Mortgage Lenders and Brokers in Fergus Falls, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fergus Falls, Minnesota mortgage lenders include Bell BankBell Bank205 W Washington Ave, Fergus Falls, MN 56537A+5.0 ★Texas Ratio: 3.66%, American Federal BankAmerican Federal Bank117 S Mill St, Fergus Falls, MN 56537A+5.0 ★Texas Ratio: 0.00%, US Bank, N.A.US Bank, N.A.501 W Lincoln Ave, Fergus Falls, MN 56537A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank2330 College Way, Fergus Falls, MN 56537A+5.0 ★Texas Ratio: 4.98%, BMO Harris Bank NABMO Harris Bank NA2015 College Way, Fergus Falls, MN 56537A+5.0 ★Texas Ratio: 3.54%, Wells Fargo Bank NAWells Fargo Bank NA220 W Washington Ave, Fergus Falls, MN 56537A+5.0 ★Texas Ratio: 5.36%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union410 W Lincoln Ave, Fergus Falls, MN 56537 2008A+5.0 ★Texas Ratio: 4.41%, American National Bank of MinnesotaAmerican National Bank of Minnesota727 Western Ave, Fergus Falls, MN 56537A5.0 ★Texas Ratio: 8.08%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, and Huntington National BankHuntington National Bank405 E Main St, Anoka, MN 55303A+5.0 ★Texas Ratio: 3.66%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fergus Falls, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fergus Falls are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fergus Falls, Minnesota
Market share is the lender's share of all home loans closed in Fergus Falls, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fergus Falls 205 W Washington Ave, Fergus Falls, MN 56537 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 23 +16 HELOCs |
8.6% | 95.8% | $180,217 | View |
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1 office in Fergus Falls 117 S Mill St, Fergus Falls, MN 56537 A+5.0 ★Texas Ratio: 0.00% |
Conventional | 16 | 6% | 94.1% | $238,750 | View |
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1 office in Fergus Falls 501 W Lincoln Ave, Fergus Falls, MN 56537 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 7 +7 HELOCs |
2.6% | 100% | $145,000 | View |
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1 office in Fergus Falls 2330 College Way, Fergus Falls, MN 56537 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 3 +2 HELOCs |
1.1% | 100% | $495,000 | View |
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1 office in Fergus Falls 2015 College Way, Fergus Falls, MN 56537 A+5.0 ★Texas Ratio: 3.54% |
FHA, VA, HELOC | 2 +15 HELOCs |
0.7% | 100% | $185,000 | View |
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1 office in Fergus Falls 220 W Washington Ave, Fergus Falls, MN 56537 A+5.0 ★Texas Ratio: 5.36% |
Conventional, VA | 2 | 0.7% | 66.7% | $270,000 | View |
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410 W Lincoln Ave, Fergus Falls, MN 56537 2008 A+5.0 ★Texas Ratio: 4.41% |
Conventional, HELOC | 29 +9 HELOCs |
10.8% | 90.9% | $61,896 | View |
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727 Western Ave, Fergus Falls, MN 56537 A5.0 ★Texas Ratio: 8.08% |
Conventional | 5 | 1.9% | 83.3% | $123,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional, FHA | 4 | 1.5% | 100% | $110,000 | View |
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405 E Main St, Anoka, MN 55303 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $475,000 | View |
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7300 147th St W, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.28% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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6340 Merchant St, Askov, MN 55704 A+5.0 ★Texas Ratio: 3.46% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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215 Front Street South, Barnesville, MN 56514 A+5.0 ★Texas Ratio: 0.44% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
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4470 W 78th Street Cir, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 2.70% |
Conventional | 1 | 0.4% | 100% | $125,000 | View |
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3313 Highway 29 S, Alexandria, MN 56308 A-5.0 ★Texas Ratio: 15.55% |
Conventional | 1 | 0.4% | 50% | $135,000 | View |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
Tradition Mortgage, LLC
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Conventional | 13 | 4.9% | 100% | $231,923 | |
Bremer Bank NA
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Conventional, FHA | 4 | 1.5% | 100% | $370,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 33 +1 HELOCs |
12.3% | 86.8% | $199,848 | |
Gate City Bank
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Conventional, FHA, VA, HELOC | 26 +8 HELOCs |
9.7% | 83.9% | $170,384 | |
Rocket Mortgage
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Conventional, FHA, VA, HELOC | 15 +1 HELOCs |
5.6% | 75% | $132,333 | |
Primary Residential Mortgage, INC.
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Conventional, FHA, USDA | 14 | 5.2% | 100% | $240,000 | |
Envoy Mortgage, Ltd
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Conventional, FHA, USDA | 8 | 3% | 100% | $176,250 | |
Mortgage Research Center
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VA | 5 | 1.9% | 35.7% | $287,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1.5% | 80% | $150,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.5% | 80% | $177,500 | |
Primelending
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Conventional | 2 | 0.7% | 100% | $190,000 | |
First International Bank & Trust
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Conventional | 2 | 0.7% | 100% | $425,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.7% | 100% | $120,000 | |
Lower, LLC
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Conventional | 2 | 0.7% | 100% | $65,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 0.7% | 100% | $80,000 | |
Village Capital & Investment
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VA | 2 | 0.7% | 100% | $190,000 | |
American Financial Resources LLC
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FHA | 1 | 0.4% | 100% | $65,000 | |
Goodleap, LLC
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FHA | 1 | 0.4% | 100% | $125,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Newrez LLC
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Conventional | 1 | 0.4% | 100% | $55,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $195,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.4% | 100% | $355,000 | View |
Triad Financial Services, Inc.
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 50% | $255,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.4% | 100% | $75,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $255,000 | View |
Homestead Funding Corp.
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Conventional | 1 | 0.4% | 100% | $405,000 | |
Town and Country Credit Union
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Conventional | 1 | 0.4% | 100% | $265,000 | |
First Colony Mortgage Corporat
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FHA | 1 | 0.4% | 50% | $305,000 | |
Homeowners Financial Group, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
New Day Financial, LLC.
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VA | 1 | 0.4% | 75% | $225,000 | |
Altra Federal Credit Union
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Conventional | 1 | 0.4% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.4% | 100% | $155,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.4% | 100% | $145,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.4% | 100% | $145,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 100% | $75,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Navy Federal Credit Union
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VA | 1 | 0.4% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
Paramount Residential Mortgage
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VA | 1 | 0.4% | 100% | $255,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.4% | 33.3% | $35,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.4% | 100% | $115,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.4% | 50% | $75,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.4% | 100% | $265,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.4% | 100% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 1.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Fergus Falls Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fergus Falls, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Fergus Falls? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fergus Falls in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fergus Falls, MN
Use these to narrow the list above. Each category shows how many Fergus Falls, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Fergus Falls, MN
Independent mortgage companies closed 47.8 percent of home loans in Fergus Falls, Minnesota in 2025, banks 40.3 percent and credit unions 11.9 percent. Tradition Mortgage, LLC was the largest mortgage company, Bell Bank the largest bank and Affinity Plus Federal Credit Union the largest credit union. Among lenders headquartered in Minnesota, Wells Fargo Bank NA led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fergus Falls, MN
By home loans closed in 2025, Bell Bank was the largest mortgage lender in Fergus Falls, Minnesota with 23 loans, about 8.6 percent of the market. The largest lender headquartered in Minnesota was Wells Fargo Bank NA with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
16 lenders closed FHA loans in Fergus Falls, Minnesota in 2025, led by United Wholesale Mortgage with 4. 13 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 26 banks and 4 credit unions closed home loans in Fergus Falls, Minnesota in 2025, alongside 36 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fergus Falls, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fergus Falls, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fergus Falls. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
