Mortgage Lenders and Brokers in Manistee Lake, Michigan
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Manistee Lake, Michigan mortgage lenders include 4Front Credit Union4Front Credit Union515 E Cayuga St, Bellaire, MI 49615, Credit Union OneCredit Union One2400 Green Rd, Ann Arbor, MI 48105 1550A+5.0 ★Texas Ratio: 2.54%, Huntington National BankHuntington National Bank202 W Maumee St, Adrian, MI 49221A+5.0 ★Texas Ratio: 3.66%, Lake Michigan Credit UnionLake Michigan Credit Union496 Ada Dr SE STE 103, Ada, MI 49301, Honor BankHonor Bank11926 Chippewa Hwy, Bear Lake, MI 49614A+5.0 ★Texas Ratio: 5.27%, Isabella BankIsabella Bank240 E Northern Ave, Barryton, MI 49305A+5.0 ★Texas Ratio: 4.10%, River Valley Credit UnionRiver Valley Credit Union7177 Headley St SE, Ada, MI 49301 9900A+5.0 ★Texas Ratio: 2.94%, Old National BankOld National Bank1422 S Winter St, Adrian, MI 49221A+5.0 ★Texas Ratio: 4.98%, Flagstar Bank NAFlagstar Bank NA3233 Fairlane Dr, Allen Park, MI 48101D3.3 ★Texas Ratio: 35.11%, and Bank of America NABank of America NA395 Briarwood Cir, Ann Arbor, MI 48108A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Manistee Lake, Michigan in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Manistee Lake are listed first, then lenders elsewhere in Michigan, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Manistee Lake, Michigan
Market share is the lender's share of all home loans closed in Manistee Lake, Michigan. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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4Front Credit Union
515 E Cayuga St, Bellaire, MI 49615 |
Conventional, HELOC | 5 +2 HELOCs |
8.8% | 100% | $97,000 | |
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2400 Green Rd, Ann Arbor, MI 48105 1550 A+5.0 ★Texas Ratio: 2.54% |
Conventional, HELOC | 3 +2 HELOCs |
5.3% | 100% | $161,666 | View |
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202 W Maumee St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +5 HELOCs |
3.5% | 66.7% | $270,000 | View |
Lake Michigan Credit Union
496 Ada Dr SE STE 103, Ada, MI 49301 |
Conventional, HELOC | 2 +3 HELOCs |
3.5% | 100% | $260,000 | |
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11926 Chippewa Hwy, Bear Lake, MI 49614 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 1.8% | 100% | $195,000 | View |
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240 E Northern Ave, Barryton, MI 49305 A+5.0 ★Texas Ratio: 4.10% |
Conventional | 1 | 1.8% | 100% | $45,000 | View |
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7177 Headley St SE, Ada, MI 49301 9900 A+5.0 ★Texas Ratio: 2.94% |
Conventional | 1 | 1.8% | 100% | $425,000 | View |
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1422 S Winter St, Adrian, MI 49221 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.8% | 100% | $195,000 | View |
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3233 Fairlane Dr, Allen Park, MI 48101 D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 1.8% | 100% | $415,000 | View |
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395 Briarwood Cir, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 1.8% | 100% | $535,000 | View |
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915 S Euclid Ave, Bay City, MI 48706 A+5.0 ★Texas Ratio: 2.11% |
Conventional | 1 | 1.8% | 100% | $65,000 | View |
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1253 Lincoln Rd, Allegan, MI 49010 A+5.0 ★Texas Ratio: 5.27% |
Conventional | 1 | 1.8% | 100% | $285,000 | View |
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★ 1.7 stars, 3 reviews 855 Marshall St, Allegan, MI 49010 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.8% | 100% | $355,000 | View |
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144 W Huron Rd, Au Gres, MI 48703 A+5.0 ★Texas Ratio: 4.40% |
Conventional | 1 | 1.8% | 100% | $155,000 | View |
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475 Ada Drive, Ada Township, MI 49301 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Community Financial
12483 State St, Atlanta, MI 49709 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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3082 Coolidge Hwy, Berkley, MI 48072 A+5.0 ★Texas Ratio: 5.97% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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2910 Carpenter Rd, Ann Arbor, MI 48108 A+5.0 ★Texas Ratio: 1.86% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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7200 KALAMAZOO AVE SE, CALEDONIA, MI 49316 A5.0 ★Texas Ratio: 12.10% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
United Wholesale Mortgage
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Conventional, FHA | 8 | 14% | 100% | $303,750 | |
Rocket Mortgage
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Conventional | 6 | 10.5% | 66.7% | $191,666 | |
GreenStone Farm Credit Services
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Conventional | 2 | 3.5% | 100% | $300,000 | |
Legacy Mortgage
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FHA | 1 | 1.8% | 50% | $235,000 | |
Msu Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pennymac Loan Services LLC
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Conventional | 2 | 3.5% | 100% | $490,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 3.5% | 100% | $365,000 | |
loanDepot.com LLC
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FHA, HELOC | 1 +1 HELOCs |
1.8% | 50% | $215,000 | |
Alliant Credit Union
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Conventional | 1 | 1.8% | 100% | $295,000 | |
American Financial Resources LLC
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FHA | 1 | 1.8% | 100% | $95,000 | |
RANLife, Inc.
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VA | 1 | 1.8% | 100% | $155,000 | |
Newrez LLC
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Conventional | 1 | 1.8% | 33.3% | $425,000 | |
HomeBridge Financial Services, Inc
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Conventional | 1 | 1.8% | 100% | $565,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 1.8% | 100% | $375,000 | |
New Day Financial, LLC.
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VA | 1 | 1.8% | 100% | $255,000 | |
Mortgage Research Center
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USDA | 1 | 1.8% | 100% | $225,000 | |
The Loan Store, Inc
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Conventional | 1 | 1.8% | 50% | $245,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.8% | 100% | $55,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
Conventional | 1 | 1.8% | 100% | $395,000 | View |
The Mortgage Link, Inc.
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Conventional | 1 | 1.8% | 100% | $495,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional | 1 | 1.8% | 100% | $425,000 | View |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Manistee Lake Mortgage Rate Trends
Daily average mortgage rates for Michigan compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Manistee Lake, Michigan
Looking for mortgage lenders near me or mortgage brokers near me in Manistee Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Manistee Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Manistee Lake, MI
Use these to narrow the list above. Each category shows how many Manistee Lake, MI lenders fit and what that kind of lender is usually best for.
Who Lends in Manistee Lake, MI
Independent mortgage companies closed 56.1 percent of home loans in Manistee Lake, Michigan in 2025, banks 19.3 percent and credit unions 24.6 percent. United Wholesale Mortgage was the largest mortgage company, Huntington National Bank the largest bank and 4Front Credit Union the largest credit union. Among lenders headquartered in Michigan, 4Front Credit Union led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Michigan. State real estate transfer tax of $3.75 per $500 (0.75 percent) plus a county transfer tax of $0.55 per $500 (0.11 percent), customarily paid by the seller. No mortgage recording tax.
More Michigan Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Manistee Lake, MI
By home loans closed in 2025, 4Front Credit Union was the largest mortgage lender in Manistee Lake, Michigan with 5 loans, about 8.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Manistee Lake, Michigan in 2025, led by United Wholesale Mortgage with 1. 2 lenders closed VA loans, led by RANLife, Inc., and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 12 credit unions closed home loans in Manistee Lake, Michigan in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Manistee Lake, Michigan during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Manistee Lake, Michigan for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Manistee Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
