Mortgage Lenders and Brokers in Bayport, Minnesota
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Bayport, Minnesota mortgage lenders include Bell BankBell Bank1001 Broadway St, Alexandria, MN 56308A+5.0 ★Texas Ratio: 3.66%, Lake Elmo BankLake Elmo Bank11020 39th St N, Lake Elmo, MN 55042A5.0 ★Texas Ratio: 7.45%, Trustone Financial Credit UnionTrustone Financial Credit Union2772 E 82nd St, Bloomington, MN 55425 1365A+5.0 ★Texas Ratio: 4.56%, Affinity Plus Federal Credit UnionAffinity Plus Federal Credit Union1719 W Main St, Albert Lea, MN 56007 4385A+5.0 ★Texas Ratio: 4.41%, Ideal Credit UnionIdeal Credit Union3225 Denmark Ave, Eagan, MN 55121 1382A+5.0 ★Texas Ratio: 5.61%, US Bank, N.A.US Bank, N.A.331 S Broadway Ave, Albert Lea, MN 56007A+5.0 ★Texas Ratio: 2.85%, Luminate BankLuminate Bank208 W Front St, Claremont, MN 55924A5.0 ★Texas Ratio: 11.06%, Granite BankGranite Bank11660 Theatre Dr N, Champlin, MN 55316A5.0 ★Texas Ratio: 13.85%, HomeTown BankHomeTown Bank1600 Monroe Drive, Carver, MN 55315A+5.0 ★Texas Ratio: 3.53%, and Platinum BankPlatinum Bank7667 10th St N, Oakdale, MN 55128A+5.0 ★Texas Ratio: 2.38%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bayport, Minnesota in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bayport are listed first, then lenders elsewhere in Minnesota, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bayport, Minnesota
Market share is the lender's share of all home loans closed in Bayport, Minnesota. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1001 Broadway St, Alexandria, MN 56308 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
9.8% | 100% | $462,500 | View |
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11020 39th St N, Lake Elmo, MN 55042 A5.0 ★Texas Ratio: 7.45% |
Conventional | 4 | 9.8% | 100% | $175,000 | View |
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2772 E 82nd St, Bloomington, MN 55425 1365 A+5.0 ★Texas Ratio: 4.56% |
Conventional | 2 | 4.9% | 100% | $220,000 | View |
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1719 W Main St, Albert Lea, MN 56007 4385 A+5.0 ★Texas Ratio: 4.41% |
Conventional | 2 | 4.9% | 100% | $100,000 | View |
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3225 Denmark Ave, Eagan, MN 55121 1382 A+5.0 ★Texas Ratio: 5.61% |
Conventional, HELOC | 1 +2 HELOCs |
2.4% | 100% | $105,000 | View |
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331 S Broadway Ave, Albert Lea, MN 56007 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 2.4% | 33.3% | $175,000 | View |
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208 W Front St, Claremont, MN 55924 A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 2.4% | 100% | $485,000 | View |
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11660 Theatre Dr N, Champlin, MN 55316 A5.0 ★Texas Ratio: 13.85% |
Conventional | 1 | 2.4% | 100% | $285,000 | View |
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1600 Monroe Drive, Carver, MN 55315 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 2.4% | 100% | $85,000 | View |
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7667 10th St N, Oakdale, MN 55128 A+5.0 ★Texas Ratio: 2.38% |
Conventional | 1 | 2.4% | 100% | $195,000 | View |
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10 Northtown Dr NE, Blaine, MN 55434 1033 A5.0 ★Texas Ratio: 6.19% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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14986 Lynwood Dr, Baxter, MN 56425 A+5.0 ★Texas Ratio: 4.01% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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15103 Cedar Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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15751 Emperor Ave, Apple Valley, MN 55124 A+5.0 ★Texas Ratio: 0.90% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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14985 Glazier Ave, Apple Valley, MN 55124 |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7760 France Ave S, Bloomington, MN 55435 A+5.0 ★Texas Ratio: 3.45% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Tradition Mortgage, LLC
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Conventional | 1 | 2.4% | 100% | $275,000 | |
Waterstone Mortgage Corporation
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Conventional, VA | 4 | 9.8% | 100% | $462,500 | |
United Wholesale Mortgage
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Conventional, HELOC | 2 +1 HELOCs |
4.9% | 100% | $265,000 | |
Midwestone Bank
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Conventional, HELOC | 2 +1 HELOCs |
4.9% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 3.17% |
Conventional, HELOC | 2 +1 HELOCs |
4.9% | 100% | $440,000 | View |
Cmg Mortgage Inc
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VA, HELOC | 1 +1 HELOCs |
2.4% | 100% | $625,000 | |
Genisys Credit Union
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Conventional | 1 | 2.4% | 100% | $285,000 | |
Rocket Mortgage
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VA | 1 | 2.4% | 33.3% | $475,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 2.4% | 100% | $245,000 | |
CrossCountry Mortgage, LLC
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VA | 1 | 2.4% | 100% | $345,000 | |
Nations Lending Corporation
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VA | 1 | 2.4% | 100% | $395,000 | |
Iowa Bankers Mortgage Corporation
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Conventional | 1 | 2.4% | 100% | $255,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 2.4% | 100% | $235,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 2.4% | 100% | $525,000 | |
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A-5.0 ★Texas Ratio: 15.06% |
Conventional | 1 | 2.4% | 100% | $145,000 | View |
Navy Federal Credit Union
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Conventional | 1 | 2.4% | 100% | $315,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 2.4% | 100% | $555,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Bayport Mortgage Rate Trends
Daily average mortgage rates for Minnesota compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bayport, Minnesota
Looking for mortgage lenders near me or mortgage brokers near me in Bayport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bayport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bayport, MN
Use these to narrow the list above. Each category shows how many Bayport, MN lenders fit and what that kind of lender is usually best for.
Who Lends in Bayport, MN
Independent mortgage companies closed 29.3 percent of home loans in Bayport, Minnesota in 2025, banks 48.8 percent and credit unions 22 percent. Tradition Mortgage, LLC was the largest mortgage company, Bell Bank the largest bank and Trustone Financial Credit Union the largest credit union. Among lenders headquartered in Minnesota, Lake Elmo Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Minnesota. State deed tax of 0.33 percent of the price (seller pays) and a mortgage registry tax of 0.23 percent of the mortgage amount (borrower pays); Hennepin and Ramsey counties add 0.01 percent to each through 2027.
More Minnesota Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bayport, MN
By home loans closed in 2025, Bell Bank was the largest mortgage lender in Bayport, Minnesota with 4 loans, about 9.8 percent of the market. The largest lender headquartered in Minnesota was Lake Elmo Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
1 lenders closed FHA loans in Bayport, Minnesota in 2025, led by Bell Bank with 1. 5 lenders closed VA loans, led by Waterstone Mortgage Corporation. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 8 credit unions closed home loans in Bayport, Minnesota in 2025, alongside 12 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bayport, Minnesota during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bayport, Minnesota for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bayport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
