Mortgage Lenders and Brokers in Princeton, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Princeton, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.210 S Rum River Dr, Princeton, MN 55371A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank202 S Rum River Dr, Princeton, MN 55371A+5.0 ★Texas Ratio: 4.98%, First Bank & TrustFirst Bank & Trust209 S Rum River Dr, Princeton, MN 55371A+5.0 ★Texas Ratio: 3.79%, Blaze Credit UnionBlaze Credit Union501 S 2nd St, Princeton, MN 55371 1802A5.0 ★Texas Ratio: 6.19%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Sherburne State BankSherburne State Bank136 N Rum River Dr, Princeton, MN 55371A+5.0 ★Texas Ratio: 0.20%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Minnco Credit UnionMinnco Credit Union503 19th Ave N, Princeton, MN 55371A+5.0 ★Texas Ratio: 2.50%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, and Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Princeton, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Princeton are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Princeton, Minnesota
Market share is the lender's share of all home loans closed in Princeton, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Princeton 210 S Rum River Dr, Princeton, MN 55371 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 33.3% | $245,000 | View |
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1 office in Princeton 202 S Rum River Dr, Princeton, MN 55371 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 50% | $775,000 | View |
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1 office in Princeton 209 S Rum River Dr, Princeton, MN 55371 A+5.0 ★Texas Ratio: 3.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $45,000 | View |
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501 S 2nd St, Princeton, MN 55371 1802 A5.0 ★Texas Ratio: 6.19% |
Conventional, HELOC | 24 +13 HELOCs |
10.1% | 79.4% | $162,083 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA | 11 | 4.6% | 100% | $212,272 | View |
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136 N Rum River Dr, Princeton, MN 55371 A+5.0 ★Texas Ratio: 0.20% |
Conventional | 10 | 4.2% | 100% | $180,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 7 +5 HELOCs |
2.9% | 87.5% | $145,000 | View |
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503 19th Ave N, Princeton, MN 55371 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 7 | 2.9% | 87.5% | $87,857 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 6 +1 HELOCs |
2.5% | 75% | $123,333 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 4 | 1.7% | 100% | $292,500 | View |
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143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, FHA | 3 | 1.3% | 100% | $205,000 | View |
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10225 115th Street NE, Gilman, MN 56333 A+5.0 ★Texas Ratio: 1.77% |
Conventional | 3 | 1.3% | 75% | $155,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 2 | 0.8% | 100% | $245,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 2 | 0.8% | 66.7% | $155,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $285,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $195,000 | View |
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5600 La Centre Ave Ste 100, Albertville, MN 55301 4018 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 1 | 0.4% | 100% | $305,000 | View |
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630 Main St Nw, Elk River, MN 55330 A-4.8 ★Texas Ratio: 10.95% |
Conventional | 1 | 0.4% | 50% | $135,000 | View |
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183 Cedar Dr, Foley, MN 56329 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.4% | 100% | $215,000 | View |
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1330 Conway St Ste 200, Saint Paul, MN 55106 A+5.0 ★Texas Ratio: 1.19% |
Conventional | 1 | 0.4% | 100% | $85,000 | View |
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242 N 1st St, Pennock, MN 56279 C-3.6 ★Texas Ratio: 31.27% |
FHA | 1 | 0.4% | 100% | $325,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $275,000 | |
Bremer Bank NA
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Conventional, HELOC | 1 +3 HELOCs |
0.4% | 100% | $105,000 | |
Servion
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FHA | 1 | 0.4% | 100% | $245,000 | |
Cambria Financial Group
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Conventional | 1 | 0.4% | 100% | $285,000 | |
Summit Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 16 | 6.7% | 84.2% | $308,125 | |
Rocket Mortgage
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Conventional, FHA, VA | 15 | 6.3% | 78.9% | $307,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA, USDA | 12 | 5% | 100% | $312,500 | |
New American Funding, LLC.
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Conventional, FHA | 11 | 4.6% | 91.7% | $283,181 | |
loanDepot.com LLC
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Conventional, VA | 6 | 2.5% | 85.7% | $208,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 6 | 2.5% | 100% | $231,666 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 2.1% | 100% | $275,000 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 1.7% | 100% | $282,500 | |
Mortgage Research Center
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Conventional, FHA, VA | 4 | 1.7% | 66.7% | $230,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $185,000 | |
Compeer Financial
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Conventional | 3 | 1.3% | 100% | $138,333 | |
Union Home Mortgage Corp.
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Conventional | 3 | 1.3% | 100% | $228,333 | |
Nationstar Mortgage
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Conventional, VA | 3 | 1.3% | 100% | $181,666 | |
Megastar Finanacial Corp
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Conventional, FHA | 3 | 1.3% | 100% | $185,000 | |
Cmg Mortgage Inc
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Conventional | 2 | 0.8% | 100% | $285,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.8% | 100% | $145,000 | |
Planet Home Lending, LLC
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Conventional | 2 | 0.8% | 100% | $170,000 | |
Waterstone Mortgage Corporation
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Conventional, FHA | 2 | 0.8% | 100% | $175,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $140,000 | |
Lower, LLC
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Conventional, VA | 2 | 0.8% | 100% | $410,000 | |
Paramount Residential Mortgage
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Conventional | 2 | 0.8% | 100% | $570,000 | |
Carrington Mortgage Services LLC
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FHA | 2 | 0.8% | 100% | $180,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 0.8% | 100% | $305,000 | View |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 0.8% | 75% | $370,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 2 | 0.8% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
VA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $395,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $245,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $305,000 | |
Go Mortgage, LLC
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USDA | 1 | 0.4% | 100% | $205,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 100% | $105,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $425,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $285,000 | View |
BoxCar Mortgage, LLC
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VA | 1 | 0.4% | 100% | $335,000 | |
Sierra Pacific Mortgage Co. Inc
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FHA | 1 | 0.4% | 100% | $345,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $445,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.4% | 100% | $505,000 | View |
RoundPoint Mortgage Servicing LLC
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Conventional | 1 | 0.4% | 100% | $205,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $255,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.4% | 100% | $365,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.4% | 100% | $245,000 | View |
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C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 50% | $135,000 | View |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.4% | 100% | $515,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $265,000 | |
Midwestone Bank
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Princeton Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Princeton, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Princeton? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Princeton in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Princeton, MN
Use these to narrow the list above. Each category shows how many Princeton, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Princeton, MN
Independent mortgage companies closed 56.3 percent of home loans in Princeton, Minnesota in 2025, banks 21.8 percent and credit unions 21.8 percent. Tradition Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and Blaze Credit Union the largest credit union. Among lenders headquartered in Minnesota, Blaze Credit Union led with 24 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Princeton, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Princeton, Minnesota with 1 loans, about 0.4 percent of the market. The largest lender headquartered in Minnesota was Blaze Credit Union with 24 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
21 lenders closed FHA loans in Princeton, Minnesota in 2025, led by United Wholesale Mortgage with 6. 13 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 13 credit unions closed home loans in Princeton, Minnesota in 2025, alongside 44 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Princeton, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Princeton, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Princeton. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
