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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Saucier, Mississippi

Saucier, Mississippi mortgage lenders include The Peoples BankThe Peoples Bank17689 2nd St, Saucier, MS 39574A+5.0 ★Texas Ratio: 0.48%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit Union295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600A+5.0 ★Texas Ratio: 4.35%, Hancock Whitney BankHancock Whitney Bank100 S Beach Blvd, Bay Saint Louis, MS 39520A+5.0 ★Texas Ratio: 3.41%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, The Citizens BankThe Citizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, and First Federal Savings and Loan Association of Pascagoula - Moss PointFirst Federal Savings and Loan Association of Pascagoula - Moss PointPascagoula, MS. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Saucier, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saucier are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Saucier, Mississippi

Market share is the lender's share of all home loans closed in Saucier, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Saucier
17689 2nd St, Saucier, MS 39574
A+5.0 ★Texas Ratio: 0.48%
Conventional 2 1.8% 100% $120,000 View
902 Highway 278 E, Amory, MS 38821
A+5.0 ★Texas Ratio: 3.09%
Conventional, HELOC 7
+1 HELOCs
6.2% 100% $182,142 View
2602 Pass Rd, Biloxi, MS 39531 2728
A+5.0 ★Texas Ratio: 5.02%
Conventional, VA, HELOC 5
+3 HELOCs
4.5% 71.4% $185,000 View
935 Lodge St, Beaumont, MS 39423
A+5.0 ★Texas Ratio: 2.40%
Conventional, FHA, HELOC 3
+1 HELOCs
2.7% 100% $118,333 View
295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600
A+5.0 ★Texas Ratio: 4.35%
Conventional 3 2.7% 60% $185,000 View
★ 4 stars, 3 reviews
100 S Beach Blvd, Bay Saint Louis, MS 39520
A+5.0 ★Texas Ratio: 3.41%
Conventional, HELOC 2
+2 HELOCs
1.8% 100% $315,000 View
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730
Conventional, HELOC 1
+1 HELOCs
0.9% 100% $205,000
814 Main St, Columbia, MS 39429
A+5.0 ★Texas Ratio: 5.44%
Conventional 1 0.9% 100% $315,000 View
315 Ridge Way, Flowood, MS 39232
A+5.0 ★Texas Ratio: 3.68%
HELOC 0
+1 HELOCs
0% n/a View
First Federal Savings and Loan Association of Pascagoula - Moss Point
Conventional 1 0.9% 100% $145,000
loanDepot.com LLC
Conventional, VA 8 7.1% 66.7% $226,250
CrossCountry Mortgage, LLC
FHA, VA, USDA 6 5.4% 100% $198,333
Cmg Mortgage Inc
Conventional, FHA, VA, USDA 6 5.4% 100% $205,000
United Wholesale Mortgage
FHA, VA 5 4.5% 83.3% $339,000
Rocket Mortgage
Conventional, FHA, VA 5 4.5% 75% $227,000
21St Mortgage
Conventional 5 4.5% 42.9% $141,000
Triad Financial Services, Inc.
Conventional 4 3.6% 57.9% $122,500
Guild Mortgage Company
Conventional, FHA 4 3.6% 100% $265,000
Mortgage Research Center
VA 3 2.7% 42.9% $251,666
Stockton Mortgage Corporation
FHA, VA 3 2.7% 100% $218,333
Gmfs, LLC
Conventional 3 2.7% 100% $315,000
Fairway Independent Mort Corp
Conventional, USDA 3 2.7% 100% $168,333
B+4.8 ★Texas Ratio: 16.98%
VA 3 2.7% 100% $421,666 View
Vanderbilt Mortgage and Finance, Inc
Conventional 3 2.7% 13% $128,333
Newrez LLC
Conventional, VA 2 1.8% 50% $155,000
Pennymac Loan Services LLC
Conventional, VA 2 1.8% 66.7% $225,000
Towne Mortgage Company
Conventional, FHA 2 1.8% 100% $220,000
Southwest Funding LP
FHA 2 1.8% 100% $135,000
A5.0 ★Texas Ratio: 8.14%
VA, HELOC 1
+2 HELOCs
0.9% 100% $365,000
Royal United Mortgage LLC
Conventional 1 0.9% 100% $75,000
Gold Star Mortgage Financial Group, Corporation
VA 1 0.9% 100% $195,000
Freedom Mortgage Corporation
VA 1 0.9% 66.7% $305,000
Amerisave Mortgage Company
FHA 1 0.9% 11.1% $145,000
Synergy One Lending, Inc.
Conventional 1 0.9% 100% $225,000
Eustis Mortgage Corp
FHA 1 0.9% 100% $105,000
Standard Mortgage Corporation
Conventional 1 0.9% 100% $95,000
Credit Human Federal Credit Un
Conventional 1 0.9% 38.5% $95,000
Union Home Mortgage Corp.
Conventional 1 0.9% 100% $205,000
First Colony Mortgage Corporat
FHA 1 0.9% 100% $315,000
A+5.0 ★Texas Ratio: 1.10%
USDA 1 0.9% 100% $195,000 View
T2 Financial LLC
USDA 1 0.9% 100% $205,000
A+5.0 ★Texas Ratio: 4.81%
VA 1 0.9% 100% $535,000 View
Nationstar Mortgage
VA 1 0.9% 100% $355,000
Southwest Stage Funding LLC
Conventional 1 0.9% 100% $105,000
Carrington Mortgage Services LLC
Conventional 1 0.9% 100% $55,000
Tammac Holdings Corporation
Conventional 1 0.9% 100% $145,000
Kind Lending, LLC
HELOC 0
+1 HELOCs
0% n/a
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 6, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Saucier, Mississippi

Looking for mortgage lenders near me or mortgage brokers near me in Saucier? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saucier in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Saucier, MS

Use these to narrow the list above. Each category shows how many Saucier, MS lenders fit and what that kind of lender is usually best for.

Who Lends in Saucier, MS

Independent mortgage companies closed 71.4 percent of home loans in Saucier, Mississippi in 2025, banks 19.6 percent and credit unions 8.9 percent. loanDepot.com LLC was the largest mortgage company, The Peoples Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, The Peoples Bank led with 2 loans.

71.4%
Mortgage companies
19.6%
Banks
8.9%
Credit unions
18%
FHA loans
24%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.

More Mississippi Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Saucier, MS

Who is the largest mortgage lender in Saucier, MS?

By home loans closed in 2025, The Peoples Bank was the largest mortgage lender in Saucier, Mississippi with 2 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Saucier, MS mortgage lenders offer FHA, VA and USDA loans?

12 lenders closed FHA loans in Saucier, Mississippi in 2025, led by CrossCountry Mortgage, LLC with 3. 16 lenders closed VA loans, led by loanDepot.com LLC, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Saucier, MS lender list?

Yes. 11 banks and 4 credit unions closed home loans in Saucier, Mississippi in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Saucier, MS ranked on this page?

Lenders are ranked only by the number of home loans they closed in Saucier, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saucier, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saucier. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.