Mortgage Lenders and Brokers in South Monroe, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Monroe, Michigan mortgage lenders include Monroe Community Credit UnionMonroe Community Credit Union106 Park Pl, Dundee, MI 48131 1016A+5.0 ★Texas Ratio: 1.13%, First Merchants BankFirst Merchants Bank3930 S State Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.12%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, DFCU FinancialDFCU Financial2910 Carpenter Rd, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 1.86%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.300 N Main St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.87%, Keybank National AssociationKeybank National Association1352 S Main St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.81%, Tlc Community Credit UnionTlc Community Credit Union3030 S Adrian Hwy, Adrian, MI 49221A+5.0 ★Texas Ratio: 0.45%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, and Community FinancialCommunity Financial12483 State St, Atlanta, MI 49709. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Monroe, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Monroe are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Monroe, Michigan
Market share is the lender's share of all home loans closed in South Monroe, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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106 Park Pl, Dundee, MI 48131 1016 A+5.0 ★Texas Ratio: 1.13% |
Conventional, HELOC | 9 +1 HELOCs |
4% | 100% | $88,333 | View |
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3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional, HELOC | 6 +6 HELOCs |
2.7% | 85.7% | $91,666 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 5 +10 HELOCs |
2.2% | 85.7% | $207,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 5 +7 HELOCs |
2.2% | 62.5% | $179,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 4 +3 HELOCs |
1.8% | 100% | $215,000 | View |
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300 N Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.87% |
Conventional, VA | 2 | 0.9% | 100% | $325,000 | View |
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1352 S Main St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.81% |
Conventional | 2 | 0.9% | 66.7% | $100,000 | View |
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3030 S Adrian Hwy, Adrian, MI 49221 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 2 | 0.9% | 100% | $175,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.4% | 100% | $185,000 | View |
Community Financial
12483 State St, Atlanta, MI 49709 |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $35,000 | |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.4% | 100% | $115,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 50% | $145,000 | View |
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22315 Michigan Ave, Dearborn, MI 48124 A+5.0 ★Texas Ratio: 1.64% |
Conventional | 1 | 0.4% | 100% | $235,000 | View |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.4% | 50% | $35,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.4% | 100% | $525,000 | View |
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1025 E Grand River Ave, Brighton, MI 48116 1803 A+5.0 ★Texas Ratio: 1.78% |
Conventional | 1 | 0.4% | 100% | $375,000 | View |
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4141 Jackson Rd, Ann Arbor, MI 48103 1827 A+5.0 ★Texas Ratio: 1.03% |
Conventional | 1 | 0.4% | 100% | $25,000 | View |
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★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.4% | 50% | $105,000 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
FHA | 1 | 0.4% | 100% | $155,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 0.4% | 100% | $335,000 | |
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2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 44 | 19.6% | 83.3% | $205,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 14 | 6.2% | 93.3% | $238,571 | |
Mortgage 1 Incorporated
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Conventional | 3 | 1.3% | 100% | $235,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Legacy Mortgage
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Conventional | 1 | 0.4% | 100% | $275,000 | |
Ross Mortgage Corporation
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FHA | 1 | 0.4% | 100% | $125,000 | |
Mortgage Center LC
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Conventional | 1 | 0.4% | 100% | $315,000 | |
BLG Holdings, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Staunton Financial Inc
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Conventional | 1 | 0.4% | 100% | $335,000 | |
American Financial Network, Inc.
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Conventional, FHA | 31 | 13.8% | 100% | $205,967 | |
21St Mortgage
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Conventional | 14 | 6.2% | 21.5% | $47,142 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 11 +2 HELOCs |
4.9% | 91.7% | $228,636 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 2.7% | 85.7% | $186,666 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.8% | 80% | $125,000 | |
Directions Credit Union
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Conventional, HELOC | 3 +2 HELOCs |
1.3% | 100% | $468,333 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 1.3% | 60% | $245,000 | |
Newrez LLC
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Conventional, FHA | 3 | 1.3% | 50% | $188,333 | |
loanDepot.com LLC
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Conventional | 3 | 1.3% | 100% | $241,666 | |
The Mortgage Link, Inc.
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Conventional, FHA | 3 | 1.3% | 100% | $248,333 | |
Zippy Loans, LLC
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Conventional | 2 | 0.9% | 12.5% | $55,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.9% | 100% | $300,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.9% | 66.7% | $175,000 | |
Mortgage Research Center
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VA | 2 | 0.9% | 100% | $210,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 50% | $275,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 2.54% |
VA | 1 | 0.4% | 100% | $495,000 | View |
PHH Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.4% | 100% | $425,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $225,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 100% | $45,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.4% | 100% | $325,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $105,000 | |
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A+5.0 ★Texas Ratio: 5.37% |
Conventional | 1 | 0.4% | 100% | $105,000 | View |
Mortgage300 Corporation
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Conventional | 1 | 0.4% | 100% | $215,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $105,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.4% | 100% | $235,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.4% | 100% | $245,000 | |
Thrivent Bank
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Conventional | 1 | 0.4% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 0.4% | 100% | $345,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 50% | $45,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.4% | 100% | $125,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $155,000 | |
Village Capital & Investment
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VA | 1 | 0.4% | 100% | $415,000 | |
Figure Lending LLC
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Monroe Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Monroe, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in South Monroe? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Monroe in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Monroe, MI
Use these to narrow the list above. Each category shows how many South Monroe, MI lenders fit and what that kind of lender is usually best for.
Who Lends in South Monroe, MI
Independent mortgage companies closed 75.4 percent of home loans in South Monroe, Michigan in 2025, banks 12.9 percent and credit unions 11.6 percent. Member First Mortgage, LLC was the largest mortgage company, First Merchants Bank the largest bank and Monroe Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Monroe Community Credit Union led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Monroe, MI
By home loans closed in 2025, Monroe Community Credit Union was the largest mortgage lender in South Monroe, Michigan with 9 loans, about 4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in South Monroe, Michigan in 2025, led by American Financial Network, Inc. with 11. 8 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 15 credit unions closed home loans in South Monroe, Michigan in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Monroe, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Monroe, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Monroe. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
