Mortgage Lenders and Brokers in Ashland, Missouri
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ashland, Missouri mortgage lenders include The Central Trust BankThe Central Trust Bank405 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 3.12%, Connections BankConnections Bank301 E Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 0.00%, The Callaway BankThe Callaway Bank101 W Broadway, Ashland, MO 65010A+5.0 ★Texas Ratio: 5.92%, Commerce BankCommerce Bank901b Richardson Dr, Ashland, MO 65010A+5.0 ★Texas Ratio: 0.89%, Multipli Federal Credit UnionMultipli Federal Credit Union400 E Broadway, Ashland, MO 65010, Flat Branch Mortgage, Inc.Flat Branch Mortgage, Inc.803 Wollard Blvd, Richmond, MO 64085A+5.0 ★Texas Ratio: 0.00%, Hawthorn BankHawthorn Bank8127 E 171st St, Belton, MO 64012A+5.0 ★Texas Ratio: 3.36%, US Bank, N.A.US Bank, N.A.1543 Jeffco Blvd, Arnold, MO 63010A+5.0 ★Texas Ratio: 2.85%, West Community Credit UnionWest Community Credit Union308 S 9th St Ste 114, Columbia, MO 65201 5161A5.0 ★Texas Ratio: 12.18%, and Missouri Credit UnionMissouri Credit Union495 S Springfield Ave, Bolivar, MO 65613A5.0 ★Texas Ratio: 9.58%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ashland, Missouri in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ashland are listed first, then lenders elsewhere in Missouri, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ashland, Missouri
Market share is the lender's share of all home loans closed in Ashland, Missouri. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Ashland 405 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 3.12% |
Conventional, FHA, VA, HELOC | 31 +26 HELOCs |
10.3% | 100% | $211,451 | View |
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1 office in Ashland 301 E Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 10 | 3.3% | 100% | $237,000 | View |
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1 office in Ashland 101 W Broadway, Ashland, MO 65010 A+5.0 ★Texas Ratio: 5.92% |
Conventional | 5 | 1.7% | 100% | $277,000 | View |
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1 office in Ashland 901b Richardson Dr, Ashland, MO 65010 A+5.0 ★Texas Ratio: 0.89% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 50% | $25,000 | View |
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400 E Broadway, Ashland, MO 65010 |
Conventional | 50 | 16.7% | 93.8% | $196,000 | View |
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803 Wollard Blvd, Richmond, MO 64085 A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA, VA | 32 | 10.7% | 100% | $307,812 | View |
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8127 E 171st St, Belton, MO 64012 A+5.0 ★Texas Ratio: 3.36% |
Conventional, HELOC | 6 +3 HELOCs |
2% | 100% | $311,666 | View |
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1543 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 100% | $225,000 | View |
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308 S 9th St Ste 114, Columbia, MO 65201 5161 A5.0 ★Texas Ratio: 12.18% |
Conventional, HELOC | 4 +1 HELOCs |
1.3% | 80% | $330,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 3 | 1% | 100% | $248,333 | View |
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1540 State Highway 248, Branson, MO 65616 A+5.0 ★Texas Ratio: 5.33% |
Conventional, USDA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $500,000 | View |
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495 S Springfield Ave, Bolivar, MO 65613 A5.0 ★Texas Ratio: 9.58% |
Conventional | 2 | 0.7% | 100% | $200,000 | View |
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804 Highway 28 W, Belle, MO 65013 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 2 | 0.7% | 100% | $350,000 | View |
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1215 Fellows Pl, Columbia, MO 65201 A5.0 ★Texas Ratio: 8.24% |
Conventional | 2 | 0.7% | 100% | $280,000 | View |
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101 S Church St, Fayette, MO 65248 C+4.1 ★Texas Ratio: 26.19% |
Conventional | 2 | 0.7% | 100% | $410,000 | View |
United Credit Union
3421 Grindstone Pkwy, Columbia, MO 65201 5691 |
Conventional | 2 | 0.7% | 66.7% | $265,000 | |
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14112 Redfield Dr, Eugene, MO 65032 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 2 | 0.7% | 100% | $260,000 | View |
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74 Rue Terre Bonne, Bonne Terre, MO 63628 A5.0 ★Texas Ratio: 6.95% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $295,000 | View |
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1314 Jeffco Blvd, Arnold, MO 63010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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9201 Ward Pkwy, Kansas City, MO 64114 A+5.0 ★Texas Ratio: 2.38% |
VA | 1 | 0.3% | 100% | $375,000 | View |
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7701 Forsyth Blvd, Clayton, MO 63105 D3.5 ★Texas Ratio: 33.34% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
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312 W Central Ave, Carthage, MO 64836 A+5.0 ★Texas Ratio: 3.97% |
FHA | 1 | 0.3% | 100% | $375,000 | View |
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★ 5 stars, 1 review 111 S Broadview St, Cape Girardeau, MO 63703 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
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484 Nebraska Avenue, Fort Leonard Wood, MO 65473 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.3% | 100% | $365,000 | View |
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501 N Broadway, Saint Louis, MO 63102 A-4.8 ★Texas Ratio: 12.33% |
Conventional | 1 | 0.3% | 100% | $275,000 | View |
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2nd And Pine Street, Argyle, MO 65001 A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0.3% | 100% | $365,000 | View |
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700 N Franklin St, Cuba, MO 65453 A-4.9 ★Texas Ratio: 16.43% |
FHA | 1 | 0.3% | 100% | $315,000 | View |
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827 Arnold Commons Drive, Arnold, MO 63010 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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202 E North Ave, Belton, MO 64012 A+5.0 ★Texas Ratio: 4.82% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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2582 Lemay Ferry Rd, Affton, MO 63125 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Mortgage Research Center
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Conventional, FHA, VA | 20 | 6.7% | 76.9% | $349,500 | |
Das Acquisition Company, LLC
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Conventional, FHA | 7 | 2.3% | 87.5% | $237,857 | |
First State Bank of St Charles
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Conventional | 2 | 0.7% | 100% | $225,000 | |
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A+5.0 ★Texas Ratio: 5.29% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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A+5.0 ★Texas Ratio: 0.67% |
Conventional | 1 | 0.3% | 100% | $445,000 | View |
Gershman Investment Corp.
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VA | 1 | 0.3% | 50% | $405,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 4.7% | 82.4% | $392,142 | |
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A5.0 ★Texas Ratio: 7.45% |
Conventional, FHA, VA | 14 | 4.7% | 87.5% | $242,142 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 10 | 3.3% | 100% | $309,000 | View |
Freedom Mortgage Corporation
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Conventional, VA | 5 | 1.7% | 83.3% | $351,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.7% | 87.5% | $275,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 4 | 1.3% | 80% | $475,000 | |
Union Home Mortgage Corp.
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Conventional | 4 | 1.3% | 100% | $315,000 | |
CrossCountry Mortgage, LLC
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FHA | 3 | 1% | 100% | $308,333 | |
Nationstar Mortgage
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Conventional | 3 | 1% | 100% | $115,000 | |
New American Funding, LLC.
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FHA, VA, HELOC | 2 +1 HELOCs |
0.7% | 100% | $260,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 0.7% | 100% | $275,000 | |
Primelending
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FHA | 2 | 0.7% | 100% | $345,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 0.7% | 100% | $265,000 | |
American Portfolio Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $335,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $605,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 33.3% | $395,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $425,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $455,000 | |
TruHome Solutions, LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Pilgrim Mortgage LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.3% | 100% | $755,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $85,000 | |
SIRVA Mortgage, Inc.
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VA | 1 | 0.3% | 100% | $315,000 | |
Midwest Mortgage Associates Corp
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FHA | 1 | 0.3% | 100% | $445,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 0.3% | 100% | $395,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.3% | 100% | $635,000 | |
T2 Financial LLC
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Conventional | 1 | 0.3% | 100% | $255,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $345,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A-4.9 ★Texas Ratio: 16.23% |
FHA | 1 | 0.3% | 100% | $295,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.3% | 100% | $335,000 | View |
21St Mortgage
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Conventional | 1 | 0.3% | 14.3% | $35,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.3% | 50% | $255,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 25% | $75,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Ashland Mortgage Rate Trends
Daily average mortgage rates for Missouri compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ashland, Missouri
Looking for mortgage lenders near me or mortgage brokers near me in Ashland? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ashland in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ashland, MO
Use these to narrow the list above. Each category shows how many Ashland, MO lenders fit and what that kind of lender is usually best for.
Who Lends in Ashland, MO
Independent mortgage companies closed 46.7 percent of home loans in Ashland, Missouri in 2025, banks 33.3 percent and credit unions 20 percent. Flat Branch Mortgage, Inc. was the largest mortgage company, The Central Trust Bank the largest bank and Multipli Federal Credit Union the largest credit union. Among lenders headquartered in Missouri, The Central Trust Bank led with 31 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Missouri. None; Missouri has no real estate transfer tax or mortgage recording tax, only recording fees.
More Missouri Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ashland, MO
By home loans closed in 2025, The Central Trust Bank was the largest mortgage lender in Ashland, Missouri with 31 loans, about 10.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ashland, Missouri, Multipli Federal Credit Union approved the highest share of completed applications in 2025 at 93.8 percent, against a 89.7 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Ashland, Missouri in 2025, led by The Central Trust Bank with 4. 16 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 33 banks and 7 credit unions closed home loans in Ashland, Missouri in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ashland, Missouri during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ashland, Missouri for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ashland. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
