Mortgage Lenders and Brokers in International Falls, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
International Falls, Minnesota mortgage lenders include Border BankBorder Bank1414 Highway 71, International Falls, MN 56649A5.0 ★Texas Ratio: 11.40%, Old National BankOld National Bank345 4th Ave, International Falls, MN 56649A+5.0 ★Texas Ratio: 4.98%, Wells Fargo Bank NAWells Fargo Bank NA419 3rd St, International Falls, MN 56649A+5.0 ★Texas Ratio: 5.36%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Wings Financial Credit UnionWings Financial Credit Union14985 Glazier Ave, Apple Valley, MN 55124, Citizens Community Federal N.A.Citizens Community Federal N.A.2630 Bridge Ave, Albert Lea, MN 56007A5.0 ★Texas Ratio: 12.61%, Frandsen Bank & TrustFrandsen Bank & Trust410 2nd St W, Ada, MN 56510A+5.0 ★Texas Ratio: 5.91%, and Deerwood BankDeerwood Bank14986 Lynwood Dr, Baxter, MN 56425A+5.0 ★Texas Ratio: 4.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in International Falls, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in International Falls are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in International Falls, Minnesota
Market share is the lender's share of all home loans closed in International Falls, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in International Falls 1414 Highway 71, International Falls, MN 56649 A5.0 ★Texas Ratio: 11.40% |
Conventional | 9 | 8.4% | 100% | $96,111 | View |
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1 office in International Falls 345 4th Ave, International Falls, MN 56649 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +3 HELOCs |
0.9% | 100% | $65,000 | View |
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419 3rd St, International Falls, MN 56649 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 2.8% | 100% | $285,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.9% | 100% | $355,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
USDA | 1 | 0.9% | 100% | $175,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 1 | 0.9% | 50% | $65,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
Conventional | 1 | 0.9% | 100% | $85,000 | View |
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2630 Bridge Ave, Albert Lea, MN 56007 A5.0 ★Texas Ratio: 12.61% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 1 | 0.9% | 100% | $115,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.9% | 100% | $25,000 | View |
Servion
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Conventional, FHA | 36 | 33.6% | 97.4% | $120,277 | |
Bremer Bank NA
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Conventional | 1 | 0.9% | 100% | $185,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 11 | 10.3% | 100% | $188,636 | |
Rocket Mortgage
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Conventional, FHA, VA | 10 | 9.3% | 78.6% | $124,000 | |
New American Funding, LLC.
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Conventional, FHA | 5 | 4.7% | 71.4% | $93,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 3.7% | 100% | $80,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 4 | 3.7% | 100% | $85,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 2 | 1.9% | 100% | $120,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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FHA | 1 | 0.9% | 100% | $145,000 | |
United Wholesale Mortgage
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FHA | 1 | 0.9% | 50% | $165,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.9% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.9% | 100% | $55,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 0.9% | 100% | $55,000 | |
M Squared Financial LLC
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Conventional | 1 | 0.9% | 100% | $205,000 | |
Marine Credit Union
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Conventional | 1 | 0.9% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.9% | 100% | $55,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.9% | 100% | $45,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.9% | 100% | $105,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.9% | 100% | $95,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.9% | 100% | $265,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.9% | 100% | $75,000 | |
Plaza Home Mortgage, Inc
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USDA | 1 | 0.9% | 100% | $85,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
International Falls Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in International Falls, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in International Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in International Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in International Falls, MN
Use these to narrow the list above. Each category shows how many International Falls, MN lenders fit and what that kind of lender is usually best for.
Who Lends in International Falls, MN
Independent mortgage companies closed 76.6 percent of home loans in International Falls, Minnesota in 2025, banks 20.6 percent and credit unions 2.8 percent. Servion was the largest mortgage company, Border Bank the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in International Falls, MN
By home loans closed in 2025, Border Bank was the largest mortgage lender in International Falls, Minnesota with 9 loans, about 8.4 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in International Falls, Minnesota in 2025, led by Rocket Mortgage with 2. 4 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 3 credit unions closed home loans in International Falls, Minnesota in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in International Falls, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in International Falls, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up International Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
