Mortgage Lenders and Brokers in Port Huron, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Port Huron, Michigan mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1657 Garfield St, Port Huron, MI 48060A+5.0 ★Texas Ratio: 3.68%, Huntington National BankHuntington National Bank1527 Hancock St, Port Huron, MI 48060A+5.0 ★Texas Ratio: 3.66%, Eastern Michigan BankEastern Michigan Bank600 Water St, Port Huron, MI 48060A+5.0 ★Texas Ratio: 1.25%, Michigan Mutual, IncMichigan Mutual, IncPort Huron, MI, Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%, First State BankFirst State Bank53950 Gratiot Ave, Chesterfield, MI 48051A5.0 ★Texas Ratio: 6.84%, Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%, University BankUniversity Bank2015 Washtenaw Ave, Ann Arbor, MI 48104A+5.0 ★Texas Ratio: 3.82%, ChoiceOne BankChoiceOne Bank5515 Van Dyke Rd, Almont, MI 48003A+5.0 ★Texas Ratio: 5.45%, and Northstar BankNorthstar Bank511 Fort St, Port Huron, MI 48060A5.0 ★Texas Ratio: 12.49%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Port Huron, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Port Huron are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Port Huron, Michigan
Market share is the lender's share of all home loans closed in Port Huron, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Port Huron 1657 Garfield St, Port Huron, MI 48060 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 16 +3 HELOCs |
3.1% | 88.9% | $121,250 | View |
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2 offices in Port Huron 1527 Hancock St, Port Huron, MI 48060 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 12 +15 HELOCs |
2.4% | 80% | $164,166 | View |
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2 offices in Port Huron 600 Water St, Port Huron, MI 48060 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 4 | 0.8% | 80% | $100,000 | View |
Michigan Mutual, Inc
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Conventional, FHA, VA | 34 | 6.7% | 97.2% | $124,705 | |
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2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional, FHA, HELOC | 8 +3 HELOCs |
1.6% | 100% | $137,500 | View |
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53950 Gratiot Ave, Chesterfield, MI 48051 A5.0 ★Texas Ratio: 6.84% |
Conventional, FHA | 8 | 1.6% | 88.9% | $172,500 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 6 | 1.2% | 100% | $130,000 | View |
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2015 Washtenaw Ave, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 3.82% |
Conventional, VA | 6 | 1.2% | 100% | $155,000 | View |
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5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA, Jumbo | 6 | 1.2% | 100% | $238,333 | View |
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511 Fort St, Port Huron, MI 48060 A5.0 ★Texas Ratio: 12.49% |
Conventional | 6 | 1.2% | 75% | $130,000 | View |
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2100 Executive Hills Dr, Auburn Hills, MI 48326 2947 A+5.0 ★Texas Ratio: 5.37% |
Conventional, HELOC | 4 +3 HELOCs |
0.8% | 71.4% | $80,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +5 HELOCs |
0.6% | 60% | $68,333 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA | 3 | 0.6% | 60% | $221,666 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 2 | 0.4% | 100% | $395,000 | View |
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4511 Van Dyke Rd, Almont, MI 48003 A5.0 ★Texas Ratio: 8.17% |
Conventional | 2 | 0.4% | 66.7% | $125,000 | View |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, FHA | 2 | 0.4% | 100% | $180,000 | View |
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5399 E Court St N, Burton, MI 48509 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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1004 W Midland Rd, Auburn, MI 48611 A5.0 ★Texas Ratio: 6.46% |
Conventional | 1 | 0.2% | 100% | $155,000 | View |
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34100 Woodward Ave, Birmingham, MI 48009 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $165,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional | 1 | 0.2% | 100% | $165,000 | |
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201 S Superior Ave, Baraga, MI 49908 A+5.0 ★Texas Ratio: 4.32% |
FHA | 1 | 0.2% | 50% | $165,000 | View |
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500 10th St, Port Huron, MI 48060 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +63 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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2469 Cedar Street, Delhi Township, MI 48842 A-4.9 ★Texas Ratio: 16.59% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA, VA | 74 | 14.6% | 84.6% | $142,972 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 36 | 7.1% | 92.7% | $170,833 | |
Mortgage Center LC
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Conventional, FHA | 27 | 5.3% | 90.3% | $105,740 | |
Mortgage 1 Incorporated
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Conventional, FHA | 15 | 3% | 100% | $155,000 | |
Legacy Mortgage
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Conventional, FHA | 6 | 1.2% | 100% | $170,000 | |
Ross Mortgage Corporation
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Conventional, FHA | 5 | 1% | 83.3% | $165,000 | |
Staunton Financial Inc
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Conventional, FHA | 4 | 0.8% | 100% | $215,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 3 | 0.6% | 75% | $138,333 | |
Msu Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Ccf - Auburn Hills Branch
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA, HELOC | 81 +2 HELOCs |
15.9% | 100% | $117,592 | |
Everett Financial, Inc.
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Conventional, FHA | 40 | 7.9% | 100% | $134,750 | |
Mortgage Research Center
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VA | 11 | 2.2% | 70.6% | $235,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 6 | 1.2% | 100% | $198,333 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.8% | 100% | $220,000 | |
Equity Prime Mortgage LLC
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FHA, VA | 4 | 0.8% | 100% | $147,500 | |
Mortgage300 Corporation
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Conventional, FHA | 4 | 0.8% | 100% | $127,500 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 4 | 0.8% | 33.3% | $87,500 | |
Guaranteed Rate, Inc.
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.6% | 50% | $101,666 | |
PHH Mortgage Corporation
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Conventional | 3 | 0.6% | 100% | $115,000 | |
Pennymac Loan Services LLC
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FHA, VA | 3 | 0.6% | 60% | $235,000 | |
Nationstar Mortgage
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Conventional | 3 | 0.6% | 100% | $101,666 | |
Village Capital & Investment
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VA | 3 | 0.6% | 100% | $225,000 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.4% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
FHA | 2 | 0.4% | 100% | $155,000 | View |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.4% | 100% | $70,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $140,000 | |
Zillow Home Loans, LLC
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Conventional | 2 | 0.4% | 100% | $140,000 | |
New American Funding, LLC.
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FHA | 2 | 0.4% | 28.6% | $115,000 | |
Plaza Home Mortgage, Inc
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FHA, VA | 2 | 0.4% | 100% | $205,000 | |
The Loan Store, Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $185,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $145,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 1 | 0.2% | 100% | $115,000 | View |
Newrez LLC
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FHA | 1 | 0.2% | 20% | $145,000 | |
Gvc Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $325,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.2% | 33.3% | $125,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.2% | 100% | $135,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 7.7% | $35,000 | |
American Financial Network, Inc.
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VA | 1 | 0.2% | 100% | $145,000 | |
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A5.0 ★Texas Ratio: 8.00% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
First Colony Mortgage Corporat
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FHA | 1 | 0.2% | 100% | $245,000 | |
New Day Financial, LLC.
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VA | 1 | 0.2% | 50% | $115,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 50% | $125,000 | View |
Stockton Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.2% | 100% | $165,000 | |
Everwise Credit Union
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Fairway Independent Mort Corp
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FHA | 1 | 0.2% | 100% | $135,000 | |
Navy Federal Credit Union
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Conventional | 1 | 0.2% | 33.3% | $185,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $225,000 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Texana Bank
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Valon Mortgage
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Port Huron Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Port Huron, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Port Huron? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Port Huron in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Port Huron, MI
Use these to narrow the list above. Each category shows how many Port Huron, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Port Huron, MI
Independent mortgage companies closed 74.6 percent of home loans in Port Huron, Michigan in 2025, banks 16.1 percent and credit unions 9.3 percent. Michigan Mutual, Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Michigan Schools and Governmen the largest credit union. Among lenders headquartered in Michigan, Eastern Michigan Bank led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Port Huron, MI
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Port Huron, Michigan with 16 loans, about 3.1 percent of the market. The largest lender headquartered in Michigan was Eastern Michigan Bank with 4 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Port Huron, Michigan, Union Home Mortgage Corp. approved the highest share of completed applications in 2025 at 100 percent, against a 86 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Port Huron, Michigan in 2025, led by Rocket Mortgage with 26. 16 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 12 credit unions closed home loans in Port Huron, Michigan in 2025, alongside 48 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Port Huron, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Port Huron, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Port Huron. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
