Sharon, Mississippi mortgage lenders include Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Ferguson Federal Credit UnionFerguson Federal Credit Union352 Brookhaven St, Brookhaven, MS 39601C+4.2 ★Texas Ratio: 24.39%, First State BankFirst State Bank2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322A5.0 ★Texas Ratio: 10.01%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Citizens BankCitizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 2.03%, Hope Federal Credit UnionHope Federal Credit Union188 Porter Ave, Biloxi, MS 39530 3724, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, and Triad Financial Services, Inc.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sharon, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sharon are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Sharon, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, FHA, HELOC | 15 +3 HELOCs |
30.6% | 94.1% | $107,000 | View |
|
352 Brookhaven St, Brookhaven, MS 39601 C+4.2 ★Texas Ratio: 24.39% |
Conventional | 3 | 6.1% | 100% | $185,000 | View |
|
2364 Buckatunna Chicora Clara Rd, Buckatunna, MS 39322 A5.0 ★Texas Ratio: 10.01% |
Conventional | 3 | 6.1% | 100% | $211,666 | View |
|
935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, HELOC | 2 +7 HELOCs |
4.1% | 66.7% | $120,000 | View |
|
8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 2 +1 HELOCs |
4.1% | 40% | $55,000 | View |
|
103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +2 HELOCs |
2% | 100% | $125,000 | View |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 2.03% |
Conventional | 1 | 2% | 100% | $65,000 | View |
Hope Federal Credit Union
188 Porter Ave, Biloxi, MS 39530 3724 |
Conventional | 1 | 2% | 100% | $105,000 | |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
Triad Financial Services, Inc.
|
Conventional | 5 | 10.2% | 71.4% | $111,000 | |
Mortgage Research Center
|
VA | 3 | 6.1% | 75% | $215,000 | |
United Wholesale Mortgage
|
Conventional, FHA | 2 | 4.1% | 100% | $130,000 | |
Rocket Mortgage
|
Conventional | 2 | 4.1% | 33.3% | $125,000 | |
|
A5.0 ★Texas Ratio: 12.33% |
VA | 1 | 2% | 100% | $355,000 | View |
Newrez LLC
|
VA | 1 | 2% | 50% | $365,000 | |
Equity Prime Mortgage LLC
|
USDA | 1 | 2% | 100% | $155,000 | |
|
A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 2% | 50% | $105,000 | View |
Zillow Home Loans, LLC
|
FHA | 1 | 2% | 100% | $135,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
USDA | 1 | 2% | 100% | $165,000 | View |
Gmfs, LLC
|
Conventional | 1 | 2% | 100% | $195,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 2% | 11.1% | $105,000 | |
Hometrust Mortgage Company
|
USDA | 1 | 2% | 33.3% | $205,000 | |
CrossCountry Mortgage, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Sharon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sharon in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Sharon, MS lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 36.7 percent of home loans in Sharon, Mississippi in 2025, banks 55.1 percent and credit unions 8.2 percent. Triad Financial Services, Inc. was the largest mortgage company, Community Bank of Mississippi the largest bank and Ferguson Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Community Bank of Mississippi led with 15 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
By home loans closed in 2025, Community Bank of Mississippi was the largest mortgage lender in Sharon, Mississippi with 15 loans, about 30.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Sharon, Mississippi in 2025, led by Community Bank of Mississippi with 1. 3 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Sharon, Mississippi in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sharon, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sharon, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sharon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.