Mortgage Lenders and Brokers in Mendon, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Mendon, Michigan mortgage lenders include Southern Michigan Bank & TrustSouthern Michigan Bank & Trust136 N Nottawa St, Mendon, MI 49072A5.0 ★Texas Ratio: 8.82%, Sturgis Bank & TrustSturgis Bank & Trust232 W Monroe St, Bangor, MI 49013A5.0 ★Texas Ratio: 9.46%, OMNI Community Credit UnionOMNI Community Credit Union101 W Monroe St, Bangor, MI 49013A+5.0 ★Texas Ratio: 2.36%, Consumers Credit UnionConsumers Credit Union6081 B Dr N, Battle Creek, MI 49014 8367A+5.0 ★Texas Ratio: 3.56%, KALSEE Credit UnionKALSEE Credit Union2121 S Drake Rd, Kalamazoo, MI 49006 5776A+5.0 ★Texas Ratio: 2.20%, Fifth Third Bank, National AssociationFifth Third Bank, National Association475 Ada Drive, Ada Township, MI 49301A+5.0 ★Texas Ratio: 3.22%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Kellogg Community Credit UnionKellogg Community Credit Union41 2nd St, Battle Creek, MI 49014 6286A+5.0 ★Texas Ratio: 1.68%, Arbor Financial Credit UnionArbor Financial Credit Union7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316A5.0 ★Texas Ratio: 12.10%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mendon, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mendon are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Mendon, Michigan
Market share is the lender's share of all home loans closed in Mendon, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Mendon 136 N Nottawa St, Mendon, MI 49072 A5.0 ★Texas Ratio: 8.82% |
Conventional | 7 | 9.9% | 87.5% | $182,142 | View |
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232 W Monroe St, Bangor, MI 49013 A5.0 ★Texas Ratio: 9.46% |
Conventional, HELOC | 5 +6 HELOCs |
7% | 100% | $245,000 | View |
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101 W Monroe St, Bangor, MI 49013 A+5.0 ★Texas Ratio: 2.36% |
Conventional, HELOC | 4 +1 HELOCs |
5.6% | 75% | $125,000 | View |
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6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
Conventional, HELOC | 4 +1 HELOCs |
5.6% | 100% | $280,000 | View |
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2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional, HELOC | 2 +3 HELOCs |
2.8% | 100% | $80,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
2.8% | 66.7% | $65,000 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +1 HELOCs |
2.8% | 100% | $120,000 | View |
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41 2nd St, Battle Creek, MI 49014 6286 A+5.0 ★Texas Ratio: 1.68% |
Conventional | 2 | 2.8% | 100% | $100,000 | View |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
Conventional, HELOC | 1 +2 HELOCs |
1.4% | 100% | $135,000 | View |
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455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.4% | 100% | $335,000 | View |
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6451 Cherry Meadow Dr SE, Caledonia, MI 49316 A+5.0 ★Texas Ratio: 2.00% |
Conventional | 1 | 1.4% | 100% | $85,000 | View |
Member First Mortgage, LLC
650 W 5th St, Clare, MI 48617 |
Conventional | 1 | 1.4% | 100% | $175,000 | |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
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Conventional | 6 | 8.5% | 100% | $123,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 6 | 8.5% | 100% | $178,333 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 4 | 5.6% | 80% | $160,000 | |
Ruoff Mortgage Company
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Conventional, FHA | 3 | 4.2% | 75% | $151,666 | |
Primelending
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Conventional | 2 | 2.8% | 100% | $220,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 2 | 2.8% | 100% | $185,000 | |
Newrez LLC
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FHA, VA | 2 | 2.8% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 2.8% | 100% | $245,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 2.8% | 100% | $105,000 | |
Mortgage Research Center
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VA | 2 | 2.8% | 100% | $210,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.4% | 100% | $115,000 | |
Contour Mortgage Corporation
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Conventional | 1 | 1.4% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 1.4% | 100% | $235,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.4% | 100% | $115,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.4% | 100% | $245,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.4% | 100% | $225,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 1.4% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 1.4% | 100% | $255,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Mendon Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Mendon, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Mendon? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mendon in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Mendon, MI
Use these to narrow the list above. Each category shows how many Mendon, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Mendon, MI
Independent mortgage companies closed 53.5 percent of home loans in Mendon, Michigan in 2025, banks 26.8 percent and credit unions 19.7 percent. Member First Mortgage, LLC was the largest mortgage company, Southern Michigan Bank & Trust the largest bank and OMNI Community Credit Union the largest credit union. Among lenders headquartered in Michigan, Southern Michigan Bank & Trust led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Mendon, MI
By home loans closed in 2025, Southern Michigan Bank & Trust was the largest mortgage lender in Mendon, Michigan with 7 loans, about 9.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Mendon, Michigan in 2025, led by Union Home Mortgage Corp. with 2. 2 lenders closed VA loans, led by Mortgage Research Center, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 6 credit unions closed home loans in Mendon, Michigan in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mendon, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mendon, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mendon. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
