Lindstrom, Minnesota mortgage lenders include Security State Bank of MarineSecurity State Bank of Marine30626 Lincoln Rd, Lindstrom, MN 55045A+5.0 ★Texas Ratio: 0.92%, First Resource BankFirst Resource Bank12790 N 1st Ave, Lindstrom, MN 55045A+5.0 ★Texas Ratio: 0.72%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%, Topline Financial Credit UnionTopline Financial Credit Union900 American Blvd W, Bloomington, MN 55420A5.0 ★Texas Ratio: 6.54%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, and SMW Financial Credit UnionSMW Financial Credit Union700 Apollo Dr, Lino Lakes, MN 55014 3035A+5.0 ★Texas Ratio: 0.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lindstrom, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lindstrom are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Lindstrom, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Lindstrom 30626 Lincoln Rd, Lindstrom, MN 55045 A+5.0 ★Texas Ratio: 0.92% |
Conventional | 10 | 5% | 91.7% | $319,000 | View |
|
1 office in Lindstrom 12790 N 1st Ave, Lindstrom, MN 55045 A+5.0 ★Texas Ratio: 0.72% |
Conventional | 1 | 0.5% | 100% | $465,000 | View |
|
1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 12 +7 HELOCs |
6% | 100% | $352,500 | View |
|
1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 10 +4 HELOCs |
5% | 90.9% | $117,000 | View |
|
2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 8 +4 HELOCs |
4% | 83.3% | $270,000 | View |
|
331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +13 HELOCs |
1.5% | 60% | $315,000 | View |
|
143 W Clark St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 3.32% |
Conventional, FHA, HELOC | 3 +2 HELOCs |
1.5% | 100% | $358,333 | View |
|
900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 75% | $208,333 | View |
|
122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 1.5% | 100% | $285,000 | View |
|
700 Apollo Dr, Lino Lakes, MN 55014 3035 A+5.0 ★Texas Ratio: 0.07% |
Conventional | 2 | 1% | 100% | $90,000 | View |
|
2121 Station Pkwy NW, Andover, MN 55304 A+5.0 ★Texas Ratio: 2.50% |
Conventional | 2 | 1% | 66.7% | $65,000 | View |
|
7667 10th St N, Oakdale, MN 55128 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 2 | 1% | 100% | $415,000 | View |
|
10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
Conventional | 2 | 1% | 100% | $200,000 | View |
|
15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.5% | 100% | $1,205,000 | View |
|
3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 50% | $65,000 | View |
|
208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.5% | 100% | $645,000 | View |
|
11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 0.5% | 100% | $135,000 | View |
First State Bank of Wyoming
6115 Stacy Trl, Stacy, MN 55079 |
Conventional | 1 | 0.5% | 100% | $15,000 | |
|
104 Avon Ave N, Avon, MN 56310 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $265,000 | View |
|
9741 Lyndale Ave S, Bloomington, MN 55420 A+5.0 ★Texas Ratio: 1.58% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
|
630 Main St Nw, Elk River, MN 55330 A-4.8 ★Texas Ratio: 10.95% |
Conventional, Jumbo | 1 | 0.5% | 100% | $855,000 | View |
|
45 Hassan St SE, Hutchinson, MN 55350 A+5.0 ★Texas Ratio: 4.19% |
Conventional | 1 | 0.5% | 100% | $45,000 | View |
|
183 Cedar Dr, Foley, MN 56329 A+5.0 ★Texas Ratio: 5.11% |
Conventional | 1 | 0.5% | 100% | $195,000 | View |
|
7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.5% | 100% | $255,000 | View |
|
410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.5% | 50% | $625,000 | View |
|
405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
108 Minnesota Ave N, Aitkin, MN 56431 1410 A5.0 ★Texas Ratio: 10.43% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Summit Mortgage Corporation
|
Conventional | 2 | 1% | 100% | $310,000 | |
Bremer Bank NA
|
Conventional | 1 | 0.5% | 100% | $425,000 | |
Servion
|
VA | 1 | 0.5% | 100% | $305,000 | |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 16 | 8% | 90% | $242,500 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 12 +1 HELOCs |
6% | 100% | $331,666 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 11 | 5.5% | 100% | $343,181 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 7 | 3.5% | 100% | $386,428 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 5 | 2.5% | 100% | $371,000 | |
Prosperity Home Mortgage, LLC
|
Conventional, VA | 5 | 2.5% | 100% | $383,000 | |
New American Funding, LLC.
|
Conventional, FHA, Jumbo | 5 | 2.5% | 100% | $439,000 | |
|
A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 4 +17 HELOCs |
2% | 100% | $332,500 | View |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 4 | 2% | 100% | $530,000 | |
Mortgage Research Center
|
Conventional, VA | 4 | 2% | 100% | $357,500 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 3 | 1.5% | 100% | $425,000 | |
Spring Eq, LLC
|
Conventional | 3 | 1.5% | 60% | $68,333 | |
Everett Financial, Inc.
|
Conventional, FHA | 2 | 1% | 100% | $405,000 | |
Lakeview Loan Servicing, LLC
|
VA | 2 | 1% | 66.7% | $540,000 | |
Newrez LLC
|
Conventional | 2 | 1% | 66.7% | $150,000 | |
Cardinal Financial Company, Li
|
Conventional | 2 | 1% | 100% | $390,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 1% | 100% | $135,000 | |
Iowa Bankers Mortgage Corporation
|
Conventional | 2 | 1% | 100% | $315,000 | |
|
A5.0 ★Texas Ratio: 6.31% |
Conventional | 2 | 1% | 100% | $145,000 | View |
Nationstar Mortgage
|
Conventional, FHA | 2 | 1% | 100% | $205,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 2 | 1% | 100% | $465,000 | |
Midwestone Bank
|
Conventional, Jumbo, HELOC | 1 +6 HELOCs |
0.5% | 100% | $985,000 | |
Guaranteed Rate Affinity, LLC
|
Conventional | 1 | 0.5% | 100% | $435,000 | |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.5% | 100% | $275,000 | |
Freedom Mortgage Corporation
|
FHA | 1 | 0.5% | 100% | $365,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.5% | 50% | $445,000 | |
Compeer Financial
|
Conventional | 1 | 0.5% | 66.7% | $375,000 | |
Triad Financial Services, Inc.
|
Conventional | 1 | 0.5% | 100% | $75,000 | |
Movement Mortgage, LLC
|
Conventional | 1 | 0.5% | 100% | $715,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.5% | 100% | $235,000 | View |
Valon Mortgage
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 0.5% | 100% | $295,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 0.5% | 100% | $535,000 | |
First Colony Mortgage Corporat
|
Conventional | 1 | 0.5% | 100% | $225,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.5% | 100% | $535,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.5% | 100% | $315,000 | View |
Nations Lending Corporation
|
Conventional | 1 | 0.5% | 100% | $365,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0.5% | 100% | $155,000 | |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.5% | 50% | $545,000 | |
|
A+5.0 ★Texas Ratio: 5.11% |
FHA | 1 | 0.5% | 100% | $305,000 | View |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.5% | 100% | $165,000 | View |
|
C+4.1 ★Texas Ratio: 26.29% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
|
A-5.0 ★Texas Ratio: 15.06% |
Conventional | 1 | 0.5% | 100% | $275,000 | View |
Navy Federal Credit Union
|
Conventional | 1 | 0.5% | 100% | $15,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 100% | $75,000 | View |
Carrington Mortgage Services LLC
|
FHA | 1 | 0.5% | 33.3% | $315,000 | |
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
C3.9 ★Texas Ratio: 27.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Lindstrom? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lindstrom in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Lindstrom, MN lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 55 percent of home loans in Lindstrom, Minnesota in 2025, banks 26.5 percent and credit unions 18.5 percent. Summit Mortgage Corporation was the largest mortgage company, Security State Bank of Marine the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Security State Bank of Marine led with 10 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
By home loans closed in 2025, Security State Bank of Marine was the largest mortgage lender in Lindstrom, Minnesota with 10 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Lindstrom, Minnesota in 2025, led by Alerus Financial NA with 2. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 14 credit unions closed home loans in Lindstrom, Minnesota in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lindstrom, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lindstrom, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lindstrom. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.