Mortgage Lenders and Brokers in Jackson, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jackson, Minnesota mortgage lenders include Bank MidwestBank Midwest509 3rd St, Jackson, MN 56143A+5.0 ★Texas Ratio: 3.34%, Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%, BMO Harris Bank NABMO Harris Bank NA412 E Main St, Ada, MN 56510A+5.0 ★Texas Ratio: 3.54%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA15103 Cedar Ave, Apple Valley, MN 55124A+5.0 ★Texas Ratio: 3.68%, ServionServionNew Brighton, MN, Flanagan State BankFlanagan State BankA4.7 ★Texas Ratio: 2.58%, Rocket Mortgage, Pennymac Loan Services LLC, and Plains Commerce BankPlains Commerce BankA5.0 ★Texas Ratio: 9.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jackson, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jackson are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jackson, Minnesota
Market share is the lender's share of all home loans closed in Jackson, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jackson 509 3rd St, Jackson, MN 56143 A+5.0 ★Texas Ratio: 3.34% |
Conventional | 8 | 20% | 88.9% | $141,250 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA | 2 | 5% | 100% | $120,000 | View |
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412 E Main St, Ada, MN 56510 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 2 | 5% | 66.7% | $95,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.5% | 100% | $65,000 | View |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 2.5% | 100% | $165,000 | View |
Servion
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FHA | 1 | 2.5% | 100% | $75,000 | |
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A4.7 ★Texas Ratio: 2.58% |
Conventional, FHA, USDA | 8 | 20% | 88.9% | $143,750 | View |
Rocket Mortgage
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Conventional | 2 | 5% | 50% | $90,000 | |
Pennymac Loan Services LLC
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FHA, VA | 2 | 5% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 5% | 66.7% | $125,000 | View |
United Wholesale Mortgage
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FHA | 1 | 2.5% | 50% | $315,000 | |
Newrez LLC
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USDA | 1 | 2.5% | 66.7% | $165,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 2.5% | 100% | $85,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 2.5% | 50% | $95,000 | |
Reliant Home Funding, Inc
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FHA | 1 | 2.5% | 50% | $135,000 | |
Valon Mortgage
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Conventional | 1 | 2.5% | 100% | $115,000 | |
First International Bank & Trust
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Conventional | 1 | 2.5% | 100% | $135,000 | |
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A+5.0 ★Texas Ratio: 2.40% |
Conventional | 1 | 2.5% | 100% | $145,000 | View |
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A+5.0 ★Texas Ratio: 1.69% |
Conventional | 1 | 2.5% | 100% | $115,000 | View |
New American Funding, LLC.
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FHA | 1 | 2.5% | 100% | $65,000 | |
Fairway Independent Mort Corp
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Conventional | 1 | 2.5% | 100% | $145,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Jackson Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jackson, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Jackson? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jackson in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jackson, MN
Use these to narrow the list above. Each category shows how many Jackson, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Jackson, MN
Independent mortgage companies closed 32.5 percent of home loans in Jackson, Minnesota in 2025, banks 67.5 percent and credit unions 0 percent. Servion was the largest mortgage company, Bank Midwest the largest bank. Among lenders headquartered in Minnesota, Servion led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jackson, MN
By home loans closed in 2025, Bank Midwest was the largest mortgage lender in Jackson, Minnesota with 8 loans, about 20 percent of the market. The largest lender headquartered in Minnesota was Servion with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Jackson, Minnesota in 2025, led by Flanagan State Bank with 2. 2 lenders closed VA loans, led by Huntington National Bank, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 0 credit unions closed home loans in Jackson, Minnesota in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jackson, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jackson, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jackson. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
