonville, MO 65233 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA, USDA | 27 | 14.9% | 100% | $213,888 | View |
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1910 Main St, Boonville, MO 65233 A+5.0 ★Texas Ratio: 3.14% |
Conventional, USDA | 27 | 14.9% | 96.7% | $140,925 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 6 | 3.3% | 92.3% | $128,333 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 5 | 2.8% | 71.4% | $135,000 | View |
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119 N Main St, Fayette, MO 65248 A+5.0 ★Texas Ratio: 2.43% |
Conventional | 4 | 2.2% | 80% | $280,000 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 3 | 1.7% | 100% | $128,333 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional | 2 | 1.1% | 66.7% | $170,000 | View |
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1 N Jefferson Ave, Saint Louis, MO 63103 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 1.1% | 100% | $265,000 | View |
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101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 2 | 1.1% | 100% | $180,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Nbkc Bank
8320 Ward Pkwy, Kansas City, MO 64114 |
VA | 1 | 0.6% | 100% | $305,000 | |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
FHA | 1 | 0.6% | 100% | $175,000 | View |
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201 E Main St, California, MO 65018 A+5.0 ★Texas Ratio: 4.29% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
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1301 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $175,000 | View |
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6800 S Rock Hill Rd, Affton, MO 63123 A+5.0 ★Texas Ratio: 1.55% |
Conventional | 1 | 0.6% | 50% | $55,000 | View |
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1215 Fellows Pl, Columbia, MO 65201 A5.0 ★Texas Ratio: 8.24% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
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301 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.6% | 100% | $245,000 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional | 1 | 0.6% | 100% | $235,000 | View |
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2500 Range Line St, Columbia, MO 65202 A+5.0 ★Texas Ratio: 0.69% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Das Acquisition Company, LLC
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Conventional, FHA, VA, USDA | 10 | 5.5% | 84.6% | $282,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 8 | 4.4% | 88.9% | $208,750 | |
The Tipton Latham Bank, NA
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Conventional | 1 | 0.6% | 100% | $445,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.6% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, VA | 8 | 4.4% | 60% | $175,000 | View |
Freedom Mortgage Corporation
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FHA, VA | 3 | 1.7% | 80% | $211,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 3 | 1.7% | 42.9% | $225,000 | |
Newrez LLC
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Conventional | 3 | 1.7% | 60% | $228,333 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 3 | 1.7% | 100% | $281,666 | |
Royal United Mortgage LLC
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Conventional | 2 | 1.1% | 100% | $115,000 | |
CrossCountry Mortgage, LLC
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FHA | 2 | 1.1% | 100% | $240,000 | |
Kind Lending, LLC
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USDA | 2 | 1.1% | 100% | $195,000 | |
Pennymac Loan Services LLC
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Conventional | 2 | 1.1% | 66.7% | $95,000 | |
Midwest Mortgage Associates Corp
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USDA | 2 | 1.1% | 100% | $170,000 | |
New Day Financial, LLC.
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VA | 2 | 1.1% | 100% | $265,000 | |
Community Banc Mortgage Corp
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Conventional, USDA | 2 | 1.1% | 100% | $190,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.1% | 100% | $375,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.6% | 100% | $225,000 | View |
Guaranteed Rate, Inc.
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VA | 1 | 0.6% | 100% | $315,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.6% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.6% | 100% | $495,000 | View |
Cardinal Financial Company, Li
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Conventional | 1 | 0.6% | 100% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $195,000 | View |
Transportation Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $65,000 | |
Communityamerica Federal Credit Union
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Conventional | 1 | 0.6% | 100% | $125,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.6% | 100% | $305,000 | View |
Geneva Financial LLC
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FHA | 1 | 0.6% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.6% | 100% | $55,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.6% | 100% | $25,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.6% | 100% | $145,000 | |
Village Capital & Investment
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FHA | 1 | 0.6% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Boonville Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Boonville, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Boonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Boonville, MO
Use these to narrow the list above. Each category shows how many Boonville, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Boonville, MO
Independent mortgage companies closed 48.1 percent of home loans in Boonville, Missouri in 2025, banks 46.4 percent and credit unions 5.5 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Boonville, MO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Boonville, Missouri with 11 loans, about 6.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Boonville, Missouri in 2025, led by Flat Branch Mortgage, Inc. with 6. 11 lenders closed VA loans, led by Mortgage Research Center, and 7 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 4 credit unions closed home loans in Boonville, Missouri in 2025, alongside 24 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Boonville, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boonville, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
