Mortgage Lenders and Brokers in Little Falls, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Little Falls, Minnesota mortgage lenders include US Bank, N.A.US Bank, N.A.119 2nd St Ne, Little Falls, MN 56345A+5.0 ★Texas Ratio: 2.85%, Pine Country BankPine Country Bank1201 1st Ave Ne, Little Falls, MN 56345A+5.0 ★Texas Ratio: 0.36%, BMO Harris Bank NABMO Harris Bank NA65 E Broadway, Little Falls, MN 56345A+5.0 ★Texas Ratio: 3.54%, Magnifi Financial Credit UnionMagnifi Financial Credit Union35 E Broadway, Little Falls, MN 56345A+5.0 ★Texas Ratio: 1.40%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, Farmers & Merchants State BankFarmers & Merchants State Bank110 Meeker Ave W, Eden Valley, MN 55329A5.0 ★Texas Ratio: 9.66%, Unity BankUnity Bank112 Main St, Bertha, MN 56437F1.0 ★Texas Ratio: 70.30%, First Western Bank & TrustFirst Western Bank & Trust3313 Highway 29 S, Alexandria, MN 56308A-5.0 ★Texas Ratio: 15.55%, and Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Little Falls, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Little Falls are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Little Falls, Minnesota
Market share is the lender's share of all home loans closed in Little Falls, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Little Falls 119 2nd St Ne, Little Falls, MN 56345 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 4 +7 HELOCs |
2.9% | 66.7% | $160,000 | View |
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1201 1st Ave Ne, Little Falls, MN 56345 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 4 | 2.9% | 100% | $107,500 | View |
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1 office in Little Falls 65 E Broadway, Little Falls, MN 56345 A+5.0 ★Texas Ratio: 3.54% |
Conventional, HELOC | 1 +4 HELOCs |
0.7% | 25% | $125,000 | View |
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35 E Broadway, Little Falls, MN 56345 A+5.0 ★Texas Ratio: 1.40% |
Conventional, USDA, HELOC | 12 +3 HELOCs |
8.8% | 92.3% | $85,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 5 +1 HELOCs |
3.6% | 83.3% | $133,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 5 | 3.6% | 100% | $159,000 | View |
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110 Meeker Ave W, Eden Valley, MN 55329 A5.0 ★Texas Ratio: 9.66% |
Conventional | 3 | 2.2% | 100% | $71,666 | View |
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112 Main St, Bertha, MN 56437 F1.0 ★Texas Ratio: 70.30% |
Conventional | 3 | 2.2% | 100% | $101,666 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional, VA, USDA | 3 | 2.2% | 100% | $195,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $140,000 | View |
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1420 White Oak Dr, Chaska, MN 55318 A5.0 ★Texas Ratio: 11.00% |
Conventional | 2 | 1.5% | 100% | $110,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.7% | 100% | $155,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
VA | 1 | 0.7% | 100% | $245,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 1 | 0.7% | 100% | $105,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.7% | 100% | $75,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Servion
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FHA, VA | 2 | 1.5% | 66.7% | $270,000 | |
Summit Mortgage Corporation
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Conventional | 2 | 1.5% | 100% | $70,000 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, USDA | 14 | 10.2% | 100% | $183,571 | |
United Wholesale Mortgage
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FHA, VA | 7 | 5.1% | 87.5% | $229,285 | |
Primelending
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Conventional, FHA, USDA | 7 | 5.1% | 100% | $166,428 | |
Rocket Mortgage
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Conventional, FHA, VA | 6 | 4.4% | 75% | $266,666 | |
Homeowners Financial Group, LLC
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Conventional, FHA | 5 | 3.6% | 100% | $109,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 4 | 2.9% | 100% | $247,500 | |
Newrez LLC
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VA | 3 | 2.2% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 2.2% | 100% | $251,666 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 2.2% | 100% | $211,666 | |
New American Funding, LLC.
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Conventional, FHA, USDA | 3 | 2.2% | 75% | $235,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, FHA | 3 | 2.2% | 100% | $181,666 | View |
Freedom Mortgage Corporation
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FHA, VA | 2 | 1.5% | 75% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.5% | 100% | $220,000 | View |
Everett Financial, Inc.
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FHA | 2 | 1.5% | 100% | $220,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.5% | 50% | $125,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 1.5% | 100% | $120,000 | |
Mortgage Research Center
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VA | 2 | 1.5% | 50% | $195,000 | |
Megastar Finanacial Corp
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Conventional | 2 | 1.5% | 100% | $95,000 | |
Loan Simple, Inc.
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FHA | 2 | 1.5% | 100% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $85,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.7% | 50% | $255,000 | View |
Resicentral LLC
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VA | 1 | 0.7% | 100% | $255,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 50% | $195,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.7% | 100% | $325,000 | View |
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A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.7% | 100% | $225,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 0.7% | 50% | $125,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.7% | 50% | $145,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.7% | 100% | $215,000 | View |
21St Mortgage
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Conventional | 1 | 0.7% | 100% | $75,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Little Falls Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Little Falls, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Little Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Little Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Little Falls, MN
Use these to narrow the list above. Each category shows how many Little Falls, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Little Falls, MN
Independent mortgage companies closed 55.5 percent of home loans in Little Falls, Minnesota in 2025, banks 27.7 percent and credit unions 16.8 percent. Luminate Home Loans, Inc. was the largest mortgage company, US Bank, N.A. the largest bank and Magnifi Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Pine Country Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Little Falls, MN
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Little Falls, Minnesota with 4 loans, about 2.9 percent of the market. The largest lender headquartered in Minnesota was Pine Country Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Little Falls, Minnesota in 2025, led by Fairway Independent Mort Corp with 5. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 15 banks and 6 credit unions closed home loans in Little Falls, Minnesota in 2025, alongside 28 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Little Falls, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Little Falls, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Little Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
