Mortgage Lenders and Brokers in Village of Clarkston, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Village of Clarkston, Michigan mortgage lenders include Genisys Credit UnionGenisys Credit Union2100 Executive Hills Dr, Auburn Hills, MI 48326 2947A+5.0 ★Texas Ratio: 5.37%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Vibe Credit UnionVibe Credit Union3082 Coolidge Hwy, Berkley, MI 48072A+5.0 ★Texas Ratio: 5.97%, Comerica BankComerica Bank101 N Main St Ste 100, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 4.14%, and Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Village of Clarkston, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Village of Clarkston are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Village of Clarkston, Michigan
Market share is the lender's share of all home loans closed in Village of Clarkston, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 14 +24 HELOCs |
7% | 87.5% | $166,428 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 7 +1 HELOCs |
3.5% | 88.9% | $539,285 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 5 | 2.5% | 100% | $227,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 4 | 2% | 80% | $415,000 | |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 3 +11 HELOCs |
1.5% | 100% | $345,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, HELOC | 3 +2 HELOCs |
1.5% | 75% | $331,666 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional | 3 | 1.5% | 100% | $311,666 | View |
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $300,000 | View |
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101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 100% | $305,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +2 HELOCs |
0.5% | 50% | $125,000 | View |
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5750 Baypointe Blvd, Clarkston, MI 48346 3192 A+5.0 ★Texas Ratio: 4.06% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $255,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.5% | 100% | $335,000 | View |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
Conventional | 1 | 0.5% | 100% | $435,000 | View |
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3501 Hamlin Rd, Auburn Hills, MI 48326 A+5.0 ★Texas Ratio: 0.54% |
Conventional | 1 | 0.5% | 100% | $65,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.5% | 100% | $545,000 | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, VA, Jumbo, HELOC | 31 +2 HELOCs |
15.4% | 93.9% | $361,451 | |
Rocket Mortgage
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Conventional, FHA, VA | 26 | 12.9% | 81.8% | $249,230 | |
Mortgage 1 Incorporated
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Conventional, FHA, Jumbo | 6 | 3% | 100% | $455,000 | |
Staunton Financial Inc
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Conventional, FHA, Jumbo | 6 | 3% | 100% | $480,000 | |
Ross Mortgage Corporation
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Conventional | 5 | 2.5% | 100% | $367,000 | |
Legacy Mortgage
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Conventional, FHA | 2 | 1% | 100% | $355,000 | |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.5% | 100% | $305,000 | |
Michigan Mutual, Inc
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FHA | 1 | 0.5% | 100% | $255,000 | |
Ccf - Auburn Hills Branch
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Conventional | 1 | 0.5% | 100% | $105,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.5% | 100% | $445,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.5% | 100% | $245,000 | |
Msu Federal Credit Union
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HELOC | 0 +8 HELOCs |
0% | 50% | ||
Pulte Mortgage LLC
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Conventional | 27 | 13.4% | 96.4% | $325,740 | |
Union Home Mortgage Corp.
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Conventional | 8 | 4% | 100% | $326,250 | |
CrossCountry Mortgage, LLC
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Conventional | 6 | 3% | 100% | $408,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 2% | 100% | $295,000 | |
The Loan Store, Inc
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Conventional, VA | 4 | 2% | 100% | $380,000 | |
Spring Eq, LLC
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Conventional, HELOC | 2 +1 HELOCs |
1% | 100% | $155,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1% | 100% | $325,000 | |
Mortgage Research Center
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VA | 2 | 1% | 100% | $345,000 | |
Navy Federal Credit Union
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VA | 2 | 1% | 66.7% | $375,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.5% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional | 1 | 0.5% | 100% | $515,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.5% | 100% | $465,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.5% | 100% | $435,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.5% | 66.7% | $35,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.5% | 100% | $175,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.5% | 100% | $535,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $425,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $385,000 | |
Ez Fundings Inc
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Conventional | 1 | 0.5% | 100% | $245,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.5% | 50% | $75,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.5% | 100% | $255,000 | |
Village Capital & Investment
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FHA | 1 | 0.5% | 100% | $245,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Village of Clarkston Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Village of Clarkston, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Village of Clarkston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Village of Clarkston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Village of Clarkston, MI
Use these to narrow the list above. Each category shows how many Village of Clarkston, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Village of Clarkston, MI
Independent mortgage companies closed 73.6 percent of home loans in Village of Clarkston, Michigan in 2025, banks 13.4 percent and credit unions 12.9 percent. Member First Mortgage, LLC was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Genisys Credit Union the largest credit union. Among lenders headquartered in Michigan, Genisys Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Village of Clarkston, MI
By home loans closed in 2025, Genisys Credit Union was the largest mortgage lender in Village of Clarkston, Michigan with 14 loans, about 7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Village of Clarkston, Michigan in 2025, led by Rocket Mortgage with 4. 6 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 12 credit unions closed home loans in Village of Clarkston, Michigan in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Village of Clarkston, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Village of Clarkston, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Village of Clarkston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
