Mortgage Lenders and Brokers in Caledonia, Mississippi
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Caledonia, Mississippi mortgage lenders include Renasant BankRenasant Bank103 E Washington St, Aberdeen, MS 39730A+5.0 ★Texas Ratio: 4.72%, Cadence BankCadence Bank107 Highway 145 N, Aberdeen, MS 39730, Trustmark BankTrustmark Bank935 Lodge St, Beaumont, MS 39423A+5.0 ★Texas Ratio: 2.40%, Regions BankRegions Bank8899 Ms Highway 15, Ackerman, MS 39735A+5.0 ★Texas Ratio: 4.37%, Bank of CommerceBank of Commerce167 Court Sq, Charleston, MS 38921A+5.0 ★Texas Ratio: 4.84%, Citizens National Bank of MeridianCitizens National Bank of Meridian102 Plaza Drive, Brandon, MS 39047A5.0 ★Texas Ratio: 7.13%, BankFirst Financial ServicesBankFirst Financial Services28 Highway 528, Bay Springs, MS 39422A+5.0 ★Texas Ratio: 3.47%, Community Bank of MississippiCommunity Bank of Mississippi902 Highway 278 E, Amory, MS 38821A+5.0 ★Texas Ratio: 3.09%, BankplusBankplus202 E Jackson St, Belzoni, MS 39038A+5.0 ★Texas Ratio: 4.80%, and First South Farm Credit, ACAFirst South Farm Credit, ACARidgeland, MS. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Caledonia, Mississippi in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Caledonia are listed first, then lenders elsewhere in Mississippi, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Caledonia, Mississippi
Market share is the lender's share of all home loans closed in Caledonia, Mississippi. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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103 E Washington St, Aberdeen, MS 39730 A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA, VA, USDA, HELOC | 11 +1 HELOCs |
8.7% | 100% | $215,000 | View |
Cadence Bank
107 Highway 145 N, Aberdeen, MS 39730 |
Conventional, FHA, VA, HELOC | 9 +11 HELOCs |
7.1% | 100% | $337,222 | |
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935 Lodge St, Beaumont, MS 39423 A+5.0 ★Texas Ratio: 2.40% |
Conventional, FHA, VA, USDA | 8 | 6.3% | 100% | $240,000 | View |
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8899 Ms Highway 15, Ackerman, MS 39735 A+5.0 ★Texas Ratio: 4.37% |
Conventional, HELOC | 4 +3 HELOCs |
3.2% | 50% | $112,500 | View |
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167 Court Sq, Charleston, MS 38921 A+5.0 ★Texas Ratio: 4.84% |
Conventional | 4 | 3.2% | 83.3% | $102,500 | View |
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102 Plaza Drive, Brandon, MS 39047 A5.0 ★Texas Ratio: 7.13% |
Conventional, FHA | 2 | 1.6% | 100% | $265,000 | View |
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28 Highway 528, Bay Springs, MS 39422 A+5.0 ★Texas Ratio: 3.47% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $225,000 | View |
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902 Highway 278 E, Amory, MS 38821 A+5.0 ★Texas Ratio: 3.09% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
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202 E Jackson St, Belzoni, MS 39038 A+5.0 ★Texas Ratio: 4.80% |
Conventional | 1 | 0.8% | 100% | $25,000 | View |
First South Farm Credit, ACA
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Conventional | 1 | 0.8% | 100% | $265,000 | |
Mortgage Research Center
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VA | 15 | 11.9% | 93.8% | $333,666 | |
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A-5.0 ★Texas Ratio: 14.97% |
FHA, VA, USDA | 11 | 8.7% | 91.7% | $329,545 | View |
Rocket Mortgage
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Conventional, FHA, VA | 7 | 5.6% | 70% | $240,714 | |
Freedom Mortgage Corporation
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VA | 5 | 4% | 100% | $287,000 | |
Pennymac Loan Services LLC
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FHA, VA | 4 | 3.2% | 75% | $355,000 | |
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A+5.0 ★Texas Ratio: 5.42% |
Conventional, USDA | 4 | 3.2% | 100% | $262,500 | View |
United Wholesale Mortgage
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VA | 3 | 2.4% | 80% | $361,666 | |
21St Mortgage
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Conventional | 3 | 2.4% | 50% | $128,333 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.6% | 100% | $340,000 | |
Geneva Financial LLC
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Conventional, FHA | 2 | 1.6% | 100% | $145,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.6% | 100% | $130,000 | |
Nationstar Mortgage
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VA | 2 | 1.6% | 100% | $310,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA, HELOC | 1 +1 HELOCs |
0.8% | 33.3% | $365,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
VA | 1 | 0.8% | 100% | $275,000 | View |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.8% | 100% | $265,000 | |
SWBC Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.8% | 50% | $355,000 | |
Newrez LLC
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VA | 1 | 0.8% | 100% | $375,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.8% | 75% | $55,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.8% | 100% | $105,000 | |
Guild Mortgage Company
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VA | 1 | 0.8% | 100% | $365,000 | |
West Alabama Bank & Trust
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Conventional | 1 | 0.8% | 100% | $345,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.8% | 100% | $285,000 | |
First Colony Mortgage Corporat
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VA | 1 | 0.8% | 100% | $505,000 | |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $145,000 | |
Peoples Mortgage Company
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FHA | 1 | 0.8% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.8% | 100% | $305,000 | View |
Stockton Mortgage Corporation
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FHA | 1 | 0.8% | 100% | $255,000 | |
Towne Mortgage Company
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FHA | 1 | 0.8% | 100% | $265,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.8% | 100% | $165,000 | View |
New American Funding, LLC.
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VA | 1 | 0.8% | 100% | $215,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
FHA | 1 | 0.8% | 100% | $375,000 | View |
Gmfs, LLC
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Conventional | 1 | 0.8% | 100% | $245,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.8% | 100% | $275,000 | View |
Leaderone Financial Corp.
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FHA | 1 | 0.8% | 100% | $295,000 | |
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Caledonia Mortgage Rate Trends
Daily average mortgage rates for Mississippi compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Caledonia, Mississippi
Looking for mortgage lenders near me or mortgage brokers near me in Caledonia? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Caledonia in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Caledonia, MS
Use these to narrow the list above. Each category shows how many Caledonia, MS lenders fit and what that kind of lender is usually best for.
Who Lends in Caledonia, MS
Independent mortgage companies closed 53.2 percent of home loans in Caledonia, Mississippi in 2025, banks 45.2 percent and credit unions 1.6 percent. First South Farm Credit, ACA was the largest mortgage company, Renasant Bank the largest bank and Navy Federal Credit Union the largest credit union. Among lenders headquartered in Mississippi, Cadence Bank led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Mississippi. None; Mississippi has no state real estate transfer tax or mortgage recording tax, only per page recording fees.
More Mississippi Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Caledonia, MS
By home loans closed in 2025, Renasant Bank was the largest mortgage lender in Caledonia, Mississippi with 11 loans, about 8.7 percent of the market. The largest lender headquartered in Mississippi was Cadence Bank with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Caledonia, Mississippi in 2025, led by Renasant Bank with 3. 20 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 3 credit unions closed home loans in Caledonia, Mississippi in 2025, alongside 29 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Caledonia, Mississippi during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Caledonia, Mississippi for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Caledonia. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
