Mortgage Lenders and Brokers in Collins, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Collins, Mississippi mortgage lenders include PriorityOne BankPriorityOne Bank215 Main St, Collins, MS 39428A5.0 ★Texas Ratio: 12.03%, Peoples BankPeoples Bank710 Main St, Collins, MS 39428B4.4 ★Texas Ratio: 21.68%, Regions BankRegions Bank503 Main St, Collins, MS 39428A+5.0 ★Texas Ratio: 4.37%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, Triad Financial Services, Inc., 21St Mortgage, and Coastal Community BankCoastal Community BankB4.5 ★Texas Ratio: 20.96%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Collins, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Collins are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Collins, Mississippi
Market share is the lender's share of all home loans closed in Collins, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Collins 215 Main St, Collins, MS 39428 A5.0 ★Texas Ratio: 12.03% |
Conventional, USDA, HELOC | 3 +3 HELOCs |
42.9% | 100% | $151,666 | View |
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1 office in Collins 710 Main St, Collins, MS 39428 B4.4 ★Texas Ratio: 21.68% |
Conventional | 1 | 14.3% | 100% | $85,000 | View |
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1 office in Collins 503 Main St, Collins, MS 39428 A+5.0 ★Texas Ratio: 4.37% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 14.3% | 100% | $25,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 14.3% | 20% | $45,000 | |
21St Mortgage
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Conventional | 1 | 14.3% | 50% | $45,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Collins Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Collins, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Collins? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Collins in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Collins, MS
Use these to narrow the list above. Each category shows how many Collins, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Collins, MS
Independent mortgage companies closed 28.6 percent of home loans in Collins, Mississippi in 2025, banks 71.4 percent and credit unions 0 percent. Triad Financial Services, Inc. was the largest mortgage company, PriorityOne Bank the largest bank. Among lenders headquartered in Mississippi, PriorityOne Bank led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Collins, MS
By home loans closed in 2025, PriorityOne Bank was the largest mortgage lender in Collins, Mississippi with 3 loans, about 42.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 5 banks and 0 credit unions closed home loans in Collins, Mississippi in 2025, alongside 2 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Collins, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Collins, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Collins. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
