Mortgage Lenders and Brokers in Newaygo, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newaygo, Michigan mortgage lenders include ChoiceOne BankChoiceOne Bank246 W River Valley Dr, Newaygo, MI 49337A+5.0 ★Texas Ratio: 5.45%, Independent BankIndependent Bank41 N State Rd, Newaygo, MI 49337A5.0 ★Texas Ratio: 6.46%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Gerber Federal Credit UnionGerber Federal Credit Union300 Adams St, Newaygo, MI 49337 8942A+5.0 ★Texas Ratio: 4.59%, Mercantile BankMercantile Bank230 Woodworth Ave, Alma, MI 48801A+5.0 ★Texas Ratio: 0.63%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, The Shelby State BankThe Shelby State Bank2222 Holton Road, Dalton Township, MI 49445A+5.0 ★Texas Ratio: 0.91%, Horizon BankHorizon Bank144 W Huron Rd, Au Gres, MI 48703A+5.0 ★Texas Ratio: 4.40%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, and Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newaygo, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newaygo are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newaygo, Michigan
Market share is the lender's share of all home loans closed in Newaygo, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Newaygo 246 W River Valley Dr, Newaygo, MI 49337 A+5.0 ★Texas Ratio: 5.45% |
Conventional, FHA | 8 | 5.4% | 61.5% | $272,500 | View |
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1 office in Newaygo 41 N State Rd, Newaygo, MI 49337 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 7 +6 HELOCs |
4.7% | 77.8% | $177,857 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 17 +3 HELOCs |
11.5% | 100% | $236,764 | |
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300 Adams St, Newaygo, MI 49337 8942 A+5.0 ★Texas Ratio: 4.59% |
Conventional | 17 | 11.5% | 73.9% | $105,588 | View |
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230 Woodworth Ave, Alma, MI 48801 A+5.0 ★Texas Ratio: 0.63% |
Conventional, HELOC | 2 +1 HELOCs |
1.4% | 100% | $205,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 2 | 1.4% | 50% | $220,000 | View |
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2222 Holton Road, Dalton Township, MI 49445 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 2 | 1.4% | 100% | $165,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional, HELOC | 1 +2 HELOCs |
0.7% | 100% | $75,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $105,000 | View |
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14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $245,000 | View |
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4555 W River Dr NE, Comstock Park, MI 49321 8928 A+5.0 ★Texas Ratio: 2.21% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $45,000 | View |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $555,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $235,000 | View |
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7177 Headley St SE, Ada, MI 49301 9900 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 0.7% | 100% | $125,000 | View |
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1026 W Midland Rd, AUBURN, MI 48611 A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.7% | 100% | $405,000 | View |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 0.7% | 100% | $315,000 | View |
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20645 Gibraltar Rd, Brownstown Twp, MI 48183 A+5.0 ★Texas Ratio: 4.92% |
Conventional | 1 | 0.7% | 100% | $205,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 0.7% | 100% | $65,000 | View |
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7473 Storey Rd, Belding, MI 48809 9360 A+5.0 ★Texas Ratio: 1.25% |
Conventional | 1 | 0.7% | 100% | $135,000 | View |
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523 Ada Dr Se, Ada, MI 49301 A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional | 1 | 0.7% | 100% | $235,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional, FHA | 16 | 10.8% | 69.6% | $148,750 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 6.8% | 91.7% | $279,000 | |
Mortgage 1 Incorporated
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Conventional, FHA, VA | 5 | 3.4% | 100% | $419,000 | |
Msu Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.7% | 100% | $165,000 | |
Northern Mortgage Services, LLC
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FHA | 1 | 0.7% | 100% | $245,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $125,000 | |
Mortgage Center LC
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Conventional | 1 | 0.7% | 100% | $265,000 | |
Triad Financial Services, Inc.
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Conventional | 9 | 6.1% | 75% | $71,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.7% | 100% | $197,500 | |
Churchill Mortgage Corporation
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Conventional, FHA | 3 | 2% | 100% | $255,000 | |
Mortgage Research Center
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FHA, VA | 3 | 2% | 75% | $301,666 | |
Ark-La-Tex Financial Services LLC
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Conventional, VA | 3 | 2% | 100% | $298,333 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, FHA | 2 | 1.4% | 66.7% | $350,000 | View |
loanDepot.com LLC
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Conventional | 2 | 1.4% | 100% | $115,000 | |
Navy Federal Credit Union
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VA | 2 | 1.4% | 100% | $335,000 | |
American Financial Resources LLC
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FHA | 1 | 0.7% | 100% | $265,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.7% | 100% | $395,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.7% | 100% | $475,000 | |
Newrez LLC
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.7% | 100% | $365,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.7% | 100% | $185,000 | |
Guild Mortgage Company
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FHA | 1 | 0.7% | 100% | $165,000 | |
Evergreen Bank Group
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Conventional | 1 | 0.7% | 100% | $35,000 | |
Greenwood Credit Union
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Conventional | 1 | 0.7% | 100% | $45,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.7% | 100% | $175,000 | |
New Day Financial, LLC.
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VA | 1 | 0.7% | 100% | $345,000 | |
Milend, Inc
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VA | 1 | 0.7% | 100% | $365,000 | |
Nationstar Mortgage
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FHA | 1 | 0.7% | 50% | $175,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.7% | 50% | $415,000 | |
Leaderone Financial Corp.
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FHA | 1 | 0.7% | 100% | $145,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Newaygo Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newaygo, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Newaygo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newaygo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newaygo, MI
Use these to narrow the list above. Each category shows how many Newaygo, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Newaygo, MI
Independent mortgage companies closed 48 percent of home loans in Newaygo, Michigan in 2025, banks 19.6 percent and credit unions 32.4 percent. Rocket Mortgage was the largest mortgage company, ChoiceOne Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, ChoiceOne Bank led with 8 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newaygo, MI
By home loans closed in 2025, ChoiceOne Bank was the largest mortgage lender in Newaygo, Michigan with 8 loans, about 5.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Newaygo, Michigan in 2025, led by United Wholesale Mortgage with 3. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 16 credit unions closed home loans in Newaygo, Michigan in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newaygo, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newaygo, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newaygo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
