Mason, Michigan mortgage lenders include Dart BankDart Bank368 S Park St, Mason, MI 48854A-4.9 ★Texas Ratio: 16.59%, Fifth Third Bank, National AssociationFifth Third Bank, National Association606 W Columbia St, Mason, MI 48854A+5.0 ★Texas Ratio: 3.22%, Independent BankIndependent Bank190 W Kipp Rd, Mason, MI 48854A5.0 ★Texas Ratio: 6.46%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, Northpointe BankNorthpointe Bank3333 Deposit Dr Ne, Grand Rapids, MI 49546A5.0 ★Texas Ratio: 8.47%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Adventure Credit UnionAdventure Credit Union14049 Lindsey Pvt Ln, Dewitt, MI 48820A+5.0 ★Texas Ratio: 4.17%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA455 Ada Dr Se, Ada, MI 49301A+5.0 ★Texas Ratio: 3.68%, and Michigan Schools and GovernmenMichigan Schools and Governmen2151 W Stadium Blvd, Ann Arbor, MI 48103 4543A+5.0 ★Texas Ratio: 3.99%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Mason, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Mason are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Mason, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
368 S Park St, Mason, MI 48854 A-4.9 ★Texas Ratio: 16.59% |
Conventional, FHA, VA, HELOC | 22 +5 HELOCs |
14.3% | 88.5% | $224,545 | View |
|
1 office in Mason 606 W Columbia St, Mason, MI 48854 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +2 HELOCs |
4.5% | 77.8% | $156,428 | View |
|
1 office in Mason 190 W Kipp Rd, Mason, MI 48854 A5.0 ★Texas Ratio: 6.46% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $265,000 | View |
|
3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional, FHA, VA | 6 | 3.9% | 35.3% | $163,333 | View |
|
3333 Deposit Dr Ne, Grand Rapids, MI 49546 A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 4 | 2.6% | 100% | $157,500 | View |
|
202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, VA, HELOC | 3 +1 HELOCs |
1.9% | 100% | $181,666 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.9% | 100% | $295,000 | |
|
14049 Lindsey Pvt Ln, Dewitt, MI 48820 A+5.0 ★Texas Ratio: 4.17% |
Conventional, HELOC | 2 +2 HELOCs |
1.3% | 100% | $45,000 | View |
|
455 Ada Dr Se, Ada, MI 49301 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.6% | 50% | $265,000 | View |
|
2151 W Stadium Blvd, Ann Arbor, MI 48103 4543 A+5.0 ★Texas Ratio: 3.99% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
|
2121 S Drake Rd, Kalamazoo, MI 49006 5776 A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $125,000 | View |
|
★ 1 stars, 1 review 2222 Packard St, Ann Arbor, MI 48104 6368 A5.0 ★Texas Ratio: 6.91% |
Conventional | 1 | 0.6% | 50% | $65,000 | View |
|
103 E Kipp Rd, Mason, MI 48854 8202 A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
|
2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.6% | 100% | $275,000 | View |
|
750 N Cedar St, Mason, MI 48854 A+5.0 ★Texas Ratio: 1.86% |
Conventional | 1 | 0.6% | 100% | $105,000 | View |
|
3930 S State Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
|
6081 B Dr N, Battle Creek, MI 49014 8367 A+5.0 ★Texas Ratio: 3.56% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
101 N Main St Ste 100, Ann Arbor, MI 48104 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
455 E Eisenhower Pkwy, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Rocket Mortgage
|
Conventional, FHA, VA | 20 | 13% | 87.5% | $174,500 | |
Msu Federal Credit Union
|
Conventional, HELOC | 14 +16 HELOCs |
9.1% | 88.2% | $230,714 | |
United Wholesale Mortgage
|
Conventional, FHA, VA | 10 | 6.5% | 71.4% | $219,000 | |
VanDyk Mortgage Corporation
|
Conventional | 2 | 1.3% | 100% | $150,000 | |
Mortgage Center LC
|
Conventional, FHA | 2 | 1.3% | 100% | $175,000 | |
GreenStone Farm Credit Services
|
Conventional | 1 | 0.6% | 100% | $685,000 | |
Union Home Mortgage Corp.
|
Conventional, FHA, USDA | 12 | 7.8% | 100% | $182,500 | |
Triad Financial Services, Inc.
|
Conventional | 4 | 2.6% | 42.1% | $50,000 | |
Pennymac Loan Services LLC
|
FHA, VA | 4 | 2.6% | 100% | $182,500 | |
Newrez LLC
|
Conventional, VA | 3 | 1.9% | 100% | $121,666 | |
Everett Financial, Inc.
|
Conventional | 2 | 1.3% | 100% | $220,000 | |
CrossCountry Mortgage, LLC
|
Conventional | 2 | 1.3% | 100% | $165,000 | |
Churchill Mortgage Corporation
|
Conventional | 2 | 1.3% | 100% | $125,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA | 2 | 1.3% | 100% | $115,000 | |
Nationstar Mortgage
|
Conventional | 2 | 1.3% | 100% | $75,000 | |
21St Mortgage
|
Conventional | 2 | 1.3% | 50% | $45,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $35,000 | |
EMM Loans LLC
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
Alliant Credit Union
|
Conventional | 1 | 0.6% | 100% | $205,000 | |
|
A+5.0 ★Texas Ratio: 0.00% |
FHA | 1 | 0.6% | 100% | $175,000 | View |
American Financial Resources LLC
|
VA | 1 | 0.6% | 100% | $275,000 | |
Guaranteed Rate, Inc.
|
Conventional | 1 | 0.6% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.6% | 66.7% | $265,000 | |
Nbkc Bank
|
VA | 1 | 0.6% | 100% | $175,000 | |
AmeriHome Mortgage Company, LLC
|
Conventional | 1 | 0.6% | 100% | $175,000 | |
Inova Federal Credit Union
|
Conventional | 1 | 0.6% | 100% | $255,000 | |
American Financing Corporation
|
FHA | 1 | 0.6% | 100% | $265,000 | |
Tomo Mortgage LLC
|
Conventional | 1 | 0.6% | 100% | $275,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.6% | 100% | $225,000 | |
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Mason? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Mason in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Mason, MI lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50 percent of home loans in Mason, Michigan in 2025, banks 31.2 percent and credit unions 18.8 percent. Rocket Mortgage was the largest mortgage company, Dart Bank the largest bank and Lake Michigan Credit Union the largest credit union. Among lenders headquartered in Michigan, Dart Bank led with 22 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
By home loans closed in 2025, Dart Bank was the largest mortgage lender in Mason, Michigan with 22 loans, about 14.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
13 lenders closed FHA loans in Mason, Michigan in 2025, led by Union Home Mortgage Corp. with 5. 9 lenders closed VA loans, led by Huntington National Bank, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 13 credit unions closed home loans in Mason, Michigan in 2025, alongside 23 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Mason, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Mason, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Mason. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.