MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results
iAdvertiser Disclosure Advertiser DisclosureSome lenders listed may have a business relationship with MonitorBankRates. Rankings come only from federal loan counts, and health grades come from our own rating system. Advertiser relationships do not influence the order of the list, the grades, or the reviews shown.

Mortgage Lenders and Brokers in Lindstrom, Minnesota

Lindstrom, Minnesota mortgage lenders include Security State Bank of MarineSecurity State Bank of Marine30626 Lincoln Rd, Lindstrom, MN 55045A+5.0 ★Texas Ratio: 0.92%, First Resource BankFirst Resource Bank12790 N 1st Ave, Lindstrom, MN 55045A+5.0 ★Texas Ratio: 0.72%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Alerus Financial NAAlerus Financial NA143 W Clark St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 3.32%, Topline Financial Credit UnionTopline Financial Credit Union900 American Blvd W, Bloomington, MN 55420A5.0 ★Texas Ratio: 6.54%, Wells Fargo Bank NAWells Fargo Bank NA122 E Main St, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 5.36%, and SMW Financial Credit UnionSMW Financial Credit Union700 Apollo Dr, Lino Lakes, MN 55014 3035A+5.0 ★Texas Ratio: 0.07%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Lindstrom, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lindstrom are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Lindstrom, Minnesota

Market share is the lender's share of all home loans closed in Lindstrom, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

LenderProgramsLoans closedMarket shareApproval shareAverage loanView
1 office in Lindstrom
30626 Lincoln Rd, Lindstrom, MN 55045
A+5.0 ★Texas Ratio: 0.92%
Conventional 10 5% 91.7% $319,000 View
1 office in Lindstrom
12790 N 1st Ave, Lindstrom, MN 55045
A+5.0 ★Texas Ratio: 0.72%
Conventional 1 0.5% 100% $465,000 View
1001 Broadway St, Alexandria, MN 56308
A+5.0 ★Texas Ratio: 3.66%
Conventional, VA, HELOC 12
+7 HELOCs
6% 100% $352,500 View
1719 W Main St, Albert Lea, MN 56007 4385
A+5.0 ★Texas Ratio: 4.41%
Conventional, HELOC 10
+4 HELOCs
5% 90.9% $117,000 View
2772 E 82nd St, Bloomington, MN 55425 1365
A+5.0 ★Texas Ratio: 4.56%
Conventional, HELOC 8
+4 HELOCs
4% 83.3% $270,000 View
331 S Broadway Ave, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 2.85%
Conventional, HELOC 3
+13 HELOCs
1.5% 60% $315,000 View
143 W Clark St, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 3.32%
Conventional, FHA, HELOC 3
+2 HELOCs
1.5% 100% $358,333 View
900 American Blvd W, Bloomington, MN 55420
A5.0 ★Texas Ratio: 6.54%
Conventional, HELOC 3
+2 HELOCs
1.5% 75% $208,333 View
122 E Main St, Albert Lea, MN 56007
A+5.0 ★Texas Ratio: 5.36%
Conventional 3 1.5% 100% $285,000 View
700 Apollo Dr, Lino Lakes, MN 55014 3035
A+5.0 ★Texas Ratio: 0.07%
Conventional 2 1% 100% $90,000 View
2121 Station Pkwy NW, Andover, MN 55304
A+5.0 ★Texas Ratio: 2.50%
Conventional 2 1% 66.7% $65,000 View
7667 10th St N, Oakdale, MN 55128
A+5.0 ★Texas Ratio: 2.38%
Conventional 2 1% 100% $415,000 View
10 Northtown Dr NE, Blaine, MN 55434 1033
A5.0 ★Texas Ratio: 6.19%
Conventional 2 1% 100% $200,000 View
15103 Cedar Ave, Apple Valley, MN 55124
A+5.0 ★Texas Ratio: 3.68%
Conventional, Jumbo, HELOC 1
+1 HELOCs
0.5% 100% $1,205,000 View
3225 Denmark Ave, Eagan, MN 55121 1382
A+5.0 ★Texas Ratio: 5.61%
Conventional, HELOC 1
+1 HELOCs
0.5% 50% $65,000 View
208 W Front St, Claremont, MN 55924
A5.0 ★Texas Ratio: 11.06%
Conventional 1 0.5% 100% $645,000 View
11660 Theatre Dr N, Champlin, MN 55316
A5.0 ★Texas Ratio: 13.85%
Conventional 1 0.5% 100% $135,000 View
First State Bank of Wyoming
6115 Stacy Trl, Stacy, MN 55079
Conventional 1 0.5% 100% $15,000
104 Avon Ave N, Avon, MN 56310
A+5.0 ★Texas Ratio: 0.00%
Conventional 1 0.5% 100% $265,000 View
9741 Lyndale Ave S, Bloomington, MN 55420
A+5.0 ★Texas Ratio: 1.58%
Conventional 1 0.5% 100% $35,000 View
630 Main St Nw, Elk River, MN 55330
A-4.8 ★Texas Ratio: 10.95%
Conventional, Jumbo 1 0.5% 100% $855,000 View
45 Hassan St SE, Hutchinson, MN 55350
A+5.0 ★Texas Ratio: 4.19%
Conventional 1 0.5% 100% $45,000 View
183 Cedar Dr, Foley, MN 56329
A+5.0 ★Texas Ratio: 5.11%
Conventional 1 0.5% 100% $195,000 View
7760 France Ave S, Bloomington, MN 55435
A+5.0 ★Texas Ratio: 3.45%
Conventional 1 0.5% 100% $255,000 View
410 2nd St W, Ada, MN 56510
A+5.0 ★Texas Ratio: 5.91%
Conventional 1 0.5% 50% $625,000 View
405 E Main St, Anoka, MN 55303
A+5.0 ★Texas Ratio: 3.66%
HELOC 0
+2 HELOCs
0% n/a View
108 Minnesota Ave N, Aitkin, MN 56431 1410
A5.0 ★Texas Ratio: 10.43%
HELOC 0
+1 HELOCs
0% n/a View
412 E Main St, Ada, MN 56510
A+5.0 ★Texas Ratio: 3.54%
HELOC 0
+1 HELOCs
0% n/a View
Summit Mortgage Corporation
Conventional 2 1% 100% $310,000
Bremer Bank NA
Conventional 1 0.5% 100% $425,000
Servion
VA 1 0.5% 100% $305,000
Rocket Mortgage
Conventional, FHA, VA, Jumbo 16 8% 90% $242,500
United Wholesale Mortgage
Conventional, FHA, VA, HELOC 12
+1 HELOCs
6% 100% $331,666
CrossCountry Mortgage, LLC
Conventional, FHA 11 5.5% 100% $343,181
Guaranteed Rate, Inc.
Conventional, VA 7 3.5% 100% $386,428
Pennymac Loan Services LLC
Conventional, FHA 5 2.5% 100% $371,000
Prosperity Home Mortgage, LLC
Conventional, VA 5 2.5% 100% $383,000
New American Funding, LLC.
Conventional, FHA, Jumbo 5 2.5% 100% $439,000
A+5.0 ★Texas Ratio: 3.17%
Conventional, HELOC 4
+17 HELOCs
2% 100% $332,500 View
Cmg Mortgage Inc
Conventional, FHA, VA 4 2% 100% $530,000
Mortgage Research Center
Conventional, VA 4 2% 100% $357,500
Fairway Independent Mort Corp
Conventional, FHA 3 1.5% 100% $425,000
Spring Eq, LLC
Conventional 3 1.5% 60% $68,333
Everett Financial, Inc.
Conventional, FHA 2 1% 100% $405,000
Lakeview Loan Servicing, LLC
VA 2 1% 66.7% $540,000
Newrez LLC
Conventional 2 1% 66.7% $150,000
Cardinal Financial Company, Li
Conventional 2 1% 100% $390,000
Planet Home Lending, LLC
Conventional, FHA 2 1% 100% $135,000
Iowa Bankers Mortgage Corporation
Conventional 2 1% 100% $315,000
A5.0 ★Texas Ratio: 6.31%
Conventional 2 1% 100% $145,000 View
Nationstar Mortgage
Conventional, FHA 2 1% 100% $205,000
Plaza Home Mortgage, Inc
Conventional 2 1% 100% $465,000
Midwestone Bank
Conventional, Jumbo, HELOC 1
+6 HELOCs
0.5% 100% $985,000
Guaranteed Rate Affinity, LLC
Conventional 1 0.5% 100% $435,000
SWBC Mortgage Corporation
Conventional 1 0.5% 100% $275,000
Freedom Mortgage Corporation
FHA 1 0.5% 100% $365,000
Sage Home Loans Corporation
Conventional 1 0.5% 50% $445,000
Compeer Financial
Conventional 1 0.5% 66.7% $375,000
Triad Financial Services, Inc.
Conventional 1 0.5% 100% $75,000
Movement Mortgage, LLC
Conventional 1 0.5% 100% $715,000
A5.0 ★Texas Ratio: 13.21%
Conventional 1 0.5% 100% $235,000 View
Valon Mortgage
Conventional 1 0.5% 100% $225,000
Sun West Mortgage Company, Inc
FHA 1 0.5% 100% $295,000
Union Home Mortgage Corp.
VA 1 0.5% 100% $535,000
First Colony Mortgage Corporat
Conventional 1 0.5% 100% $225,000
New Day Financial, LLC.
VA 1 0.5% 100% $535,000
A+5.0 ★Texas Ratio: 1.10%
VA 1 0.5% 100% $315,000 View
Nations Lending Corporation
Conventional 1 0.5% 100% $365,000
Lendsure Mortgage Corp.
Conventional 1 0.5% 100% $155,000
American Pacific Mortgage Corporation
Conventional 1 0.5% 50% $545,000
A+5.0 ★Texas Ratio: 5.11%
FHA 1 0.5% 100% $305,000 View
A+5.0 ★Texas Ratio: 2.14%
Conventional 1 0.5% 100% $165,000 View
C+4.1 ★Texas Ratio: 26.29%
Conventional 1 0.5% 100% $75,000 View
A-5.0 ★Texas Ratio: 15.06%
Conventional 1 0.5% 100% $275,000 View
Navy Federal Credit Union
Conventional 1 0.5% 100% $15,000
B+4.8 ★Texas Ratio: 16.98%
Conventional 1 0.5% 100% $225,000 View
A+5.0 ★Texas Ratio: 0.51%
Conventional 1 0.5% 100% $75,000 View
Carrington Mortgage Services LLC
FHA 1 0.5% 33.3% $315,000
A+5.0 ★Texas Ratio: 5.44%
HELOC 0
+1 HELOCs
0% n/a View
C3.9 ★Texas Ratio: 27.97%
HELOC 0
+1 HELOCs
0% n/a View
★ 1.7 stars, 3 reviews
A+5.0 ★Texas Ratio: 4.24%
HELOC 0
+1 HELOCs
0% n/a View
B4.5 ★Texas Ratio: 20.96%
HELOC 0
+1 HELOCs
0% n/a View
Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Mortgage Lenders and Mortgage Brokers Near Me in Lindstrom, Minnesota

Looking for mortgage lenders near me or mortgage brokers near me in Lindstrom? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lindstrom in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Lindstrom, MN

Use these to narrow the list above. Each category shows how many Lindstrom, MN lenders fit and what that kind of lender is usually best for.

Who Lends in Lindstrom, MN

Independent mortgage companies closed 55 percent of home loans in Lindstrom, Minnesota in 2025, banks 26.5 percent and credit unions 18.5 percent. Summit Mortgage Corporation was the largest mortgage company, Security State Bank of Marine the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Security State Bank of Marine led with 10 loans.

55%
Mortgage companies
26.5%
Banks
18.5%
Credit unions
10%
FHA loans
9%
VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.

More Minnesota Mortgage Lender Pages

Frequently Asked Questions About Mortgage Lenders in Lindstrom, MN

Who is the largest mortgage lender in Lindstrom, MN?

By home loans closed in 2025, Security State Bank of Marine was the largest mortgage lender in Lindstrom, Minnesota with 10 loans, about 5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Lindstrom, MN mortgage lenders offer FHA, VA and USDA loans?

15 lenders closed FHA loans in Lindstrom, Minnesota in 2025, led by Alerus Financial NA with 2. 12 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Lindstrom, MN lender list?

Yes. 31 banks and 14 credit unions closed home loans in Lindstrom, Minnesota in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Lindstrom, MN ranked on this page?

Lenders are ranked only by the number of home loans they closed in Lindstrom, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lindstrom, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lindstrom. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.