Mortgage Lenders and Brokers in Union, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Union, Mississippi mortgage lenders include Regions BankRegions Bank405 Bank St, Union, MS 39365A+5.0 ★Texas Ratio: 4.37%, The Citizens BankThe Citizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 5.44%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Great Southern BankGreat Southern Bank15122 Highway 15, Decatur, MS 39327A5.0 ★Texas Ratio: 7.29%, BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Bank of ForestBank of Forest1698 Old Fannin Rd, Flowood, MS 39232A5.0 ★Texas Ratio: 8.43%, BankplusBankplus202 E Jackson St, Belzoni, MS 39038A+5.0 ★Texas Ratio: 4.80%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, and First Financial BankFirst Financial Bank204 N Van Buren St, Carthage, MS 39051A5.0 ★Texas Ratio: 10.05%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Union, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Union are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Union, Mississippi
Market share is the lender's share of all home loans closed in Union, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Union 405 Bank St, Union, MS 39365 A+5.0 ★Texas Ratio: 4.37% |
Conventional, USDA, HELOC | 5 +8 HELOCs |
6.3% | 55.6% | $93,000 | View |
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814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 17 | 21.5% | 94.4% | $118,529 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, VA, HELOC | 6 +2 HELOCs |
7.6% | 85.7% | $120,000 | View |
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15122 Highway 15, Decatur, MS 39327 A5.0 ★Texas Ratio: 7.29% |
Conventional | 4 | 5.1% | 100% | $95,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional | 2 | 2.5% | 100% | $135,000 | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
FHA, USDA | 2 | 2.5% | 100% | $140,000 | View |
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1698 Old Fannin Rd, Flowood, MS 39232 A5.0 ★Texas Ratio: 8.43% |
Conventional | 2 | 2.5% | 100% | $165,000 | View |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional, HELOC | 1 +2 HELOCs |
1.3% | 100% | $255,000 | View |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
FHA, HELOC | 1 +1 HELOCs |
1.3% | 100% | $295,000 | View |
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204 N Van Buren St, Carthage, MS 39051 A5.0 ★Texas Ratio: 10.05% |
Conventional | 1 | 1.3% | 100% | $145,000 | View |
Guild Mortgage Company
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Conventional, FHA | 8 | 10.1% | 100% | $96,250 | |
Rocket Mortgage
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Conventional, FHA | 5 | 6.3% | 71.4% | $143,000 | |
Triad Financial Services, Inc.
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Conventional | 4 | 5.1% | 63.2% | $92,500 | |
Mortgage Research Center
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VA | 3 | 3.8% | 75% | $255,000 | |
21St Mortgage
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Conventional | 3 | 3.8% | 25% | $121,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 2.5% | 100% | $85,000 | |
Newrez LLC
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Conventional | 1 | 1.3% | 20% | $55,000 | |
loanDepot.com LLC
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FHA | 1 | 1.3% | 50% | $115,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.3% | 20% | $75,000 | |
New Day Financial, LLC.
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VA | 1 | 1.3% | 100% | $175,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.3% | 100% | $145,000 | |
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A+5.0 ★Texas Ratio: 0.90% |
FHA | 1 | 1.3% | 100% | $245,000 | View |
Stockton Mortgage Corporation
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USDA | 1 | 1.3% | 50% | $215,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 1.3% | 100% | $125,000 | |
CSL Financial, LLC
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Conventional | 1 | 1.3% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 3.14% |
Conventional | 1 | 1.3% | 100% | $265,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 1.3% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.3% | 50% | $135,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.3% | 50% | $65,000 |
Union Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Union, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Union? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Union in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Union, MS
Use these to narrow the list above. Each category shows how many Union, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Union, MS
Independent mortgage companies closed 45.6 percent of home loans in Union, Mississippi in 2025, banks 54.4 percent and credit unions 0 percent. Guild Mortgage Company was the largest mortgage company, Regions Bank the largest bank. Among lenders headquartered in Mississippi, The Citizens Bank led with 17 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Union, MS
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Union, Mississippi with 5 loans, about 6.3 percent of the market. The largest lender headquartered in Mississippi was The Citizens Bank with 17 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Union, Mississippi in 2025, led by Rocket Mortgage with 3. 3 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 0 credit unions closed home loans in Union, Mississippi in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Union, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Union, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Union. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
