Saucier, Mississippi mortgage lenders include The Peoples BankThe Peoples Bank17689 2nd St, Saucier, MS 39574A+5.0 ★Texas Ratio: 0.48%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Keesler Federal Credit UnionKeesler Federal Credit Union2602 Pass Rd, Biloxi, MS 39531 2728A+5.0 ★Texas Ratio: 5.02%, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Gulf Coast Community Federal Credit UnionGulf Coast Community Federal Credit Union295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600A+5.0 ★Texas Ratio: 4.35%, Hancock Whitney BankHancock Whitney Bank100 S Beach Blvd, Bay Saint Louis, MS 39520A+5.0 ★Texas Ratio: 3.41%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, The Citizens BankThe Citizens Bank814 Main St, Columbia, MS 39429A+5.0 ★Texas Ratio: 5.44%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA315 Ridge Way, Flowood, MS 39232A+5.0 ★Texas Ratio: 3.68%, and First Federal Savings and Loan Association of Pascagoula - Moss PointFirst Federal Savings and Loan Association of Pascagoula - Moss PointPascagoula, MS. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Saucier, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Saucier are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Saucier, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Saucier 17689 2nd St, Saucier, MS 39574 A+5.0 ★Texas Ratio: 0.48% |
Conventional | 2 | 1.8% | 100% | $120,000 | View |
|
902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional, HELOC | 7 +1 HELOCs |
6.2% | 100% | $182,142 | View |
|
2602 Pass Rd, Biloxi, MS 39531 2728 A+5.0 ★Texas Ratio: 5.02% |
Conventional, VA, HELOC | 5 +3 HELOCs |
4.5% | 71.4% | $185,000 | View |
|
935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
2.7% | 100% | $118,333 | View |
|
295 Highway 90 Ste 27, Bay St Louis, MS 39520 3600 A+5.0 ★Texas Ratio: 4.35% |
Conventional | 3 | 2.7% | 60% | $185,000 | View |
|
★ 4 stars, 3 reviews 100 S Beach Blvd, Bay Saint Louis, MS 39520 A+5.0 ★Texas Ratio: 3.41% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $315,000 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $205,000 | |
|
814 Main St, Columbia, MS 39429 A+5.0 ★Texas Ratio: 5.44% |
Conventional | 1 | 0.9% | 100% | $315,000 | View |
|
315 Ridge Way, Flowood, MS 39232 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Federal Savings and Loan Association of Pascagoula - Moss Point
|
Conventional | 1 | 0.9% | 100% | $145,000 | |
loanDepot.com LLC
|
Conventional, VA | 8 | 7.1% | 66.7% | $226,250 | |
CrossCountry Mortgage, LLC
|
FHA, VA, USDA | 6 | 5.4% | 100% | $198,333 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA, USDA | 6 | 5.4% | 100% | $205,000 | |
United Wholesale Mortgage
|
FHA, VA | 5 | 4.5% | 83.3% | $339,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 5 | 4.5% | 75% | $227,000 | |
21St Mortgage
|
Conventional | 5 | 4.5% | 42.9% | $141,000 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 3.6% | 57.9% | $122,500 | |
Guild Mortgage Company
|
Conventional, FHA | 4 | 3.6% | 100% | $265,000 | |
Mortgage Research Center
|
VA | 3 | 2.7% | 42.9% | $251,666 | |
Stockton Mortgage Corporation
|
FHA, VA | 3 | 2.7% | 100% | $218,333 | |
Gmfs, LLC
|
Conventional | 3 | 2.7% | 100% | $315,000 | |
Fairway Independent Mort Corp
|
Conventional, USDA | 3 | 2.7% | 100% | $168,333 | |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 3 | 2.7% | 100% | $421,666 | View |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 3 | 2.7% | 13% | $128,333 | |
Newrez LLC
|
Conventional, VA | 2 | 1.8% | 50% | $155,000 | |
Pennymac Loan Services LLC
|
Conventional, VA | 2 | 1.8% | 66.7% | $225,000 | |
Towne Mortgage Company
|
Conventional, FHA | 2 | 1.8% | 100% | $220,000 | |
Southwest Funding LP
|
FHA | 2 | 1.8% | 100% | $135,000 | |
|
A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +2 HELOCs |
0.9% | 100% | $365,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 0.9% | 100% | $75,000 | |
Gold Star Mortgage Financial Group, Corporation
|
VA | 1 | 0.9% | 100% | $195,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 0.9% | 66.7% | $305,000 | |
Amerisave Mortgage Company
|
FHA | 1 | 0.9% | 11.1% | $145,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.9% | 100% | $225,000 | |
Eustis Mortgage Corp
|
FHA | 1 | 0.9% | 100% | $105,000 | |
Standard Mortgage Corporation
|
Conventional | 1 | 0.9% | 100% | $95,000 | |
Credit Human Federal Credit Un
|
Conventional | 1 | 0.9% | 38.5% | $95,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 0.9% | 100% | $205,000 | |
First Colony Mortgage Corporat
|
FHA | 1 | 0.9% | 100% | $315,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
USDA | 1 | 0.9% | 100% | $195,000 | View |
T2 Financial LLC
|
USDA | 1 | 0.9% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.9% | 100% | $535,000 | View |
Nationstar Mortgage
|
VA | 1 | 0.9% | 100% | $355,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 0.9% | 100% | $105,000 | |
Carrington Mortgage Services LLC
|
Conventional | 1 | 0.9% | 100% | $55,000 | |
Tammac Holdings Corporation
|
Conventional | 1 | 0.9% | 100% | $145,000 | |
Kind Lending, LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Saucier? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Saucier in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Saucier, MS lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 71.4 percent of home loans in Saucier, Mississippi in 2025, banks 19.6 percent and credit unions 8.9 percent. loanDepot.com LLC was the largest mortgage company, The Peoples Bank the largest bank and Keesler Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, The Peoples Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
By home loans closed in 2025, The Peoples Bank was the largest mortgage lender in Saucier, Mississippi with 2 loans, about 1.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Saucier, Mississippi in 2025, led by CrossCountry Mortgage, LLC with 3. 16 lenders closed VA loans, led by loanDepot.com LLC, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 4 credit unions closed home loans in Saucier, Mississippi in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Saucier, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Saucier, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Saucier. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.