Paw Paw, Michigan mortgage lenders include Huntington National BankHuntington National Bank212 S Kalamazoo St, Paw Paw, MI 49079A+5.0 ★Texas Ratio: 3.66%, Mercantile BankMercantile Bank900 E Michigan Ave, Paw Paw, MI 49079A+5.0 ★Texas Ratio: 0.63%, PNC Bank N.A.PNC Bank N.A.200 N Kalamazoo St, Paw Paw, MI 49079A+5.0 ★Texas Ratio: 4.24%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, Honor Credit UnionHonor Credit Union422 S Kalamazoo St, Paw Paw, MI 49079A+5.0 ★Texas Ratio: 5.27%, Arbor Financial Credit UnionArbor Financial Credit Union315 E SAINT JOSEPH ST, PAW PAW, MI 49079 1547A5.0 ★Texas Ratio: 12.10%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%, and KALSEE Credit UnionKALSEE Credit Union2121 S Drake Rd, Kalamazoo, MI 49006 5776A+5.0 ★Texas Ratio: 2.20%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paw Paw, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paw Paw are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Paw Paw, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Paw Paw 212 S Kalamazoo St, Paw Paw, MI 49079 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +3 HELOCs |
2% | 100% | $115,000 | View |
|
1 office in Paw Paw 900 E Michigan Ave, Paw Paw, MI 49079 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $235,000 | View |
|
★ 1.7 stars, 3 reviews 1 office in Paw Paw 200 N Kalamazoo St, Paw Paw, MI 49079 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1% | 50% | $205,000 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 11 +8 HELOCs |
11% | 91.7% | $182,272 | View |
|
422 S Kalamazoo St, Paw Paw, MI 49079 A+5.0 ★Texas Ratio: 5.27% |
Conventional, HELOC | 8 +7 HELOCs |
8% | 69.2% | $81,250 | View |
|
315 E SAINT JOSEPH ST, PAW PAW, MI 49079 1547 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 7 +12 HELOCs |
7% | 87.5% | $183,571 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 6 +2 HELOCs |
6% | 100% | $223,333 | |
|
475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +6 HELOCs |
2% | 66.7% | $95,000 | View |
|
232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $465,000 | View |
|
2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional, HELOC | 2 +1 HELOCs |
2% | 100% | $45,000 | View |
|
5515 Van Dyke Rd, Almont, MI 48003 A+5.0 ★Texas Ratio: 5.45% |
Conventional | 1 | 1% | 100% | $305,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 1% | 100% | $335,000 | View |
|
1309 N Lincoln St, Bay City, MI 48708 6172 A5.0 ★Texas Ratio: 6.23% |
Conventional | 1 | 1% | 100% | $155,000 | View |
|
2550 Capital Ave SW, Battle Creek, MI 49015 A+5.0 ★Texas Ratio: 5.38% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
|
1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 9 | 9% | 81.8% | $157,222 | |
United Wholesale Mortgage
|
Conventional, VA | 7 | 7% | 100% | $235,000 | |
Success Mortgage Partners, Inc
|
Conventional, FHA | 5 | 5% | 100% | $139,000 | |
Mortgage 1 Incorporated
|
FHA | 1 | 1% | 100% | $185,000 | |
GreenStone Farm Credit Services
|
Conventional | 1 | 1% | 100% | $245,000 | |
Mortgage Center LC
|
Conventional | 1 | 1% | 50% | $245,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 1% | 100% | $155,000 | |
Msu Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
21St Mortgage
|
Conventional | 4 | 4% | 66.7% | $65,000 | |
Gvc Mortgage, Inc.
|
Conventional, FHA, USDA | 3 | 3% | 100% | $218,333 | |
CrossCountry Mortgage, LLC
|
Conventional, VA, USDA | 3 | 3% | 100% | $365,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 3% | 100% | $181,666 | |
AdvantageFirst Lending Inc
|
FHA | 2 | 2% | 100% | $255,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 1% | 100% | $245,000 | |
Royal United Mortgage LLC
|
Conventional | 1 | 1% | 100% | $125,000 | |
Primelending
|
Conventional | 1 | 1% | 100% | $165,000 | |
Freedom Mortgage Corporation
|
VA | 1 | 1% | 100% | $215,000 | |
Kind Lending, LLC
|
FHA | 1 | 1% | 100% | $145,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 1% | 100% | $255,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1% | 100% | $285,000 | |
New Day Financial, LLC.
|
VA | 1 | 1% | 100% | $335,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1% | 100% | $125,000 | View |
Premier Lending Inc.
|
Conventional | 1 | 1% | 100% | $265,000 | |
Prosperity Home Mortgage, LLC
|
Conventional | 1 | 1% | 100% | $75,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 1% | 100% | $225,000 | |
Navy Federal Credit Union
|
Conventional | 1 | 1% | 100% | $155,000 | |
Plaza Home Mortgage, Inc
|
Conventional | 1 | 1% | 100% | $155,000 | |
Alliant Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Inova Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Paw Paw? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paw Paw in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Paw Paw, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50 percent of home loans in Paw Paw, Michigan in 2025, banks 13 percent and credit unions 37 percent. Rocket Mortgage was the largest mortgage company, Huntington National Bank the largest bank and Consumers Credit Union the largest credit union. Among lenders headquartered in Michigan, Mercantile Bank led with 2 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Paw Paw, Michigan with 2 loans, about 2 percent of the market. The largest lender headquartered in Michigan was Mercantile Bank with 2 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Paw Paw, Michigan in 2025, led by Rocket Mortgage with 2. 5 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 12 credit unions closed home loans in Paw Paw, Michigan in 2025, alongside 22 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paw Paw, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paw Paw, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paw Paw. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.