Mortgage Lenders and Brokers in Fort Ripley, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fort Ripley, Minnesota mortgage lenders include Deerwood BankDeerwood Bank14986 Lynwood Dr, Baxter, MN 56425A+5.0 ★Texas Ratio: 4.01%, Frandsen Bank & TrustFrandsen Bank & Trust410 2nd St W, Ada, MN 56510A+5.0 ★Texas Ratio: 5.91%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Farmers & Merchants State BankFarmers & Merchants State Bank110 Meeker Ave W, Eden Valley, MN 55329A5.0 ★Texas Ratio: 9.66%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, National Bank of CommerceNational Bank of Commerce22 1st St Ne, Bagley, MN 56621A+5.0 ★Texas Ratio: 5.00%, Magnifi Financial Credit UnionMagnifi Financial Credit Union641 Railroad Ave, Albany, MN 56307A+5.0 ★Texas Ratio: 1.40%, American National Bank of MinnesotaAmerican National Bank of Minnesota512 30th Ave E, Alexandria, MN 56308A5.0 ★Texas Ratio: 8.08%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, and Pine Country BankPine Country Bank1201 1st Ave Ne, Little Falls, MN 56345A+5.0 ★Texas Ratio: 0.36%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fort Ripley, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Ripley are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fort Ripley, Minnesota
Market share is the lender's share of all home loans closed in Fort Ripley, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional, HELOC | 8 +5 HELOCs |
8.8% | 88.9% | $215,000 | View |
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410 2nd St W, Ada, MN 56510 A+5.0 ★Texas Ratio: 5.91% |
Conventional | 6 | 6.6% | 85.7% | $150,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 5 +3 HELOCs |
5.5% | 100% | $75,000 | View |
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110 Meeker Ave W, Eden Valley, MN 55329 A5.0 ★Texas Ratio: 9.66% |
Conventional | 5 | 5.5% | 100% | $159,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA, VA | 5 | 5.5% | 83.3% | $169,000 | View |
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22 1st St Ne, Bagley, MN 56621 A+5.0 ★Texas Ratio: 5.00% |
Conventional | 3 | 3.3% | 100% | $228,333 | View |
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641 Railroad Ave, Albany, MN 56307 A+5.0 ★Texas Ratio: 1.40% |
Conventional | 3 | 3.3% | 100% | $365,000 | View |
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512 30th Ave E, Alexandria, MN 56308 A5.0 ★Texas Ratio: 8.08% |
Conventional | 3 | 3.3% | 100% | $135,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 2 | 2.2% | 100% | $340,000 | View |
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1201 1st Ave Ne, Little Falls, MN 56345 A+5.0 ★Texas Ratio: 0.36% |
Conventional | 2 | 2.2% | 100% | $205,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 2 | 2.2% | 100% | $365,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 33.3% | $275,000 | View |
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101 Minnesota Ave N, Aitkin, MN 56431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $285,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional, HELOC | 1 +1 HELOCs |
1.1% | 100% | $115,000 | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.1% | 100% | $375,000 | View |
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301 West Lewis Street, Lewisville, MN 56060 A+5.0 ★Texas Ratio: 4.73% |
Conventional | 1 | 1.1% | 100% | $45,000 | View |
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900 American Blvd W, Bloomington, MN 55420 A5.0 ★Texas Ratio: 6.54% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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122 E Main St, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 1.1% | 100% | $195,000 | View |
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14985 Glazier Ave, Apple Valley, MN 55124 |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Servion
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Conventional | 2 | 2.2% | 100% | $235,000 | |
Cambria Financial Group
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Conventional | 2 | 2.2% | 100% | $275,000 | |
Tradition Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $215,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 5 | 5.5% | 55.6% | $353,000 | |
Rocket Mortgage
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Conventional, FHA | 3 | 3.3% | 80% | $361,666 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 3.3% | 100% | $268,333 | |
Plaza Home Mortgage, Inc
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Conventional, FHA | 3 | 3.3% | 75% | $358,333 | |
Freedom Mortgage Corporation
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VA | 2 | 2.2% | 100% | $285,000 | |
Nationstar Mortgage
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Conventional | 2 | 2.2% | 100% | $205,000 | |
Mortgage Research Center
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VA | 2 | 2.2% | 66.7% | $405,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 2 | 2.2% | 100% | $265,000 | |
21St Mortgage
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Conventional | 2 | 2.2% | 100% | $140,000 | |
Primelending
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Conventional | 1 | 1.1% | 100% | $125,000 | |
Newrez LLC
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Conventional | 1 | 1.1% | 100% | $105,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $435,000 | |
Compeer Financial
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Conventional | 1 | 1.1% | 100% | $275,000 | |
loanDepot.com LLC
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FHA | 1 | 1.1% | 100% | $85,000 | |
Credit Union 1
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Conventional | 1 | 1.1% | 100% | $75,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 1.1% | 100% | $335,000 | |
Nations Lending Corporation
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FHA | 1 | 1.1% | 100% | $75,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
VA | 1 | 1.1% | 100% | $285,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $285,000 | |
Village Capital & Investment
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VA | 1 | 1.1% | 100% | $455,000 |
Fort Ripley Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fort Ripley, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Fort Ripley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Ripley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fort Ripley, MN
Use these to narrow the list above. Each category shows how many Fort Ripley, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Fort Ripley, MN
Independent mortgage companies closed 40.7 percent of home loans in Fort Ripley, Minnesota in 2025, banks 47.3 percent and credit unions 12.1 percent. Servion was the largest mortgage company, Deerwood Bank the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Deerwood Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fort Ripley, MN
By home loans closed in 2025, Deerwood Bank was the largest mortgage lender in Fort Ripley, Minnesota with 8 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Fort Ripley, Minnesota in 2025, led by Rocket Mortgage with 2. 8 lenders closed VA loans, led by Granite Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 6 credit unions closed home loans in Fort Ripley, Minnesota in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fort Ripley, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Ripley, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Ripley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
