Mortgage Lenders and Brokers in Quincy, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Quincy, Michigan mortgage lenders include Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Marshall Community Credit UnionMarshall Community Credit Union1157 Michigan Ave E, Battle Creek, MI 49014 6802A5.0 ★Texas Ratio: 7.49%, Honor Credit UnionHonor Credit Union1253 Lincoln Rd, Allegan, MI 49010A+5.0 ★Texas Ratio: 5.27%, Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%, Southern Michigan Bank & TrustSouthern Michigan Bank & Trust5350 Beckley Road B Drive North, Battle Creek, MI 49015A5.0 ★Texas Ratio: 8.82%, LafcuLafcu1553 Lansing Rd, Charlotte, MI 48813A+5.0 ★Texas Ratio: 1.86%, PNC Bank N.A.PNC Bank N.A.855 Marshall St, Allegan, MI 49010A+5.0 ★Texas Ratio: 4.24%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, and County National BankCounty National Bank1380 S Main St, Adrian, MI 49221B-4.3 ★Texas Ratio: 23.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Quincy, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Quincy are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Quincy, Michigan
Market share is the lender's share of all home loans closed in Quincy, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 10 +3 HELOCs |
10% | 90.9% | $178,000 | View |
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1157 Michigan Ave E, Battle Creek, MI 49014 6802 A5.0 ★Texas Ratio: 7.49% |
Conventional | 10 | 10% | 100% | $194,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 9 +7 HELOCs |
9% | 90% | $105,000 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional, HELOC | 5 +3 HELOCs |
5% | 100% | $183,000 | View |
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5350 Beckley Road B Drive North, Battle Creek, MI 49015 A5.0 ★Texas Ratio: 8.82% |
Conventional | 4 | 4% | 62.5% | $212,500 | View |
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1553 Lansing Rd, Charlotte, MI 48813 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 2 | 2% | 100% | $410,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
1% | 50% | $145,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 100% | $95,000 | View |
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3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1% | 100% | $365,000 | View |
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1380 S Main St, Adrian, MI 49221 B-4.3 ★Texas Ratio: 23.94% |
Conventional | 1 | 1% | 100% | $145,000 | View |
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2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 9 | 9% | 90% | $167,222 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 7 | 7% | 87.5% | $182,142 | |
Gold Star Mortgage Financial Group, Corporation
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USDA | 1 | 1% | 100% | $165,000 | |
GreenStone Farm Credit Services
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Conventional | 1 | 1% | 100% | $85,000 | |
Mortgage Center LC
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Conventional | 1 | 1% | 50% | $25,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, USDA | 13 | 13% | 100% | $125,769 | |
Gvc Mortgage, Inc.
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Conventional, VA | 4 | 4% | 100% | $147,500 | |
Ruoff Mortgage Company
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Conventional, FHA | 3 | 3% | 100% | $118,333 | |
loanDepot.com LLC
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Conventional | 2 | 2% | 100% | $60,000 | |
Mortgage Research Center
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VA | 2 | 2% | 100% | $180,000 | |
New American Funding, LLC.
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FHA | 2 | 2% | 66.7% | $125,000 | |
Greenstate Credit Union
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Conventional | 1 | 1% | 100% | $505,000 | |
Freedom Mortgage Corporation
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FHA | 1 | 1% | 50% | $155,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 1% | 100% | $155,000 | |
Triad Financial Services, Inc.
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Conventional | 1 | 1% | 75% | $85,000 | |
AdvantageFirst Lending Inc
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VA | 1 | 1% | 100% | $425,000 | |
The Farmers & Merchants State Bank
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Conventional | 1 | 1% | 100% | $175,000 | |
Beacon Credit Union
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Conventional | 1 | 1% | 100% | $25,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 1% | 100% | $225,000 | View |
Fairway Independent Mort Corp
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FHA | 1 | 1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.32% |
Conventional | 1 | 1% | 100% | $305,000 | View |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a |
Quincy Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Quincy, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Quincy? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Quincy in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Quincy, MI
Use these to narrow the list above. Each category shows how many Quincy, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Quincy, MI
Independent mortgage companies closed 49 percent of home loans in Quincy, Michigan in 2025, banks 16 percent and credit unions 35 percent. Rocket Mortgage was the largest mortgage company, Sturgis Bank & Trust the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Michigan, Consumers Credit Union led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Quincy, MI
By home loans closed in 2025, Consumers Credit Union was the largest mortgage lender in Quincy, Michigan with 10 loans, about 10 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Quincy, Michigan in 2025, led by United Wholesale Mortgage with 3. 5 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 9 credit unions closed home loans in Quincy, Michigan in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Quincy, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Quincy, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Quincy. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
