Mortgage Lenders and Brokers in St. Paul Park, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
St. Paul Park, Minnesota mortgage lenders include Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Ideal Credit UnionIdeal Credit Union3225 Denmark Ave, Eagan, MN 55121 1382A+5.0 ★Texas Ratio: 5.61%, Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Old National BankOld National Bank101 Minnesota Ave N, Aitkin, MN 56431A+5.0 ★Texas Ratio: 4.98%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, and Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in St. Paul Park, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. Paul Park are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in St. Paul Park, Minnesota
Market share is the lender's share of all home loans closed in St. Paul Park, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 4 | 3.6% | 100% | $290,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 3 +2 HELOCs |
2.7% | 66.7% | $228,333 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 3 | 2.7% | 60% | $191,666 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +3 HELOCs |
1.8% | 100% | $95,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 50% | $40,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 2 | 1.8% | 100% | $190,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 1 +4 HELOCs |
0.9% | 50% | $305,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $105,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $285,000 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $295,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.9% | 100% | $215,000 | View |
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4801 E Superior St, Duluth, MN 55804 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 0.9% | 100% | $385,000 | View |
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14800 Galaxie Ave Ste 105, Apple Valley, MN 55124 C+4.1 ★Texas Ratio: 25.60% |
Conventional | 1 | 0.9% | 100% | $225,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.9% | 100% | $235,000 | View |
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1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.9% | 100% | $195,000 | View |
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4350 8th St N, Saint Cloud, MN 56303 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.9% | 100% | $215,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.9% | 50% | $35,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Servion
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Conventional | 2 | 1.8% | 100% | $240,000 | |
Rocket Mortgage
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Conventional, FHA | 11 | 10% | 91.7% | $215,909 | |
United Wholesale Mortgage
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Conventional, FHA | 7 | 6.4% | 70% | $262,142 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 5 | 4.5% | 100% | $307,000 | |
Pennymac Loan Services LLC
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FHA, VA | 5 | 4.5% | 83.3% | $253,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 4 | 3.6% | 100% | $165,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 3.6% | 80% | $180,000 | |
Kind Lending, LLC
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Conventional, FHA | 3 | 2.7% | 100% | $331,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 2.7% | 75% | $111,666 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 2 +2 HELOCs |
1.8% | 100% | $260,000 | View |
Guaranteed Rate, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $195,000 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 1.8% | 100% | $260,000 | |
Newrez LLC
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Conventional | 2 | 1.8% | 100% | $130,000 | |
Homeowners Financial Group, LLC
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Conventional | 2 | 1.8% | 100% | $175,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 1.8% | 100% | $135,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.8% | 100% | $140,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 1.8% | 100% | $285,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1.8% | 100% | $290,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 1.8% | 100% | $255,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.9% | 100% | $225,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $125,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 0.9% | 100% | $255,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.9% | 100% | $205,000 | |
HomeBridge Financial Services, Inc
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VA | 1 | 0.9% | 33.3% | $285,000 | |
Union Home Mortgage Corp.
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VA | 1 | 0.9% | 100% | $295,000 | |
First Colony Mortgage Corporat
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Conventional | 1 | 0.9% | 100% | $315,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.9% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.9% | 100% | $185,000 | View |
Mortgage Research Center
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VA | 1 | 0.9% | 100% | $265,000 | |
Mission Loans, LLC
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FHA | 1 | 0.9% | 100% | $165,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.9% | 50% | $175,000 | |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.9% | 50% | $15,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.9% | 100% | $265,000 | |
Mason-McDuffie Mortgage Corporation
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VA | 1 | 0.9% | 100% | $305,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 50% | $45,000 | |
Ashland Credit Union
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Conventional | 1 | 0.9% | 100% | $95,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.9% | 100% | $95,000 | |
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
St. Paul Park Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in St. Paul Park, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in St. Paul Park? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. Paul Park in 2025, with lenders based there listed first.
Types of Mortgage Lenders in St. Paul Park, MN
Use these to narrow the list above. Each category shows how many St. Paul Park, MN lenders fit and what that kind of lender is usually best for.
Who Lends in St. Paul Park, MN
Independent mortgage companies closed 70.9 percent of home loans in St. Paul Park, Minnesota in 2025, banks 17.3 percent and credit unions 11.8 percent. Servion was the largest mortgage company, Bell Bank the largest bank and Ideal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Ideal Credit Union led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in St. Paul Park, MN
By home loans closed in 2025, Bell Bank was the largest mortgage lender in St. Paul Park, Minnesota with 4 loans, about 3.6 percent of the market. The largest lender headquartered in Minnesota was Ideal Credit Union with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in St. Paul Park, Minnesota in 2025, led by United Wholesale Mortgage with 5. 7 lenders closed VA loans, led by US Bank, N.A.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 9 credit unions closed home loans in St. Paul Park, Minnesota in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in St. Paul Park, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. Paul Park, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. Paul Park. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
