Mortgage Lenders and Brokers in Waldron, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Waldron, Michigan mortgage lenders include County National BankCounty National Bank1380 S Main St, Adrian, MI 49221B-4.3 ★Texas Ratio: 23.94%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Southern Michigan Bank & TrustSouthern Michigan Bank & Trust5350 Beckley Road B Drive North, Battle Creek, MI 49015A5.0 ★Texas Ratio: 8.82%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.300 N Main St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.87%, Keybank National AssociationKeybank National Association1352 S Main St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.81%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Michigan Legacy Credit UnionMichigan Legacy Credit Union22855 Gibraltar Rd, Flat Rock, MI 48134A+5.0 ★Texas Ratio: 2.18%, and True Community Credit UnionTrue Community Credit Union131 S Main St, Brooklyn, MI 49230A5.0 ★Texas Ratio: 9.21%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Waldron, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Waldron are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Waldron, Michigan
Market share is the lender's share of all home loans closed in Waldron, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 6 | 9.2% | 100% | $190,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 5 +7 HELOCs |
7.7% | 83.3% | $163,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 3 | 4.6% | 100% | $185,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 3 | 4.6% | 75% | $45,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
3.1% | 66.7% | $120,000 | View |
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300 N Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +1 HELOCs |
3.1% | 66.7% | $105,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 3.1% | 100% | $205,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.5% | 100% | $85,000 | View |
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22855 Gibraltar Rd, Flat Rock, MI 48134 A+5.0 ★Texas Ratio: 2.18% |
Conventional | 1 | 1.5% | 100% | $185,000 | View |
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131 S Main St, Brooklyn, MI 49230 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 1.5% | 100% | $55,000 | View |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 1 | 1.5% | 100% | $395,000 | View |
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3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 1.5% | 100% | $15,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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39440 W 14 Mile Rd, Commerce Township, MI 48390 3907 A+5.0 ★Texas Ratio: 5.61% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Rocket Mortgage
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Conventional, FHA, VA | 4 | 6.2% | 100% | $247,500 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 4.6% | 100% | $251,666 | |
Ross Mortgage Corporation
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VA | 1 | 1.5% | 100% | $215,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 1.5% | 100% | $105,000 | |
BLG Holdings, LLC
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Conventional | 1 | 1.5% | 100% | $225,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 6.2% | 100% | $230,000 | |
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A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 2 +1 HELOCs |
3.1% | 100% | $310,000 | View |
Newrez LLC
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Conventional, VA | 2 | 3.1% | 66.7% | $370,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 3.1% | 100% | $175,000 | |
American Financial Network, Inc.
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Conventional, FHA | 2 | 3.1% | 100% | $180,000 | |
The Farmers & Merchants State Bank
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Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $395,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
1.5% | 100% | $115,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.5% | 100% | $185,000 | |
Gvc Mortgage, Inc.
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FHA | 1 | 1.5% | 100% | $275,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.5% | 100% | $65,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.5% | 50% | $85,000 | |
American Pacific Mortgage Corporation
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FHA | 1 | 1.5% | 100% | $215,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.5% | 100% | $195,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 1.5% | 100% | $315,000 | |
Everwise Credit Union
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Conventional | 1 | 1.5% | 100% | $235,000 | |
21St Mortgage
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Conventional | 1 | 1.5% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 1.5% | 100% | $255,000 | View |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.5% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.5% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 1.5% | 100% | $105,000 | View |
Guaranteed Rate, Inc.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Clearview Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Sun Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Waldron Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Waldron, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Waldron? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Waldron in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Waldron, MI
Use these to narrow the list above. Each category shows how many Waldron, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Waldron, MI
Independent mortgage companies closed 44.6 percent of home loans in Waldron, Michigan in 2025, banks 44.6 percent and credit unions 10.8 percent. Rocket Mortgage was the largest mortgage company, County National Bank the largest bank and Michigan Legacy Credit Union the largest credit union. Among lenders headquartered in Michigan, County National Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Waldron, MI
By home loans closed in 2025, County National Bank was the largest mortgage lender in Waldron, Michigan with 6 loans, about 9.2 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Waldron, Michigan in 2025, led by Union Home Mortgage Corp. with 2. 4 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 12 credit unions closed home loans in Waldron, Michigan in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Waldron, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Waldron, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Waldron. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
