Mortgage Lenders and Brokers in Rush City, Minnesota
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Rush City, Minnesota mortgage lenders include Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Minnco Credit UnionMinnco Credit Union2121 Station Pkwy NW, Andover, MN 55304A+5.0 ★Texas Ratio: 2.50%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Frandsen Bank & TrustFrandsen Bank & Trust410 2nd St W, Ada, MN 56510A+5.0 ★Texas Ratio: 5.91%, Members Cooperative Credit UnionMembers Cooperative Credit Union108 Minnesota Ave N, Aitkin, MN 56431 1410A5.0 ★Texas Ratio: 10.43%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Blaze Credit UnionBlaze Credit Union10 Northtown Dr NE, Blaine, MN 55434 1033A5.0 ★Texas Ratio: 6.19%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, and Deerwood BankDeerwood Bank14986 Lynwood Dr, Baxter, MN 56425A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Rush City, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Rush City are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Rush City, Minnesota
Market share is the lender's share of all home loans closed in Rush City, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 16 +5 HELOCs |
10.2% | 76.2% | $97,500 | View |
|
2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 13 | 8.3% | 86.7% | $165,769 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, VA, Jumbo | 11 | 7% | 100% | $453,181 | View |
|
410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 8 | 5.1% | 100% | $260,000 | View |
|
108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43% |
Conventional, HELOC | 5 +2 HELOCs |
3.2% | 83.3% | $185,000 | View |
|
331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +4 HELOCs |
1.9% | 60% | $218,333 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.3% | 100% | $295,000 | View |
|
10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 50% | $245,000 | View |
|
2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 50% | $575,000 | View |
|
14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $55,000 | View |
|
15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
|
22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 1 | 0.6% | 100% | $375,000 | View |
|
7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
|
11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
FHA | 1 | 0.6% | 100% | $225,000 | View |
|
7510 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.6% | 100% | $545,000 | View |
First State Bank of Wyoming
6115 Stacy Trl, Stacy, MN 55079 |
Conventional | 1 | 0.6% | 100% | $125,000 | |
|
301 West Lewis Street, Lewisville, MN 56060 A+5.0 ★Texas Ratio: 4.73% |
Conventional | 1 | 0.6% | 100% | $545,000 | View |
|
113 N Main St, Belview, MN 56214 A+5.0 ★Texas Ratio: 5.77% |
Conventional | 1 | 0.6% | 100% | $165,000 | View |
|
31019 Wildwood Ct, Breezy Point, MN 56472 A5.0 ★Texas Ratio: 7.16% |
Conventional | 1 | 0.6% | 100% | $45,000 | View |
|
3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional | 1 | 0.6% | 50% | $65,000 | View |
|
★ 5 stars, 1 review 5941 94th Ave N, Brooklyn Park, MN 55443 A+5.0 ★Texas Ratio: 1.52% |
Conventional | 1 | 0.6% | 100% | $295,000 | View |
|
321 Washburn Ave, Belgrade, MN 56312 A+5.0 ★Texas Ratio: 4.45% |
Conventional | 1 | 0.6% | 100% | $75,000 | View |
|
7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
234 1st Ave E, Cambridge, MN 55008 A+5.0 ★Texas Ratio: 3.79% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
|
Conventional | 3 | 1.9% | 100% | $321,666 | |
Bremer Bank NA
|
Conventional | 1 | 0.6% | 100% | $415,000 | |
Summit Mortgage Corporation
|
VA | 1 | 0.6% | 100% | $275,000 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, Jumbo | 15 | 9.6% | 100% | $368,333 | |
Rocket Mortgage
|
Conventional, FHA | 9 | 5.7% | 75% | $240,555 | |
United Wholesale Mortgage
|
Conventional | 4 | 2.5% | 66.7% | $255,000 | |
Cmg Mortgage Inc
|
Conventional, USDA | 4 | 2.5% | 100% | $245,000 | |
Guaranteed Rate, Inc.
|
Conventional | 3 | 1.9% | 75% | $275,000 | |
Compeer Financial
|
Conventional, Jumbo | 3 | 1.9% | 66.7% | $531,666 | |
loanDepot.com LLC
|
Conventional | 3 | 1.9% | 75% | $185,000 | |
Guild Mortgage Company
|
Conventional | 3 | 1.9% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 3 | 1.9% | 100% | $401,666 | |
Newrez LLC
|
Conventional | 2 | 1.3% | 50% | $145,000 | |
Cardinal Financial Company, Li
|
Conventional | 2 | 1.3% | 100% | $90,000 | |
Iowa Bankers Mortgage Corporation
|
Conventional | 2 | 1.3% | 100% | $325,000 | |
Nationstar Mortgage
|
Conventional, FHA | 2 | 1.3% | 40% | $175,000 | |
New American Funding, LLC.
|
Conventional | 2 | 1.3% | 100% | $350,000 | |
Fairway Independent Mort Corp
|
Conventional | 2 | 1.3% | 100% | $470,000 | |
The Loan Store, Inc
|
USDA, HELOC | 1 +1 HELOCs |
0.6% | 100% | $345,000 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $445,000 | View |
Gold Star Mortgage Financial Group, Corporation
|
Conventional | 1 | 0.6% | 100% | $235,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.6% | 100% | $385,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.6% | 100% | $445,000 | |
Watermark Capital, Inc.
|
Conventional | 1 | 0.6% | 100% | $305,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.6% | 100% | $265,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 0.6% | 100% | $245,000 | |
Discover Bank
|
Conventional | 1 | 0.6% | 33.3% | $65,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 100% | $555,000 | View |
Provident Funding Associates
|
Conventional | 1 | 0.6% | 100% | $385,000 | |
Mortgage Research Center
|
VA | 1 | 0.6% | 66.7% | $325,000 | |
Towne Mortgage Company
|
USDA | 1 | 0.6% | 100% | $235,000 | |
Pentagon Federal Credit Union
|
FHA | 1 | 0.6% | 100% | $405,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 0.6% | 100% | $135,000 | |
Lower, LLC
|
Conventional | 1 | 0.6% | 100% | $165,000 | |
Navy Federal Credit Union
|
VA | 1 | 0.6% | 100% | $325,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.6% | 100% | $305,000 | |
Spring Eq, LLC
|
Conventional | 1 | 0.6% | 50% | $75,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 0.6% | 100% | $555,000 | |
Midwestone Bank
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Empeople Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Rush City Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Rush City, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Rush City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Rush City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Rush City, MN
Use these to narrow the list above. Each category shows how many Rush City, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Rush City, MN
Independent mortgage companies closed 49.7 percent of home loans in Rush City, Minnesota in 2025, banks 24.2 percent and credit unions 26.1 percent. Tradition Mortgage, LLC was the largest mortgage company, Bell Bank the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Affinity Plus Federal Credit Union led with 16 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Rush City, MN
By home loans closed in 2025, Affinity Plus Federal Credit Union was the largest mortgage lender in Rush City, Minnesota with 16 loans, about 10.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Rush City, Minnesota in 2025, led by Rocket Mortgage with 4. 5 lenders closed VA loans, led by Bell Bank, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 12 credit unions closed home loans in Rush City, Minnesota in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Rush City, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Rush City, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Rush City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
